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Public Act 102-0860 Public Act 0860 102ND GENERAL ASSEMBLY |
Public Act 102-0860 | SB3819 Enrolled | LRB102 23224 BMS 34475 b |
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| AN ACT concerning regulation.
| Be it enacted by the People of the State of Illinois,
| represented in the General Assembly:
| Section 5. The State Employees Group Insurance Act of 1971 | is amended by changing Section 6.11 as follows:
| (5 ILCS 375/6.11)
| Sec. 6.11. Required health benefits; Illinois Insurance | Code
requirements. The program of health
benefits shall | provide the post-mastectomy care benefits required to be | covered
by a policy of accident and health insurance under | Section 356t of the Illinois
Insurance Code. The program of | health benefits shall provide the coverage
required under | Sections 356g, 356g.5, 356g.5-1, 356m, 356q,
356u, 356w, 356x, | 356z.2, 356z.4, 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10, | 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.17, 356z.22, | 356z.25, 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33, | 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.51, | and 356z.53 and 356z.43 of the
Illinois Insurance Code.
The | program of health benefits must comply with Sections 155.22a, | 155.37, 355b, 356z.19, 370c, and 370c.1 and Article XXXIIB of | the
Illinois Insurance Code. The Department of Insurance shall | enforce the requirements of this Section with respect to | Sections 370c and 370c.1 of the Illinois Insurance Code; all |
| other requirements of this Section shall be enforced by the | Department of Central Management Services.
| Rulemaking authority to implement Public Act 95-1045, if | any, is conditioned on the rules being adopted in accordance | with all provisions of the Illinois Administrative Procedure | Act and all rules and procedures of the Joint Committee on | Administrative Rules; any purported rule not so adopted, for | whatever reason, is unauthorized. | (Source: P.A. 101-13, eff. 6-12-19; 101-281, eff. 1-1-20; | 101-393, eff. 1-1-20; 101-452, eff. 1-1-20; 101-461, eff. | 1-1-20; 101-625, eff. 1-1-21; 102-30, eff. 1-1-22; 102-103, | eff. 1-1-22; 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; | 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; revised | 10-26-21.) | Section 10. The Counties Code is amended by changing | Section 5-1069.3 as follows: | (55 ILCS 5/5-1069.3)
| Sec. 5-1069.3. Required health benefits. If a county, | including a home
rule
county, is a self-insurer for purposes | of providing health insurance coverage
for its employees, the | coverage shall include coverage for the post-mastectomy
care | benefits required to be covered by a policy of accident and | health
insurance under Section 356t and the coverage required | under Sections 356g, 356g.5, 356g.5-1, 356q, 356u,
356w, 356x, |
| 356z.6, 356z.8, 356z.9, 356z.10, 356z.11, 356z.12, 356z.13, | 356z.14, 356z.15, 356z.22, 356z.25, 356z.26, 356z.29, | 356z.30a, 356z.32, 356z.33, 356z.36, 356z.40, 356z.41, | 356z.45, 356z.46, 356z.47, 356z.48, 356z.51, and 356z.53 and | 356z.43 of
the Illinois Insurance Code. The coverage shall | comply with Sections 155.22a, 355b, 356z.19, and 370c of
the | Illinois Insurance Code. The Department of Insurance shall | enforce the requirements of this Section. The requirement that | health benefits be covered
as provided in this Section is an
| exclusive power and function of the State and is a denial and | limitation under
Article VII, Section 6, subsection (h) of the | Illinois Constitution. A home
rule county to which this | Section applies must comply with every provision of
this | Section.
