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91_HB2189 LRB9103383JSpc 1 AN ACT to amend the Consumer Installment Loan Act by 2 adding Section 14.5. 3 Be it enacted by the People of the State of Illinois, 4 represented in the General Assembly: 5 Section 5. The Consumer Installment Loan Act is amended 6 by adding Section 14.5 as follows: 7 (205 ILCS 670/14.5 new) 8 Sec. 14.5. Payday loans; fees and charges.