Illinois General Assembly - Full Text of Public Act 102-0397
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Public Act 102-0397


 

Public Act 0397 102ND GENERAL ASSEMBLY

  
  
  

 


 
Public Act 102-0397
 
HB2570 EnrolledLRB102 11839 BMS 21826 b

    AN ACT concerning regulation.
 
    Be it enacted by the People of the State of Illinois,
represented in the General Assembly:
 
    Section 5. The Illinois Insurance Code is amended by
changing Section 143.29 as follows:
 
    (215 ILCS 5/143.29)  (from Ch. 73, par. 755.29)
    Sec. 143.29. (a) The rates and premium charges for every
policy of automobile liability insurance shall include
appropriate reductions as determined by the insurer for any
insured over age 55 upon successful completion of the National
Safety Council's Defensive Driving Course or a motor vehicle
accident prevention course, including an eLearning course,
that which is found by the Secretary of State to meet or exceed
the standards of the National Safety Council's Defensive
Driving Course's 8 hour classroom safety instruction program.
    (b) The premium reduction shall remain in effect for the
qualifying insured for a period of 3 years from the date of
successful completion of the accident prevention course,
except that the insurer may elect to apply the premium
reduction beginning either with the last effective date of the
policy or the next renewal date of the policy if the reduction
will result in a savings as though applied over a full 3 year
period. An insured who has completed the course of instruction
prior to July 1, 1982 shall receive the insurance premium
reduction for only the period remaining within the 3 years
from course completion. The period of premium reduction for an
insured who has repeated the accident prevention course shall
be based upon the last such course the insured has
successfully completed.
    (c) Any accident prevention course approved by the
Secretary of State under this Section shall be taught by an
instructor approved by the Secretary of State, shall consist
of at least 8 hours of classroom or eLearning equivalent
instruction and shall provide for a certificate of completion.
Records of certification of course completion shall be
maintained in a manner acceptable to the Secretary of State.
    (d) Any person claiming eligibility for a rate or premium
reduction shall be responsible for providing to his insurance
company the information necessary to determine eligibility.
    (e) This Section shall not apply to:
    (1) any motor vehicle which is a part of a fleet or is used
for commercial purposes unless there is a regularly assigned
principal operator.
    (2) any motor vehicle subject to a higher premium rate
because of the insured's previous motor vehicle claim
experience or to any motor vehicle whose principal operator
has been convicted of violating any of the motor vehicle laws
of this State, until that operator shall have maintained a
driving record free of accidents and moving violations for a
continuous one year period, in which case such driver shall be
eligible for a reduction the remaining 2 years of the 3 year
period.
    (3) any motor vehicle whose principal operator has had his
drivers license revoked or suspended for any reason by the
Secretary of State within the previous 36 months.
    (4) any policy of group automobile insurance under which
premiums are broadly averaged for the group rather than
determined individually.
(Source: P.A. 82-920.)

Effective Date: 1/1/2022