| Rulemaking authority to implement Public Act 95-1045, if | any, is conditioned on the rules being adopted in accordance | with all provisions of the Illinois Administrative Procedure | Act and all rules and procedures of the Joint Committee on | Administrative Rules; any purported rule not so adopted, for | whatever reason, is unauthorized. | (Source: P.A. 101-81, eff. 7-12-19; 101-281, eff. 1-1-20; | 101-393, eff. 1-1-20; 101-461, eff. 1-1-20; 101-625, eff. | 1-1-21; 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; 102-203, | eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. 1-1-22; | 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; revised | 10-26-21.) |
| Section 15. The Illinois Municipal Code is amended by | changing Section 10-4-2.3 as follows: | (65 ILCS 5/10-4-2.3)
| Sec. 10-4-2.3. Required health benefits. If a | municipality, including a
home rule municipality, is a | self-insurer for purposes of providing health
insurance | coverage for its employees, the coverage shall include | coverage for
the post-mastectomy care benefits required to be | covered by a policy of
accident and health insurance under | Section 356t and the coverage required
under Sections 356g, | 356g.5, 356g.5-1, 356q, 356u, 356w, 356x, 356z.6, 356z.8, | 356z.9, 356z.10, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, | 356z.22, 356z.25, 356z.26, 356z.29, 356z.30a, 356z.32, | 356z.33, 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, | 356z.48, 356z.51, and 356z.53 and 356z.43 of the Illinois
| Insurance
Code. The coverage shall comply with Sections | 155.22a, 355b, 356z.19, and 370c of
the Illinois Insurance | Code. The Department of Insurance shall enforce the | requirements of this Section. The requirement that health
| benefits be covered as provided in this is an exclusive power | and function of
the State and is a denial and limitation under | Article VII, Section 6,
subsection (h) of the Illinois | Constitution. A home rule municipality to which
this Section | applies must comply with every provision of this Section.
|
| Rulemaking authority to implement Public Act 95-1045, if | any, is conditioned on the rules being adopted in accordance | with all provisions of the Illinois Administrative Procedure | Act and all rules and procedures of the Joint Committee on | Administrative Rules; any purported rule not so adopted, for | whatever reason, is unauthorized. | (Source: P.A. 101-81, eff. 7-12-19; 101-281, eff. 1-1-20; | 101-393, eff. 1-1-20; 101-461, eff. 1-1-20; 101-625, eff. | 1-1-21; 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; 102-203, | eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. 1-1-22; | 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; revised | 10-26-21.) | Section 20. The School Code is amended by changing Section | 10-22.3f as follows: | (105 ILCS 5/10-22.3f)
| Sec. 10-22.3f. Required health benefits. Insurance | protection and
benefits
for employees shall provide the | post-mastectomy care benefits required to be
covered by a | policy of accident and health insurance under Section 356t and | the
coverage required under Sections 356g, 356g.5, 356g.5-1, | 356q, 356u, 356w, 356x,
356z.6, 356z.8, 356z.9, 356z.11, | 356z.12, 356z.13, 356z.14, 356z.15, 356z.22, 356z.25, 356z.26, | 356z.29, 356z.30a, 356z.32, 356z.33, 356z.36, 356z.40, | 356z.41, 356z.45, 356z.46, 356z.47, 356z.51, and 356z.53 and |
| 356z.43 of
the
Illinois Insurance Code.
Insurance policies | shall comply with Section 356z.19 of the Illinois Insurance | Code. The coverage shall comply with Sections 155.22a, 355b, | and 370c of
the Illinois Insurance Code. The Department of | Insurance shall enforce the requirements of this Section.
