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Public Act 102-0144 | ||||
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AN ACT concerning regulation.
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Be it enacted by the People of the State of Illinois,
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represented in the General Assembly:
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Section 5. The Network Adequacy and Transparency Act is | ||||
amended by changing Section 10 as follows: | ||||
(215 ILCS 124/10)
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Sec. 10. Network adequacy. | ||||
(a) An insurer providing a network plan shall file a | ||||
description of all of the following with the Director: | ||||
(1) The written policies and procedures for adding | ||||
providers to meet patient needs based on increases in the | ||||
number of beneficiaries, changes in the | ||||
patient-to-provider ratio, changes in medical and health | ||||
care capabilities, and increased demand for services. | ||||
(2) The written policies and procedures for making | ||||
referrals within and outside the network. | ||||
(3) The written policies and procedures on how the | ||||
network plan will provide 24-hour, 7-day per week access | ||||
to network-affiliated primary care, emergency services, | ||||
and woman's principal health care providers. | ||||
An insurer shall not prohibit a preferred provider from | ||||
discussing any specific or all treatment options with | ||||
beneficiaries irrespective of the insurer's position on those |
treatment options or from advocating on behalf of | ||
beneficiaries within the utilization review, grievance, or | ||
appeals processes established by the insurer in accordance | ||
with any rights or remedies available under applicable State | ||
or federal law. | ||
(b) Insurers must file for review a description of the | ||
services to be offered through a network plan. The description | ||
shall include all of the following: | ||
(1) A geographic map of the area proposed to be served | ||
by the plan by county service area and zip code, including | ||
marked locations for preferred providers. | ||
(2) As deemed necessary by the Department, the names, | ||
addresses, phone numbers, and specialties of the providers | ||
who have entered into preferred provider agreements under | ||
the network plan. | ||
(3) The number of beneficiaries anticipated to be | ||
covered by the network plan. | ||
(4) An Internet website and toll-free telephone number | ||
for beneficiaries and prospective beneficiaries to access | ||
current and accurate lists of preferred providers, | ||
additional information about the plan, as well as any | ||
other information required by Department rule. | ||
(5) A description of how health care services to be | ||
rendered under the network plan are reasonably accessible | ||
and available to beneficiaries. The description shall | ||
address all of the following: |
(A) the type of health care services to be | ||
provided by the network plan; | ||
(B) the ratio of physicians and other providers to | ||
beneficiaries, by specialty and including primary care | ||
physicians and facility-based physicians when | ||
applicable under the contract, necessary to meet the | ||
health care needs and service demands of the currently | ||
enrolled population; | ||
(C) the travel and distance standards for plan | ||
beneficiaries in county service areas; and | ||
(D) a description of how the use of telemedicine, | ||
telehealth, or mobile care services may be used to | ||
partially meet the network adequacy standards, if | ||
applicable. | ||
(6) A provision ensuring that whenever a beneficiary | ||
has made a good faith effort, as evidenced by accessing | ||
the provider directory, calling the network plan, and | ||
calling the provider, to utilize preferred providers for a | ||
covered service and it is determined the insurer does not | ||
have the appropriate preferred providers due to | ||
insufficient number, type, or unreasonable travel distance | ||
or delay, the insurer shall ensure, directly or | ||
indirectly, by terms contained in the payer contract, that | ||
the beneficiary will be provided the covered service at no | ||
greater cost to the beneficiary than if the service had | ||
been provided by a preferred provider. This paragraph (6) |
does not apply to: (A) a beneficiary who willfully chooses | ||
to access a non-preferred provider for health care | ||
services available through the panel of preferred | ||
providers, or (B) a beneficiary enrolled in a health | ||
maintenance organization. In these circumstances, the | ||
contractual requirements for non-preferred provider | ||
reimbursements shall apply. | ||
(7) A provision that the beneficiary shall receive | ||
emergency care coverage such that payment for this | ||
coverage is not dependent upon whether the emergency | ||
services are performed by a preferred or non-preferred | ||
provider and the coverage shall be at the same benefit | ||
level as if the service or treatment had been rendered by a | ||
preferred provider. For purposes of this paragraph (7), | ||
"the same benefit level" means that the beneficiary is | ||
