State of Illinois
91st General Assembly
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Public Act 91-0898

SB1304 Enrolled                                LRB9108575SMdv

    AN ACT  to  amend  the  Property  Tax  Code  by  changing
Sections 21-15, 21-20, and 21-25.

    Be it  enacted  by  the  People  of  the  State  of  Illinois,
represented in the General Assembly:

    Section  5.  The Property Tax Code is amended by changing
Sections 21-15, 21-20, and 21-25 as follows:

    (35 ILCS 200/21-15)
    Sec. 21-15.  General tax due dates; default  by  mortgage
lender.  Except  as  otherwise  provided  in  this Section or
Section 21-40, all property upon which the first  installment
of  taxes  remains  unpaid on June 1 annually shall be deemed
delinquent and shall bear interest after June 1 at  the  rate
of  1 1/2% per month or portion thereof.  Except as otherwise
provided in this Section or Section 21-40, all property  upon
which  the second installment of taxes remains due and unpaid
on September 1, annually,  shall  be  deemed  delinquent  and
shall  bear  interest  after September 1 at the same interest
rate. All interest collected shall be paid into  the  general
fund  of the county.  Payment received by mail and postmarked
on or before the required due date is not delinquent.
    Property not subject to the interest  charge  in  Section
9-265  shall  also  not  be  subject  to  the interest charge
imposed by this Section until such time as the owner  of  the
property  receives  actual  notice  of  and is billed for the
principal amount of back taxes due and owing.
    If a member of a reserve component of the armed forces of
the United States who has an ownership interest  in  property
taxed  under this Act is called to active duty for deployment
outside the continental United States and is on  active  duty
on  the  due  date of any installment of taxes due under this
Act, he or she shall not be deemed delinquent in the  payment
of the installment and no interest shall accrue or be charged
as  a  penalty  on  the  installment until 30 days after that
member returns from active duty.
    Notwithstanding any other  provision  of  law,  when  any
unpaid taxes become delinquent under this Section through the
fault of the mortgage lender, (i) the interest assessed under
this  Section  for  delinquent taxes shall be charged against
the mortgage lender  and  not  the  mortgagor  and  (ii)  the
mortgage  lender shall pay the taxes, redeem the property and
take all necessary steps to remove any liens accruing against
the property because of the delinquency. In  the  event  that
more  than one entity meets the definition of mortgage lender
with respect to any mortgage, the interest shall be  assessed
against  the  mortgage  lender  responsible for servicing the
mortgage.  Unpaid taxes shall be  deemed  delinquent  through
the  fault  of  the mortgage lender only if: (a) the mortgage
lender has received all payments due the mortgage lender  for
the  property  being  taxed  under  the  written terms of the
mortgage or promissory note secured by the mortgage, (b)  the
mortgage  lender  holds funds in escrow to pay the taxes, and
(c) the funds are sufficient to pay the taxes after deducting
all amounts reasonably anticipated  to  become  due  for  all
hazard insurance premiums and mortgage insurance premiums and
any  other  assessments  to be paid from the escrow under the
terms of the mortgage.  For  purposes  of  this  Section,  an
amount  is  reasonably  anticipated  to  become  due if it is
payable within 12 months from the  time  of  determining  the
sufficiency  of funds held in escrow.  Unpaid taxes shall not
be deemed delinquent through the fault of the mortgage lender
if the  mortgage  lender  was  directed  in  writing  by  the
mortgagor not to pay the property taxes, or if the failure to
pay the taxes when due resulted from inadequate or inaccurate
parcel  information  provided  by  the  mortgagor, a title or
abstract company, or by the  agency  or  unit  of  government
assessing the tax.
(Source:  P.A.  90-336,  eff.  1-1-98;  90-575, eff. 3-20-98;
91-199, eff. 1-1-00.)

    (35 ILCS 200/21-20)
    Sec. 21-20.  Due dates; accelerated billing  in  counties
of  less  than  3,000,000.  Except  as  otherwise provided in
Section  21-40,  in  counties  with   less   than   3,000,000
inhabitants  in  which  the accelerated method of billing and
paying taxes provided for in Section 21-30 is in effect,  the
estimated  first  installment of unpaid taxes shall be deemed
delinquent and shall bear interest after  a  date  not  later
than  June  1  annually  as  provided for in the ordinance or
resolution of  the  county  board  adopting  the  accelerated
method,  at  the  rate of 1 1/2% per month or portion thereof
until paid or forfeited. The  second  installment  of  unpaid
taxes  shall  be  deemed  delinquent  and shall bear interest
after August 1 annually at the same interest rate until  paid
or  forfeited.  Payment received by mail and postmarked on or
before the required due date is not delinquent.
    If a member of a reserve component of the armed forces of
the United States who has an ownership interest  in  property
taxed  under this Act is called to active duty for deployment
outside the continental United States and is on  active  duty
on  the  due  date of any installment of taxes due under this
Act, he or she shall not be deemed delinquent in the  payment
of the installment and no interest shall accrue or be charged
as  a  penalty  on  the  installment until 30 days after that
member returns from active duty.
(Source: P.A. 91-199, eff. 1-1-00.)

    (35 ILCS 200/21-25)
    Sec. 21-25.  Due dates; accelerated billing  in  counties
of  3,000,000 or more.  Except as hereinafter provided and as
provided in Section 21-40, in counties with 3,000,000 or more
inhabitants in which the accelerated method  of  billing  and
paying  taxes provided for in Section 21-30 is in effect, the
estimated first installment of unpaid taxes shall  be  deemed
delinquent  and shall bear interest after March 1 at the rate
of 1  1/2%  per  month  or  portion  thereof  until  paid  or
forfeited.  The  second  installment of unpaid taxes shall be
deemed delinquent and shall  bear  interest  after  August  1
annually at the same interest rate until paid or forfeited.
    If  the county board elects by ordinance adopted prior to
July 1 of a levy year to provide for taxes to be  paid  in  4
installments,  each  installment  for that levy year and each
subsequent year shall be deemed delinquent and shall begin to
bear interest  30  days  after  the  date  specified  by  the
ordinance  for mailing bills, at the rate of 1 1/2% per month
or portion thereof, until paid or forfeited.
    Payment received by mail and postmarked on or before  the
required due date is not delinquent.
    Taxes  levied  on homestead property in which a member of
the National Guard or reserves of the  armed  forces  of  the
United  States  who  was  called  to  active duty on or after
August 1, 1990, and who has an ownership interest, shall  not
be  deemed  delinquent  and  no  interest  shall accrue or be
charged as a penalty on such taxes due and payable in 1991 or
1992 until one year after that  member  returns  to  civilian
status.
    If a member of a reserve component of the armed forces of
the  United  States who has an ownership interest in property
taxed under this Act is called to active duty for  deployment
outside  the  continental United States and is on active duty
on the due date of any installment of taxes  due  under  this
Act,  he or she shall not be deemed delinquent in the payment
of the installment and no interest shall accrue or be charged
as a penalty on the installment  until  30  days  after  that
member returns to civilian status.
(Source: P.A. 91-199, eff. 1-1-00.)

    Section  99.  Effective date.  This Act takes effect upon
becoming law.

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