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92_SB0319 LRB9202811JStm 1 AN ACT relating to insurance. 2 Be it enacted by the People of the State of Illinois, 3 represented in the General Assembly: 4 Section 5. The Illinois Insurance Code is amended by 5 changing Section 370c as follows: 6 (215 ILCS 5/370c) (from Ch. 73, par. 982c) 7 Sec. 370c. (1) On and after the effective date of this 8 Section, every insurer which delivers, issues for delivery or 9 renews or modifies group A&H policies providing coverage for 10 hospital or medical treatment or services for illness on an 11 expense-incurred basis shall offer to the applicant or group 12 policyholder subject to the insurers standards of 13 insurability, coverage for reasonable and necessary treatment 14 and services for mental, emotional or nervous disorders or 15 conditions up to the limits provided in the policy for other 16 disorders or conditions, except (i) the insured may be 17 required to pay up to 50% of expenses incurred as a result of 18 the treatment or services, and (ii) the annual benefit limit 19 may be limited to the lesser of $10,000 or 25% of the 20 lifetime policy limit. 21 (2) Each insured that is covered for mental, emotional 22 or nervous disorders or conditions shall be free to select 23 the physician licensed to practice medicine in all its 24 branches, licensed clinical psychologist,orlicensed 25 clinical social worker, or licensed clinical professional 26 counselor of his choice to treat such disorders, and the 27 insurer shall pay the covered charges of such physician 28 licensed to practice medicine in all its branches, licensed 29 clinical psychologist,orlicensed clinical social worker, or 30 licensed clinical professional counselor up to the limits of 31 coverage, provided (i) the disorder or condition treated is -2- LRB9202811JStm 1 covered by the policy, and (ii) the physician, licensed 2 psychologist,orlicensed clinical social worker, or licensed 3 clinical professional counselor is authorized to provide said 4 services under the statutes of this State and in accordance 5 with accepted principles of his profession. 6 Insofar as this Section applies solely to licensed 7 clinical social workers and licensed clinical professional 8 counselors, those persons who may provide services to 9 individuals shall do so after the licensed clinical social 10 worker or licensed clinical professional counselor has 11 informed the patient of the desirability of the patient 12 conferring with the patient's primary care physician and the 13 licensed clinical social worker or licensed clinical 14 professional counselor has provided written notification to 15 the patient's primary care physician, if any, that services 16 are being provided to the patient. That notification may, 17 however, be waived by the patient on a written form. Those 18 forms shall be retained by the licensed clinical social 19 worker or licensed clinical professional counselor for a 20 period of not less than 5 years. 21 (Source: P.A. 86-1434.) 22 Section 99. Effective date. This Act takes effect upon 23 becoming law.