provided the covered service at no greater cost to the | ||
beneficiary than if the service had been provided by a | ||
preferred provider. | ||
(8) A limitation that, if the plan provides that the | ||
beneficiary will incur a penalty for failing to | ||
pre-certify inpatient hospital treatment, the penalty may | ||
not exceed $1,000 per occurrence in addition to the plan | ||
cost sharing provisions. | ||
(c) The network plan shall demonstrate to the Director a | ||
minimum ratio of providers to plan beneficiaries as required | ||
by the Department. |
(1) The ratio of physicians or other providers to plan | ||
beneficiaries shall be established annually by the | ||
Department in consultation with the Department of Public | ||
Health based upon the guidance from the federal Centers | ||
for Medicare and Medicaid Services. The Department shall | ||
not establish ratios for vision or dental providers who | ||
provide services under dental-specific or vision-specific | ||
benefits. The Department shall consider establishing | ||
ratios for the following physicians or other providers: | ||
(A) Primary Care; | ||
(B) Pediatrics; | ||
(C) Cardiology; | ||
(D) Gastroenterology; | ||
(E) General Surgery; | ||
(F) Neurology; | ||
(G) OB/GYN; | ||
(H) Oncology/Radiation; | ||
(I) Ophthalmology; | ||
(J) Urology; | ||
(K) Behavioral Health; | ||
(L) Allergy/Immunology; | ||
(M) Chiropractic; | ||
(N) Dermatology; | ||
(O) Endocrinology; | ||
(P) Ears, Nose, and Throat (ENT)/Otolaryngology; | ||
(Q) Infectious Disease; |
(R) Nephrology; | ||
(S) Neurosurgery; | ||
(T) Orthopedic Surgery; | ||
(U) Physiatry/Rehabilitative; | ||
(V) Plastic Surgery; | ||
(W) Pulmonary; | ||
(X) Rheumatology; | ||
(Y) Anesthesiology; | ||
(Z) Pain Medicine; | ||
(AA) Pediatric Specialty Services; | ||
(BB) Outpatient Dialysis; and | ||
(CC) HIV. | ||
(2) The Director shall establish a process for the | ||
review of the adequacy of these standards, along with an | ||
assessment of additional specialties to be included in the | ||
list under this subsection (c). | ||
(d) The network plan shall demonstrate to the Director | ||
maximum travel and distance standards for plan beneficiaries, | ||
which shall be established annually by the Department in | ||
consultation with the Department of Public Health based upon | ||
the guidance from the federal Centers for Medicare and | ||
Medicaid Services. These standards shall consist of the | ||
maximum minutes or miles to be traveled by a plan beneficiary | ||
for each county type, such as large counties, metro counties, | ||
or rural counties as defined by Department rule. | ||
The maximum travel time and distance standards must |
include standards for each physician and other provider | ||
category listed for which ratios have been established. | ||
The Director shall establish a process for the review of | ||
the adequacy of these standards along with an assessment of | ||
additional specialties to be included in the list under this | ||
subsection (d). | ||
(d-5) (1) Every insurer shall ensure that beneficiaries | ||
have timely and proximate access to treatment for mental, | ||
emotional, nervous, or substance use disorders or conditions | ||
in accordance with the provisions of paragraph (4) of | ||
subsection (a) of Section 370c of the Illinois Insurance Code. | ||
Insurers shall use a comparable process, strategy, evidentiary | ||
standard, and other factors in the development and application | ||
of the network adequacy standards for timely and proximate | ||
access to treatment for mental, emotional, nervous, or | ||
substance use disorders or conditions and those for the access | ||
to treatment for medical and surgical conditions. As such, the | ||
network adequacy standards for timely and proximate access | ||
shall equally be applied to treatment facilities and providers | ||
for mental, emotional, nervous, or substance use disorders or | ||
conditions and specialists providing medical or surgical | ||
benefits pursuant to the parity requirements of Section 370c.1 | ||
of the Illinois Insurance Code and the federal Paul Wellstone | ||
and Pete Domenici Mental Health Parity and Addiction Equity | ||
Act of 2008. Notwithstanding the foregoing, the network | ||
adequacy standards for timely and proximate access to |
treatment for mental, emotional, nervous, or substance use | ||
disorders or conditions shall, at a minimum, satisfy the | ||
following requirements: | ||
(A) For beneficiaries residing in the metropolitan | ||
counties of Cook, DuPage, Kane, Lake, McHenry, and | ||
Will, network adequacy standards for timely and | ||
proximate access to treatment for mental, emotional, | ||
nervous, or substance use disorders or conditions | ||
means a beneficiary shall not have to travel longer | ||
than 30 minutes or 30 miles from the beneficiary's | ||
residence to receive outpatient treatment for mental, | ||
emotional, nervous, or substance use disorders or | ||
conditions. Beneficiaries shall not be required to | ||
wait longer than 10 business days between requesting | ||
an initial appointment and being seen by the facility | ||
or provider of mental, emotional, nervous, or | ||
