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92nd General Assembly

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Public Act 92-0485

SB48 Enrolled                                  LRB9201499JSpc

    AN ACT concerning corporate fiduciaries.

    Be it enacted by the People of  the  State  of  Illinois,
represented in the General Assembly:

    Section  5.  The  Corporate  Fiduciary  Act is amended by
changing Sections 5-10 and 8-1  and  adding  Sections  2-6.5,
6-13.5, and 9-6 as follows:

    (205 ILCS 620/2-6.5 new)
    Sec. 2-6.5.  Directors.
    (a)  The  business  and  affairs of a corporate fiduciary
shall be managed by  its  board  of  directors,  which  shall
exercise its powers in accordance with this Section.
    (b)  The  directors  shall  be  elected  as  provided  in
this  Act.  Any omission to elect  a  director  or  directors
shall  not  impair  any  of the rights and  privileges of the
corporate fiduciary or of any person in any  way  interested.
The  existing   directors   shall  hold  office  until  their
successors are elected and qualify.
    (c)  Notwithstanding the provisions of any certificate of
authority heretofore  or  hereafter  issued,  the  number  of
directors,  not  fewer than 5, may be fixed from time to time
by the  stockholders  at  any  meeting  of  the  stockholders
called    for   the   purpose   of   electing  directors   or
changing the number thereof by the  affirmative  vote  of  at
least two-thirds of the outstanding stock entitled to vote at
the  meeting,  and  the  number  so fixed shall be the  board
regardless  of vacancies  until  the  number  of directors is
thereafter changed by similar action.
    (d)  Except  as  otherwise provided in  this  subsection,
directors  shall  hold office until the next  annual  meeting
of  the  stockholders succeeding   their  election  or  until
their  successors  are  elected  and qualify. If the board of
directors consists of 6 or more members, in lieu of  electing
the  membership of the whole board of directors annually, the
by-laws  of  a  corporate  fiduciary  may  provide  that  the
directors  shall  be divided into either 2 or 3 classes, each
class to be as nearly equal in number as is   possible.   The
term  of  office of directors of the first class shall expire
at the first annual meeting of the stockholders  after  their
election, that of the second class shall expire at the second
annual  meeting  after  their election, and that of the third
class, if any, shall expire at the third annual meeting after
their election. At each annual meeting after  classification,
the  number  of  directors  equal  to the number of the class
whose terms expire at  the  time  of  the  meeting  shall  be
elected  to  hold  office  until the second succeeding annual
meeting if there are 2 classes or until the third  succeeding
annual  meeting  if  there  are  3 classes.  Vacancies may be
filled by stockholders at a special meeting  called  for  the
purpose.  If   authorized   by   the   corporate  fiduciary's
by-laws or an amendment thereto, the directors of a corporate
fiduciary  may  properly fill a vacancy or  vacancies arising
between stockholders' meetings, but at no time may the number
of directors  selected  to fill  a  vacancy  in  this  manner
during  any  interim  period  between  stockholders' meetings
exceed one-third of the total  membership  of  the  board  of
directors.
    (e)  The    board   of   directors   shall  hold  regular
meetings at least once each month, provided that, upon  prior
written   approval   by  the  Commissioner,  the   board   of
directors  may hold regular  meetings  less  frequently  than
once  each  month  but at least once each calendar quarter. A
special meeting of the board of  directors  may  be  held  as
provided   by the  by-laws.   A  special meeting of the board
of directors may also be held as provided in Section  5-5  of
this  Act.  A  majority  of  the  board  of  directors  shall
constitute  a quorum for the transaction of business unless a
greater number is required by the by-laws.  The  act  of  the
majority  of  the  directors  present at a meeting at which a
quorum is present shall be the act of the board of  directors
unless  the  act  of  a  greater  number  is  required by the
by-laws.
    (f)  A member of the board of directors shall be  elected
president. The board of directors may appoint other officers,
as  the  by-laws may provide, and fix their salaries to carry
on the business  of  the  corporate fiduciary. The  board  of
directors  may  make and amend by-laws (not inconsistent with
this Act) for the government of the corporate  fiduciary  and
may, by the affirmative vote of a majority of  the  board  of
directors,    establish   reasonable  compensation   of   all
directors  for  services  to  the  corporation as  directors,
officers, or  otherwise.   An  officer,  whether  elected  or
appointed  by   the   board   of   directors   or   appointed
pursuant  to  the  by-laws,  may  be  removed by the board of
directors at any time.
    (g)  The board of directors shall  cause  suitable  books
and  records of all the corporate fiduciary's transactions to
be kept.
    (h)  The  provisions  of  this  Section do not apply to a
corporate fiduciary that is a trust  department  of  a  bank,
savings  bank,  savings  and  loan  association,  or  foreign
banking   corporation   issued  a  certificate  of  authority
pursuant to the Foreign Banking Office Act.

