Illinois Compiled Statutes
Information maintained by the Legislative
Updating the database of the Illinois Compiled Statutes (ILCS) is an ongoing process.
Recent laws may not yet be included in the ILCS database, but they are found on this site as Public
soon after they become law. For information concerning the relationship between statutes and Public Acts, refer to the
Because the statute database is maintained primarily for legislative drafting purposes,
statutory changes are sometimes included in the statute database before they take effect.
If the source note at the end of a Section of the statutes includes a Public Act that has
not yet taken effect, the version of the law that is currently in effect may have already
been removed from the database and you should refer to that Public Act to see the changes
made to the current law.
720 ILCS 5/17-5
(720 ILCS 5/17-5)
(from Ch. 38, par. 17-5)
Deceptive collection practices.
A collection agency as defined in the Collection Agency Act or any
employee of such collection agency commits a deceptive collection practice
when, with the intent to collect a debt owed to an individual or a corporation or
other entity, he, she, or it does any of the following:
(a) Represents falsely that he or she is an attorney,
a policeman, a sheriff or deputy sheriff, a bailiff, a county clerk or employee of a county clerk's office, or any other person who by statute is authorized to enforce the law or any order of a court.
(b) While attempting to collect an alleged debt,
misrepresents to the alleged debtor or to his or her immediate family the corporate, partnership or proprietary name or other trade or business name under which the debt collector is engaging in debt collections and which he, she, or it is legally authorized to use.
(c) While attempting to collect an alleged debt, adds
to the debt any service charge, interest or penalty which he, she, or it is not entitled by law to add.
(d) Threatens to ruin, destroy, or otherwise
adversely affect an alleged debtor's credit rating unless, at the same time, a disclosure is made in accordance with federal law that the alleged debtor has a right to inspect his or her credit rating.
(e) Accepts from an alleged debtor a payment which
he, she, or it knows is not owed.
Sentence. The commission of a deceptive collection practice is a Business Offense
punishable by a fine not to exceed $3,000.
(Source: P.A. 96-1551, eff. 7-1-11