substance use disorders or conditions for outpatient | ||
treatment or to wait longer than 20 business days | ||
between requesting a repeat or follow-up appointment | ||
and being seen by the facility or provider of mental, | ||
emotional, nervous, or substance use disorders or | ||
conditions for outpatient treatment; however, subject | ||
to the protections of paragraph (3) of this | ||
subsection, a network plan shall not be held | ||
responsible if the beneficiary or provider voluntarily | ||
chooses to schedule an appointment outside of these |
required time frames. | ||
(B) For beneficiaries residing in Illinois | ||
counties other than those counties listed in | ||
subparagraph (A) of this paragraph, network adequacy | ||
standards for timely and proximate access to treatment | ||
for mental, emotional, nervous, or substance use | ||
disorders or conditions means a beneficiary shall not | ||
have to travel longer than 60 minutes or 60 miles from | ||
the beneficiary's residence to receive outpatient | ||
treatment for mental, emotional, nervous, or substance | ||
use disorders or conditions. Beneficiaries shall not | ||
be required to wait longer than 10 business days | ||
between requesting an initial appointment and being | ||
seen by the facility or provider of mental, emotional, | ||
nervous, or substance use disorders or conditions for | ||
outpatient treatment or to wait longer than 20 | ||
business days between requesting a repeat or follow-up | ||
appointment and being seen by the facility or provider | ||
of mental, emotional, nervous, or substance use | ||
disorders or conditions for outpatient treatment; | ||
however, subject to the protections of paragraph (3) | ||
of this subsection, a network plan shall not be held | ||
responsible if the beneficiary or provider voluntarily | ||
chooses to schedule an appointment outside of these | ||
required time frames. | ||
(2) For beneficiaries residing in all Illinois |
counties, network adequacy standards for timely and | ||
proximate access to treatment for mental, emotional, | ||
nervous, or substance use disorders or conditions means a | ||
beneficiary shall not have to travel longer than 60 | ||
minutes or 60 miles from the beneficiary's residence to | ||
receive inpatient or residential treatment for mental, | ||
emotional, nervous, or substance use disorders or | ||
conditions. | ||
(3) If there is no in-network facility or provider | ||
available for a beneficiary to receive timely and | ||
proximate access to treatment for mental, emotional, | ||
nervous, or substance use disorders or conditions in | ||
accordance with the network adequacy standards outlined in | ||
this subsection, the insurer shall provide necessary | ||
exceptions to its network to ensure admission and | ||
treatment with a provider or at a treatment facility in | ||
accordance with the network adequacy standards in this | ||
subsection. | ||
(e) Except for network plans solely offered as a group | ||
health plan, these ratio and time and distance standards apply | ||
to the lowest cost-sharing tier of any tiered network. | ||
(f) The network plan may consider use of other health care | ||
service delivery options, such as telemedicine or telehealth, | ||
mobile clinics, and centers of excellence, or other ways of | ||
delivering care to partially meet the requirements set under | ||
this Section. |
(g) Except for the requirements set forth in subsection | ||
(d-5), insurers Insurers who are not able to comply with the | ||
provider ratios and time and distance standards established by | ||
the Department may request an exception to these requirements | ||
from the Department. The Department may grant an exception in | ||
the following circumstances: | ||
(1) if no providers or facilities meet the specific | ||
time and distance standard in a specific service area and | ||
the insurer (i) discloses information on the distance and | ||
travel time points that beneficiaries would have to travel | ||
beyond the required criterion to reach the next closest | ||
contracted provider outside of the service area and (ii) | ||
provides contact information, including names, addresses, | ||
and phone numbers for the next closest contracted provider | ||
or facility; | ||
(2) if patterns of care in the service area do not | ||
support the need for the requested number of provider or | ||
facility type and the insurer provides data on local | ||
patterns of care, such as claims data, referral patterns, | ||
or local provider interviews, indicating where the | ||
beneficiaries currently seek this type of care or where | ||
the physicians currently refer beneficiaries, or both; or | ||
(3) other circumstances deemed appropriate by the | ||
Department consistent with the requirements of this Act. | ||
(h) Insurers are required to report to the Director any | ||
material change to an approved network plan within 15 days |
after the change occurs and any change that would result in | ||
failure to meet the requirements of this Act. Upon notice from | ||
the insurer, the Director shall reevaluate the network plan's | ||
compliance with the network adequacy and transparency | ||
standards of this Act.