    (205 ILCS 620/5-10) (from Ch. 17, par. 1555-10)
    Sec. 5-10.  Fees; receivership account.
    (a)  There shall be paid to  the  Commissioner  by  every
corporate  fiduciary  including  each  trust  company,  bank,
savings  and loan association, and savings bank to which this
Act shall apply, reasonable fees that the Commissioner  shall
assess to recover the costs of administration, certification,
examination  and  supervision of trusts authorized under this
Act.
    (b)  In addition to the fees authorized in subsection (a)
of this Section  the  Commissioner  shall  assess  reasonable
receivership   fees   and  establish  a  Corporate  Fiduciary
Receivership account in the Bank and Trust  Company  Fund  to
provide  for  the expenses that arise from the administration
of the receivership of a corporate fiduciary under this  Act.
The  aggregate  of  such  assessments  shall be paid into the
Corporate Fiduciary Receivership  account  in  the  Bank  and
Trust  Company  Fund.  The assessments for this account shall
be levied until the  sum  of  $4,000,000  $350,000  has  been
deposited   into  the  account  from  assessments  authorized
herein,  whereupon  the  Corporate   Fiduciary   Receivership
account  assessment  shall be abated.  If a receivership of a
corporate fiduciary under this Act requires expenditures from
this account,  assessments  may  be  reinstituted  until  the
balance  in  the  Corporate  Fiduciary  Receivership  account
arising from assessments is restored to $4,000,000 $350,000.
    (c)  The   Commissioner   may,   by   rule,  establish  a
reasonable manner of assessing the  receivership  assessments
under this Section.
(Source: P.A. 86-754; 86-952.)

    (205 ILCS 620/6-13.5 new)
    Sec. 6-13.5.  Pledging requirements.
    (a)  The Commissioner may require a trust company holding
a  certificate  of  authority under this Act to pledge to the
Commissioner securities or a surety bond which shall  run  to
the Commissioner in an amount, not to exceed $1,000,000, that
the  Commissioner deems appropriate for costs associated with
the receivership of the trust company.  In  the  event  of  a
receivership  of  a  trust  company,  the  Commissioner  may,
without  regard  to  any  priorities, preferences, or adverse
claims, reduce the pledged securities or the surety  bond  to
cash  and,  as soon as practicable, utilize the cash to cover
costs associated with the receivership.
    (b)  If the trust company chooses to pledge securities to
satisfy the provisions of this Section, the securities  shall
be held at a depository institution or a Federal Reserve Bank
approved  by  the Commissioner.  The Commissioner may specify
the types of securities that may  be  pledged  in  accordance
with  this  Section.   Any  fees associated with holding such
securities shall be the responsibility of the trust company.
    (c)  If the trust company chooses to  purchase  a  surety
bond  to  satisfy  the  provisions  of this Section, the bond
shall be  issued  by  a  bonding  company,  approved  by  the
Commissioner, that is authorized to do business in this State
and  that  has  a  rating  in  one of the 3 highest grades as
determined by a national rating service.  The bond  shall  be
in  a  form  approved by the Commissioner.  The trust company
may not obtain a surety bond from any  entity  in  which  the
trust company has a financial interest.

    (205 ILCS 620/8-1) (from Ch. 17, par. 1558-1)
    Sec.  8-1.  False  statements.   It  is  unlawful for any
officer,  director,  employee,  or  agent  of  any  corporate
fiduciary subject to examination by the Commissioner  or  any
person  filing  an  application  or submitting information in
connection with an application to  the  Commissioner  to  who
shall  willfully and knowingly subscribe to or make, or cause
to be made, any false statement or false entry with intent to
deceive any person or persons authorized to examine into  the
affairs  of the such corporate fiduciary or applicant or with
intent to deceive  the  Commissioner  or  his  administrative
officers  in  the performance of their duties under this Act.
A person who violates this Section is upon conviction thereof
shall be guilty of a Class 3 felony.
(Source: P.A. 85-858.)

    (205 ILCS 620/9-6 new)
    Sec. 9-6.  Audits.
    (a)  At least once in  each  calendar  year  a  corporate
fiduciary  must  cause its books and records to be audited by
an independent licensed public accountant.  The  Commissioner
may  prescribe  the  scope  of  the  audit  within  generally
accepted audit principles and standards.
    (b)  The  independent  licensed  public  accountant shall
provide a written audit report to the  corporate  fiduciary's
board  of  directors  or  to  a  committee  appointed  by the
corporate fiduciary's  board  of  directors.   If  the  audit
report  is  given  to  a committee appointed by the corporate
fiduciary's board of directors, the committee  shall,  within
30  days  after  the  date  of  receipt  of the audit report,
provide the board of directors with a written summary of  the
audit findings as detailed in the audit report.
    (c)  The  corporate  fiduciary's  board  of  directors or
committee appointed by the board of directors shall  cause  a
copy  of the audit report and any written summary pursuant to
paragraph  (b)  of  this  Section  to  be  filed   with   the
Commissioner  within  45  days  after  receipt  of  the audit
report.

    Section 99.  Effective date.  This Act takes effect  upon
becoming law.
    Passed in the General Assembly May 30, 2001.
    Approved August 23, 2001.
    Effective August 23, 2001.

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