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815 ILCS 120/3

    (815 ILCS 120/3) (from Ch. 17, par. 853)
    Sec. 3. No financial institution, in connection with or in contemplation of any loan to any person, may:
    (a) Deny or vary the terms of a loan on the basis that a specific parcel of real estate offered as security is located in a specific geographical area.
    (b) Deny or vary the terms of a loan without having considered all of the regular and dependable income of each person who would be liable for repayment of the loan.
    (c) Deny or vary the terms of a loan on the sole basis of the childbearing capacity of an applicant or an applicant's spouse.
    (c-5) Deny or vary the terms of a loan on the basis of the borrower's race, gender, disability, or national origin.
    (d) Utilize lending standards that have no economic basis and which are discriminatory in effect.
    (e) Engage in equity stripping or loan flipping.
(Source: P.A. 95-961, eff. 9-23-08.)