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(Source: P.A. 100-502, eff. 9-15-17; 100-601, eff. 6-29-18.) | ||
Section 10. The Illinois Public Aid Code is amended by | ||
changing Sections 5-16.8 and 5-30.1 as follows:
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(305 ILCS 5/5-16.8)
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Sec. 5-16.8. Required health benefits. The medical | ||
assistance program
shall
(i) provide the post-mastectomy care | ||
benefits required to be covered by a policy of
accident and | ||
health insurance under Section 356t and the coverage required
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under Sections 356g.5, 356u, 356w, 356x, 356z.6, 356z.26, | ||
356z.29, 356z.32, 356z.33, 356z.34, and 356z.35 of the | ||
Illinois
Insurance Code , and (ii) be subject to the provisions | ||
of Sections 356z.19, 364.01, 370c, and 370c.1 of the Illinois
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Insurance Code , and (iii) be subject to the provisions of | ||
subsection (d-5) of Section 10 of the Network Adequacy and | ||
Transparency Act .
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The Department, by rule, shall adopt a model similar to | ||
the requirements of Section 356z.39 of the Illinois Insurance | ||
Code. | ||
On and after July 1, 2012, the Department shall reduce any |
rate of reimbursement for services or other payments or alter | ||
any methodologies authorized by this Code to reduce any rate | ||
of reimbursement for services or other payments in accordance | ||
with Section 5-5e. | ||
To ensure full access to the benefits set forth in this | ||
Section, on and after January 1, 2016, the Department shall | ||
ensure that provider and hospital reimbursement for | ||
post-mastectomy care benefits required under this Section are | ||
no lower than the Medicare reimbursement rate. | ||
(Source: P.A. 100-138, eff. 8-18-17; 100-863, eff. 8-14-18; | ||
100-1057, eff. 1-1-19; 100-1102, eff. 1-1-19; 101-81, eff. | ||
7-12-19; 101-218, eff. 1-1-20; 101-281, eff. 1-1-20; 101-371, | ||
eff. 1-1-20; 101-574, eff. 1-1-20; 101-649, eff. 7-7-20.)