| Rulemaking authority to implement Public Act 95-1045, if | any, is conditioned on the rules being adopted in accordance | with all provisions of the Illinois Administrative Procedure | Act and all rules and procedures of the Joint Committee on | Administrative Rules; any purported rule not so adopted, for | whatever reason, is unauthorized. | (Source: P.A. 101-81, eff. 7-12-19; 101-281, eff. 1-1-20; | 101-393, eff. 1-1-20; 101-461, eff. 1-1-20; 101-625, eff. | 1-1-21; 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; 102-203, | eff. 1-1-22; 102-306, eff. 1-1-22; 102-642, eff. 1-1-22; | 102-665, eff. 10-8-21; revised 10-27-21.) | Section 25. The Illinois Insurance Code is amended by | adding Section 356z.53 as follows: | (215 ILCS 5/356z.53 new) | Sec. 356z.53. Pediatric palliative care. | (a) A group or individual policy of accident and health | insurance or a managed care plan amended, delivered, issued, | or renewed on or after January 1, 2024 shall provide coverage | for community-based pediatric palliative care and hospice |
| care. This care shall be delivered to any qualifying child | with a serious illness by a trained interdisciplinary team | that allows a child to receive community-based pediatric | palliative care and hospice care while continuing to pursue | curative treatment and disease-directed therapies for the | qualifying illness. | (b) As used in this Section, "palliative care" and | "serious illness" have the same meaning as set forth in the | Pediatric Palliative Care Act. | Section 30. The Health Maintenance Organization Act is | amended by changing Section 5-3 as follows:
| (215 ILCS 125/5-3) (from Ch. 111 1/2, par. 1411.2)
| Sec. 5-3. Insurance Code provisions.
| (a) Health Maintenance Organizations
shall be subject to | the provisions of Sections 133, 134, 136, 137, 139, 140, | 141.1,
141.2, 141.3, 143, 143c, 147, 148, 149, 151,
152, 153, | 154, 154.5, 154.6,
154.7, 154.8, 155.04, 155.22a, 355.2, | 355.3, 355b, 356g.5-1, 356m, 356q, 356v, 356w, 356x, 356y,
| 356z.2, 356z.4, 356z.4a, 356z.5, 356z.6, 356z.8, 356z.9, | 356z.10, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.17, | 356z.18, 356z.19, 356z.21, 356z.22, 356z.25, 356z.26, 356z.29, | 356z.30, 356z.30a, 356z.32, 356z.33, 356z.35, 356z.36, | 356z.40, 356z.41, 356z.43, 356z.46, 356z.47, 356z.48, 356z.50, | 356z.51, 356z.53, 364, 364.01, 367.2, 367.2-5, 367i, 368a, |
| 368b, 368c, 368d, 368e, 370c,
370c.1, 401, 401.1, 402, 403, | 403A,
408, 408.2, 409, 412, 444,
and
444.1,
paragraph (c) of | subsection (2) of Section 367, and Articles IIA, VIII 1/2,
| XII,
XII 1/2, XIII, XIII 1/2, XXV, XXVI, and XXXIIB of the | Illinois Insurance Code.
| (b) For purposes of the Illinois Insurance Code, except | for Sections 444
and 444.1 and Articles XIII and XIII 1/2, | Health Maintenance Organizations in
the following categories | are deemed to be "domestic companies":
| (1) a corporation authorized under the
Dental Service | Plan Act or the Voluntary Health Services Plans Act;
| (2) a corporation organized under the laws of this | State; or
| (3) a corporation organized under the laws of another | state, 30% or more
of the enrollees of which are residents | of this State, except a
corporation subject to | substantially the same requirements in its state of
| organization as is a "domestic company" under Article VIII | 1/2 of the
Illinois Insurance Code.
| (c) In considering the merger, consolidation, or other | acquisition of
control of a Health Maintenance Organization | pursuant to Article VIII 1/2
of the Illinois Insurance Code,
| (1) the Director shall give primary consideration to | the continuation of
benefits to enrollees and the | financial conditions of the acquired Health
Maintenance | Organization after the merger, consolidation, or other
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| acquisition of control takes effect;
| (2)(i) the criteria specified in subsection (1)(b) of | Section 131.8 of
the Illinois Insurance Code shall not | apply and (ii) the Director, in making
his determination | with respect to the merger, consolidation, or other
| acquisition of control, need not take into account the | effect on
competition of the merger, consolidation, or | other acquisition of control;
| (3) the Director shall have the power to require the | following
information:
| (A) certification by an independent actuary of the | adequacy
of the reserves of the Health Maintenance | Organization sought to be acquired;
| (B) pro forma financial statements reflecting the | combined balance
sheets of the acquiring company and | the Health Maintenance Organization sought
to be | acquired as of the end of the preceding year and as of | a date 90 days
prior to the acquisition, as well as pro | forma financial statements
reflecting projected | combined operation for a period of 2 years;
| (C) a pro forma business plan detailing an | acquiring party's plans with
respect to the operation | of the Health Maintenance Organization sought to
be | acquired for a period of not less than 3 years; and
| (D) such other information as the Director shall | require.
