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| [ Introduced ] | [ Enrolled ] | [ House Amendment 001 ] |
90_SB0124eng
215 ILCS 5/155.31 new
Amends the Illinois Insurance Code. Provides that a
company may not cancel or refuse to issue or renew a policy
of homeowners or renters insurance because the insured
premises are operated as a day care home or group day care
home. Provides that losses arising out of or in connection
with day care provided in a day care home or group day care
home may not be covered under a homeowners or renters
insurance policy. Requires a separate policy or endorsement
for which premiums are assessed and paid for coverage for
those losses.
LRB9001109JSgc
SB124 Engrossed LRB9001109JSgc
1 AN ACT to amend the Illinois Insurance Code by adding
2 Section 155.31.
3 Be it enacted by the People of the State of Illinois,
4 represented in the General Assembly:
5 Section 5. The Illinois Insurance Code is amended by
6 adding Section 155.31 as follows:
7 (215 ILCS 5/155.31 new)
8 Sec. 155.31. Family day care providers; coverage.
9 (a) A company offering personal multi-peril property
10 insurance policies covering real property used principally
11 for residential purposes or any household or personal
12 property that is usual or incidental to the occupancy of any
13 premises used for residential purposes (commonly known as
14 "homeowners" or "renters" insurance) may not cancel or refuse
15 to issue or renew a policy on a private home solely on the
16 basis that the policyholder operates a day care home or group
17 day care home, as defined in the Child Care Act of 1969, at
18 the location.
19 (b) A homeowners or renters insurance policy may not
20 provide coverage for losses arising out of or in connection
21 with day care provided in a day care home or group day care
22 home. Coverage for losses arising out of or in connection
23 with the provision of day care in a day care home or group
24 day care home may be provided under a separate policy or
25 endorsement for which premiums are assessed and paid.