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(305 ILCS 5/5-30.1) | ||
Sec. 5-30.1. Managed care protections. | ||
(a) As used in this Section: | ||
"Managed care organization" or "MCO" means any entity | ||
which contracts with the Department to provide services where | ||
payment for medical services is made on a capitated basis. | ||
"Emergency services" include: | ||
(1) emergency services, as defined by Section 10 of | ||
the Managed Care Reform and Patient Rights Act; | ||
(2) emergency medical screening examinations, as | ||
defined by Section 10 of the Managed Care Reform and | ||
Patient Rights Act; |
(3) post-stabilization medical services, as defined by | ||
Section 10 of the Managed Care Reform and Patient Rights | ||
Act; and | ||
(4) emergency medical conditions, as defined by
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Section 10 of the Managed Care Reform and Patient Rights
| ||
Act. | ||
(b) As provided by Section 5-16.12, managed care | ||
organizations are subject to the provisions of the Managed | ||
Care Reform and Patient Rights Act. | ||
(c) An MCO shall pay any provider of emergency services | ||
that does not have in effect a contract with the contracted | ||
Medicaid MCO. The default rate of reimbursement shall be the | ||
rate paid under Illinois Medicaid fee-for-service program | ||
methodology, including all policy adjusters, including but not | ||
limited to Medicaid High Volume Adjustments, Medicaid | ||
Percentage Adjustments, Outpatient High Volume Adjustments, | ||
and all outlier add-on adjustments to the extent such | ||
adjustments are incorporated in the development of the | ||
applicable MCO capitated rates. | ||
(d) An MCO shall pay for all post-stabilization services | ||
as a covered service in any of the following situations: | ||
(1) the MCO authorized such services; | ||
(2) such services were administered to maintain the | ||
enrollee's stabilized condition within one hour after a | ||
request to the MCO for authorization of further | ||
post-stabilization services; |
(3) the MCO did not respond to a request to authorize | ||
such services within one hour; | ||
(4) the MCO could not be contacted; or | ||
(5) the MCO and the treating provider, if the treating | ||
provider is a non-affiliated provider, could not reach an | ||
agreement concerning the enrollee's care and an affiliated | ||
provider was unavailable for a consultation, in which case | ||
the MCO
must pay for such services rendered by the | ||
treating non-affiliated provider until an affiliated | ||
provider was reached and either concurred with the | ||
treating non-affiliated provider's plan of care or assumed | ||
responsibility for the enrollee's care. Such payment shall | ||
be made at the default rate of reimbursement paid under | ||
Illinois Medicaid fee-for-service program methodology, | ||
including all policy adjusters, including but not limited | ||
to Medicaid High Volume Adjustments, Medicaid Percentage | ||
Adjustments, Outpatient High Volume Adjustments and all | ||
outlier add-on adjustments to the extent that such | ||
adjustments are incorporated in the development of the | ||
applicable MCO capitated rates. | ||
(e) The following requirements apply to MCOs in | ||
determining payment for all emergency services: | ||
(1) MCOs shall not impose any requirements for prior | ||
approval of emergency services. | ||
(2) The MCO shall cover emergency services provided to | ||
enrollees who are temporarily away from their residence |
and outside the contracting area to the extent that the | ||
enrollees would be entitled to the emergency services if | ||
they still were within the contracting area. | ||
(3) The MCO shall have no obligation to cover medical | ||
services provided on an emergency basis that are not | ||
covered services under the contract. | ||
(4) The MCO shall not condition coverage for emergency | ||
services on the treating provider notifying the MCO of the | ||
enrollee's screening and treatment within 10 days after | ||
presentation for emergency services. | ||
(5) The determination of the attending emergency | ||
physician, or the provider actually treating the enrollee, | ||
of whether an enrollee is sufficiently stabilized for | ||
discharge or transfer to another facility, shall be | ||
binding on the MCO. The MCO shall cover emergency services | ||
for all enrollees whether the emergency services are | ||
provided by an affiliated or non-affiliated provider. | ||
(6) The MCO's financial responsibility for | ||
post-stabilization care services it has not pre-approved | ||
ends when: | ||
(A) a plan physician with privileges at the | ||
treating hospital assumes responsibility for the | ||
enrollee's care; | ||
(B) a plan physician assumes responsibility for | ||
the enrollee's care through transfer; | ||
(C) a contracting entity representative and the |
treating physician reach an agreement concerning the | ||
enrollee's care; or | ||
(D) the enrollee is discharged. | ||
(f) Network adequacy and transparency. | ||
(1) The Department shall: | ||
(A) ensure that an adequate provider network is in | ||
place, taking into consideration health professional | ||