|
| (d) The provisions of Article VIII 1/2 of the Illinois | Insurance Code
and this Section 5-3 shall apply to the sale by | any health maintenance
organization of greater than 10% of its
| enrollee population (including without limitation the health | maintenance
organization's right, title, and interest in and | to its health care
certificates).
| (e) In considering any management contract or service | agreement subject
to Section 141.1 of the Illinois Insurance | Code, the Director (i) shall, in
addition to the criteria | specified in Section 141.2 of the Illinois
Insurance Code, | take into account the effect of the management contract or
| service agreement on the continuation of benefits to enrollees | and the
financial condition of the health maintenance | organization to be managed or
serviced, and (ii) need not take | into account the effect of the management
contract or service | agreement on competition.
| (f) Except for small employer groups as defined in the | Small Employer
Rating, Renewability and Portability Health | Insurance Act and except for
medicare supplement policies as | defined in Section 363 of the Illinois
Insurance Code, a | Health Maintenance Organization may by contract agree with a
| group or other enrollment unit to effect refunds or charge | additional premiums
under the following terms and conditions:
| (i) the amount of, and other terms and conditions with | respect to, the
refund or additional premium are set forth | in the group or enrollment unit
contract agreed in advance |
| of the period for which a refund is to be paid or
| additional premium is to be charged (which period shall | not be less than one
year); and
| (ii) the amount of the refund or additional premium | shall not exceed 20%
of the Health Maintenance | Organization's profitable or unprofitable experience
with | respect to the group or other enrollment unit for the | period (and, for
purposes of a refund or additional | premium, the profitable or unprofitable
experience shall | be calculated taking into account a pro rata share of the
| Health Maintenance Organization's administrative and | marketing expenses, but
shall not include any refund to be | made or additional premium to be paid
pursuant to this | subsection (f)). The Health Maintenance Organization and | the
group or enrollment unit may agree that the profitable | or unprofitable
experience may be calculated taking into | account the refund period and the
immediately preceding 2 | plan years.
| The Health Maintenance Organization shall include a | statement in the
evidence of coverage issued to each enrollee | describing the possibility of a
refund or additional premium, | and upon request of any group or enrollment unit,
provide to | the group or enrollment unit a description of the method used | to
calculate (1) the Health Maintenance Organization's | profitable experience with
respect to the group or enrollment | unit and the resulting refund to the group
or enrollment unit |
| or (2) the Health Maintenance Organization's unprofitable
| experience with respect to the group or enrollment unit and | the resulting
additional premium to be paid by the group or | enrollment unit.
| In no event shall the Illinois Health Maintenance | Organization
Guaranty Association be liable to pay any | contractual obligation of an
insolvent organization to pay any | refund authorized under this Section.
