Illinois Compiled Statutes
Information maintained by the Legislative
Updating the database of the Illinois Compiled Statutes (ILCS) is an ongoing process.
Recent laws may not yet be included in the ILCS database, but they are found on this site as Public
soon after they become law. For information concerning the relationship between statutes and Public Acts, refer to the
Because the statute database is maintained primarily for legislative drafting purposes,
statutory changes are sometimes included in the statute database before they take effect.
If the source note at the end of a Section of the statutes includes a Public Act that has
not yet taken effect, the version of the law that is currently in effect may have already
been removed from the database and you should refer to that Public Act to see the changes
made to the current law.
225 ILCS 425/3
(225 ILCS 425/3)
(from Ch. 111, par. 2006)
(Section scheduled to be repealed on January 1, 2026)
A person acts as a
collection agency when he, she, or it:
(a) Engages in the business of collection for others
of any account, bill or other debt;
(b) Receives, by assignment or otherwise, accounts,
bills, or other debt from any person owning or controlling 20% or more of the business receiving the assignment, with the purpose of collecting monies due on such account, bill or other debt;
(c) Sells or attempts to sell, or gives away or
attempts to give away to any other person, other than one licensed under this Act, any system of collection, letters, demand forms, or other printed matter where the name of any person, other than that of the creditor, appears in such a manner as to indicate, directly or indirectly, that a request or demand is being made by any person other than the creditor for the payment of the sum or sums due or asserted to be due;
(d) Buys accounts, bills or other debt;
(e) Uses a fictitious name in collecting its own
accounts, bills, or debts with the intention of conveying to the debtor that a third party has been employed to make such collection; or
(f) Engages in the business of collection of a check
or other payment that is returned unpaid by the financial institution upon which it is drawn.
(Source: P.A. 99-227, eff. 8-3-15.)