shortage areas and medically underserved areas; | ||
(B) publicly release an explanation of its process | ||
for analyzing network adequacy; | ||
(C) periodically ensure that an MCO continues to | ||
have an adequate network in place; and | ||
(D) require MCOs, including Medicaid Managed Care | ||
Entities as defined in Section 5-30.2, to meet | ||
provider directory requirements under Section 5-30.3 ; | ||
and . | ||
(E) require MCOs, including Medicaid Managed Care | ||
Entities as defined in Section 5-30.2, to meet each of | ||
the requirements under subsection (d-5) of Section 10 | ||
of the Network Adequacy and Transparency Act; with | ||
necessary exceptions to the MCO's network to ensure | ||
that admission and treatment with a provider or at a | ||
treatment facility in accordance with the network | ||
adequacy standards in paragraph (3) of subsection | ||
(d-5) of Section 10 of the Network Adequacy and | ||
Transparency Act is limited to providers or facilities |
that are Medicaid certified. | ||
(2) Each MCO shall confirm its receipt of information | ||
submitted specific to physician or dentist additions or | ||
physician or dentist deletions from the MCO's provider | ||
network within 3 days after receiving all required | ||
information from contracted physicians or dentists, and | ||
electronic physician and dental directories must be | ||
updated consistent with current rules as published by the | ||
Centers for Medicare and Medicaid Services or its | ||
successor agency. | ||
(g) Timely payment of claims. | ||
(1) The MCO shall pay a claim within 30 days of | ||
receiving a claim that contains all the essential | ||
information needed to adjudicate the claim. | ||
(2) The MCO shall notify the billing party of its | ||
inability to adjudicate a claim within 30 days of | ||
receiving that claim. | ||
(3) The MCO shall pay a penalty that is at least equal | ||
to the timely payment interest penalty imposed under | ||
Section 368a of the Illinois Insurance Code for any claims | ||
not timely paid. | ||
(A) When an MCO is required to pay a timely payment | ||
interest penalty to a provider, the MCO must calculate | ||
and pay the timely payment interest penalty that is | ||
due to the provider within 30 days after the payment of | ||
the claim. In no event shall a provider be required to |
request or apply for payment of any owed timely | ||
payment interest penalties. | ||
(B) Such payments shall be reported separately | ||
from the claim payment for services rendered to the | ||
MCO's enrollee and clearly identified as interest | ||
payments. | ||
(4)(A) The Department shall require MCOs to expedite | ||
payments to providers identified on the Department's | ||
expedited provider list, determined in accordance with 89 | ||
Ill. Adm. Code 140.71(b), on a schedule at least as | ||
frequently as the providers are paid under the | ||
Department's fee-for-service expedited provider schedule. | ||
(B) Compliance with the expedited provider requirement | ||
may be satisfied by an MCO through the use of a Periodic | ||
Interim Payment (PIP) program that has been mutually | ||
agreed to and documented between the MCO and the provider, | ||
and the PIP program ensures that any expedited provider | ||
receives regular and periodic payments based on prior | ||
period payment experience from that MCO. Total payments | ||
under the PIP program may be reconciled against future PIP | ||
payments on a schedule mutually agreed to between the MCO | ||
and the provider. | ||
(C) The Department shall share at least monthly its | ||
expedited provider list and the frequency with which it | ||
pays providers on the expedited list. | ||
(g-5) Recognizing that the rapid transformation of the |
Illinois Medicaid program may have unintended operational | ||
challenges for both payers and providers: | ||
(1) in no instance shall a medically necessary covered | ||
service rendered in good faith, based upon eligibility | ||
information documented by the provider, be denied coverage | ||
or diminished in payment amount if the eligibility or | ||
coverage information available at the time the service was | ||
rendered is later found to be inaccurate in the assignment | ||
of coverage responsibility between MCOs or the | ||
fee-for-service system, except for instances when an | ||
individual is deemed to have not been eligible for | ||
coverage under the Illinois Medicaid program; and | ||
(2) the Department shall, by December 31, 2016, adopt | ||
rules establishing policies that shall be included in the | ||
Medicaid managed care policy and procedures manual | ||
addressing payment resolutions in situations in which a | ||
provider renders services based upon information obtained | ||
after verifying a patient's eligibility and coverage plan | ||
through either the Department's current enrollment system | ||
or a system operated by the coverage plan identified by | ||
the patient presenting for services: | ||
(A) such medically necessary covered services | ||
shall be considered rendered in good faith; | ||
(B) such policies and procedures shall be | ||
developed in consultation with industry | ||
representatives of the Medicaid managed care health |
plans and representatives of provider associations | ||