| (g) Rulemaking authority to implement Public Act 95-1045, | if any, is conditioned on the rules being adopted in | accordance with all provisions of the Illinois Administrative | Procedure Act and all rules and procedures of the Joint | Committee on Administrative Rules; any purported rule not so | adopted, for whatever reason, is unauthorized. | (Source: P.A. 101-13, eff. 6-12-19; 101-81, eff. 7-12-19; | 101-281, eff. 1-1-20; 101-371, eff. 1-1-20; 101-393, eff. | 1-1-20; 101-452, eff. 1-1-20; 101-461, eff. 1-1-20; 101-625, | eff. 1-1-21; 102-30, eff. 1-1-22; 102-34, eff. 6-25-21; | 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. | 1-1-22; 102-589, eff. 1-1-22; 102-642, eff. 1-1-22; 102-665, | eff. 10-8-21; revised 10-27-21.) | Section 35. The Limited Health Service Organization Act is | amended by changing Section 4003 as follows:
| (215 ILCS 130/4003) (from Ch. 73, par. 1504-3)
|
| Sec. 4003. Illinois Insurance Code provisions. Limited | health service
organizations shall be subject to the | provisions of Sections 133, 134, 136, 137, 139,
140, 141.1, | 141.2, 141.3, 143, 143c, 147, 148, 149, 151, 152, 153, 154, | 154.5,
154.6, 154.7, 154.8, 155.04, 155.37, 355.2, 355.3, | 355b, 356q, 356v, 356z.10, 356z.21, 356z.22, 356z.25, 356z.26, | 356z.29, 356z.30a, 356z.32, 356z.33, 356z.41, 356z.46, | 356z.47, 356z.51, 356z.53, 356z.43, 368a, 401, 401.1,
402,
| 403, 403A, 408,
408.2, 409, 412, 444, and 444.1 and Articles | IIA, VIII 1/2, XII, XII 1/2,
XIII,
XIII 1/2, XXV, and XXVI of | the Illinois Insurance Code. For purposes of the
Illinois | Insurance Code, except for Sections 444 and 444.1 and Articles | XIII
and XIII 1/2, limited health service organizations in the | following categories
are deemed to be domestic companies:
| (1) a corporation under the laws of this State; or
| (2) a corporation organized under the laws of another | state, 30% or more
of the enrollees of which are residents | of this State, except a corporation
subject to | substantially the same requirements in its state of | organization as
is a domestic company under Article VIII | 1/2 of the Illinois Insurance Code.
| (Source: P.A. 101-81, eff. 7-12-19; 101-281, eff. 1-1-20; | 101-393, eff. 1-1-20; 101-625, eff. 1-1-21; 102-30, eff. | 1-1-22; 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-642, | eff. 1-1-22; revised 10-27-21.)
|
| Section 40. The Voluntary Health Services Plans Act is | amended by changing Section 10 as follows:
| (215 ILCS 165/10) (from Ch. 32, par. 604)
| Sec. 10. Application of Insurance Code provisions. Health | services
plan corporations and all persons interested therein | or dealing therewith
shall be subject to the provisions of | Articles IIA and XII 1/2 and Sections
3.1, 133, 136, 139, 140, | 143, 143c, 149, 155.22a, 155.37, 354, 355.2, 355.3, 355b, | 356g, 356g.5, 356g.5-1, 356q, 356r, 356t, 356u, 356v,
356w, | 356x, 356y, 356z.1, 356z.2, 356z.4, 356z.4a, 356z.5, 356z.6, | 356z.8, 356z.9,
356z.10, 356z.11, 356z.12, 356z.13, 356z.14, | 356z.15, 356z.18, 356z.19, 356z.21, 356z.22, 356z.25, 356z.26, | 356z.29, 356z.30, 356z.30a, 356z.32, 356z.33, 356z.40, | 356z.41, 356z.46, 356z.47, 356z.51, 356z.53, 356z.43, 364.01, | 367.2, 368a, 401, 401.1,
402,
403, 403A, 408,
408.2, and 412, | and paragraphs (7) and (15) of Section 367 of the Illinois
| Insurance Code.
| Rulemaking authority to implement Public Act 95-1045, if | any, is conditioned on the rules being adopted in accordance | with all provisions of the Illinois Administrative Procedure | Act and all rules and procedures of the Joint Committee on | Administrative Rules; any purported rule not so adopted, for | whatever reason, is unauthorized. | (Source: P.A. 101-13, eff. 6-12-19; 101-81, eff. 7-12-19; | 101-281, eff. 1-1-20; 101-393, eff. 1-1-20; 101-625, eff. |
| 1-1-21; 102-30, eff. 1-1-22; 102-203, eff. 1-1-22; 102-306, | eff. 1-1-22; 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; | revised 10-27-21.)
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Effective Date: 1/1/2023
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