representing the majority of providers within the | ||
identified provider industry; and | ||
(C) such rules shall be published for a review and | ||
comment period of no less than 30 days on the | ||
Department's website with final rules remaining | ||
available on the Department's website. | ||
The rules on payment resolutions shall include, but not be | ||
limited to: | ||
(A) the extension of the timely filing period; | ||
(B) retroactive prior authorizations; and | ||
(C) guaranteed minimum payment rate of no less than | ||
the current, as of the date of service, fee-for-service | ||
rate, plus all applicable add-ons, when the resulting | ||
service relationship is out of network. | ||
The rules shall be applicable for both MCO coverage and | ||
fee-for-service coverage. | ||
If the fee-for-service system is ultimately determined to | ||
have been responsible for coverage on the date of service, the | ||
Department shall provide for an extended period for claims | ||
submission outside the standard timely filing requirements. | ||
(g-6) MCO Performance Metrics Report. | ||
(1) The Department shall publish, on at least a | ||
quarterly basis, each MCO's operational performance, | ||
including, but not limited to, the following categories of | ||
metrics: |
(A) claims payment, including timeliness and | ||
accuracy; | ||
(B) prior authorizations; | ||
(C) grievance and appeals; | ||
(D) utilization statistics; | ||
(E) provider disputes; | ||
(F) provider credentialing; and | ||
(G) member and provider customer service. | ||
(2) The Department shall ensure that the metrics | ||
report is accessible to providers online by January 1, | ||
2017. | ||
(3) The metrics shall be developed in consultation | ||
with industry representatives of the Medicaid managed care | ||
health plans and representatives of associations | ||
representing the majority of providers within the | ||
identified industry. | ||
(4) Metrics shall be defined and incorporated into the | ||
applicable Managed Care Policy Manual issued by the | ||
Department. | ||
(g-7) MCO claims processing and performance analysis. In | ||
order to monitor MCO payments to hospital providers, pursuant | ||
to this amendatory Act of the 100th General Assembly, the | ||
Department shall post an analysis of MCO claims processing and | ||
payment performance on its website every 6 months. Such | ||
analysis shall include a review and evaluation of a | ||
representative sample of hospital claims that are rejected and |
denied for clean and unclean claims and the top 5 reasons for | ||
such actions and timeliness of claims adjudication, which | ||
identifies the percentage of claims adjudicated within 30, 60, | ||
90, and over 90 days, and the dollar amounts associated with | ||
those claims. The Department shall post the contracted claims | ||
report required by HealthChoice Illinois on its website every | ||
3 months. | ||
(g-8) Dispute resolution process. The Department shall | ||
maintain a provider complaint portal through which a provider | ||
can submit to the Department unresolved disputes with an MCO. | ||
An unresolved dispute means an MCO's decision that denies in | ||
whole or in part a claim for reimbursement to a provider for | ||
health care services rendered by the provider to an enrollee | ||
of the MCO with which the provider disagrees. Disputes shall | ||
not be submitted to the portal until the provider has availed | ||
itself of the MCO's internal dispute resolution process. | ||
Disputes that are submitted to the MCO internal dispute | ||
resolution process may be submitted to the Department of | ||
Healthcare and Family Services' complaint portal no sooner | ||
than 30 days after submitting to the MCO's internal process | ||
and not later than 30 days after the unsatisfactory resolution | ||
of the internal MCO process or 60 days after submitting the | ||
dispute to the MCO internal process. Multiple claim disputes | ||
involving the same MCO may be submitted in one complaint, | ||
regardless of whether the claims are for different enrollees, | ||
when the specific reason for non-payment of the claims |
involves a common question of fact or policy. Within 10 | ||
business days of receipt of a complaint, the Department shall | ||
present such disputes to the appropriate MCO, which shall then | ||
have 30 days to issue its written proposal to resolve the | ||
dispute. The Department may grant one 30-day extension of this | ||
time frame to one of the parties to resolve the dispute. If the | ||
dispute remains unresolved at the end of this time frame or the | ||
provider is not satisfied with the MCO's written proposal to | ||
resolve the dispute, the provider may, within 30 days, request | ||
the Department to review the dispute and make a final | ||
determination. Within 30 days of the request for Department | ||
review of the dispute, both the provider and the MCO shall | ||
present all relevant information to the Department for | ||
resolution and make individuals with knowledge of the issues | ||
available to the Department for further inquiry if needed. | ||
Within 30 days of receiving the relevant information on the | ||
dispute, or the lapse of the period for submitting such | ||
information, the Department shall issue a written decision on | ||
the dispute based on contractual terms between the provider | ||
and the MCO, contractual terms between the MCO and the | ||
Department of Healthcare and Family Services and applicable | ||
Medicaid policy. The decision of the Department shall be | ||
final. By January 1, 2020, the Department shall establish by | ||
rule further details of this dispute resolution process. | ||
Disputes between MCOs and providers presented to the | ||
Department for resolution are not contested cases, as defined |
in Section 1-30 of the Illinois Administrative Procedure Act, | ||
conferring any right to an administrative hearing. | ||
(g-9)(1) The Department shall publish annually on its | ||
website a report on the calculation of each managed care | ||
organization's medical loss ratio showing the following: | ||
(A) Premium revenue, with appropriate adjustments. | ||
(B) Benefit expense, setting forth the aggregate | ||
amount spent for the following: | ||
(i) Direct paid claims. | ||
(ii) Subcapitation payments. | ||
(iii)
Other claim payments. | ||
(iv)
Direct reserves. | ||
(v)
Gross recoveries. | ||
(vi)
Expenses for activities that improve health | ||
care quality as allowed by the Department. | ||
(2) The medical loss ratio shall be calculated consistent | ||
with federal law and regulation following a claims runout | ||
period determined by the Department. | ||
(g-10)(1) "Liability effective date" means the date on | ||
which an MCO becomes responsible for payment for medically | ||
necessary and covered services rendered by a provider to one | ||
of its enrollees in accordance with the contract terms between | ||
the MCO and the provider. The liability effective date shall | ||
be the later of: | ||
(A) The execution date of a network participation | ||
contract agreement. |
(B) The date the provider or its representative | ||
submits to the MCO the complete and accurate standardized | ||
roster form for the provider in the format approved by the | ||
Department. | ||
(C) The provider effective date contained within the | ||
Department's provider enrollment subsystem within the | ||
Illinois Medicaid Program Advanced Cloud Technology | ||
(IMPACT) System. | ||
(2) The standardized roster form may be submitted to the | ||
MCO at the same time that the provider submits an enrollment | ||
application to the Department through IMPACT. | ||
(3) By October 1, 2019, the Department shall require all | ||
MCOs to update their provider directory with information for | ||
new practitioners of existing contracted providers within 30 | ||
days of receipt of a complete and accurate standardized roster | ||
template in the format approved by the Department provided | ||
that the provider is effective in the Department's provider | ||
enrollment subsystem within the IMPACT system. Such provider | ||
directory shall be readily accessible for purposes of | ||
selecting an approved health care provider and comply with all | ||
other federal and State requirements. | ||
(g-11) The Department shall work with relevant | ||
stakeholders on the development of operational guidelines to | ||
enhance and improve operational performance of Illinois' | ||
Medicaid managed care program, including, but not limited to, | ||
improving provider billing practices, reducing claim |
rejections and inappropriate payment denials, and | ||
standardizing processes, procedures, definitions, and response | ||
timelines, with the goal of reducing provider and MCO | ||
administrative burdens and conflict. The Department shall | ||
include a report on the progress of these program improvements | ||
and other topics in its Fiscal Year 2020 annual report to the | ||
General Assembly. | ||
(h) The Department shall not expand mandatory MCO | ||
enrollment into new counties beyond those counties already | ||
designated by the Department as of June 1, 2014 for the | ||
individuals whose eligibility for medical assistance is not | ||
the seniors or people with disabilities population until the | ||
Department provides an opportunity for accountable care | ||
entities and MCOs to participate in such newly designated | ||
counties. | ||
(i) The requirements of this Section apply to contracts | ||
with accountable care entities and MCOs entered into, amended, | ||
or renewed after June 16, 2014 (the effective date of Public | ||
Act 98-651).
| ||
(j) Health care information released to managed care | ||
organizations. A health care provider shall release to a | ||
Medicaid managed care organization, upon request, and subject | ||
to the Health Insurance Portability and Accountability Act of | ||
1996 and any other law applicable to the release of health | ||
information, the health care information of the MCO's | ||
enrollee, if the enrollee has completed and signed a general |
release form that grants to the health care provider | ||
permission to release the recipient's health care information | ||
to the recipient's insurance carrier. | ||
(Source: P.A. 100-201, eff. 8-18-17; 100-580, eff. 3-12-18; | ||
100-587, eff. 6-4-18; 101-209, eff. 8-5-19.)
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