Full Text of HB2842 103rd General Assembly
HB2842eng 103RD GENERAL ASSEMBLY |
| | HB2842 Engrossed | | LRB103 27138 BMS 57245 b |
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| 1 | | AN ACT concerning regulation.
| 2 | | Be it enacted by the People of the State of Illinois,
| 3 | | represented in the General Assembly:
| 4 | | Section 5. The Illinois Insurance Code is amended by | 5 | | changing Sections 155.22 and 424 and by adding Section 143.13b | 6 | | as follows: | 7 | | (215 ILCS 5/143.13b new) | 8 | | Sec. 143.13b. Coverage for motor vehicle theft. Any policy | 9 | | of automobile insurance that carries comprehensive coverage | 10 | | may not exclude theft coverage for lack of evidence of | 11 | | forcible entry or for the insured leaving the vehicle unlocked | 12 | | or leaving a key or key fob in the motor vehicle.
| 13 | | (215 ILCS 5/155.22) (from Ch. 73, par. 767.22)
| 14 | | Sec. 155.22.
No company authorized to transact in this | 15 | | State the kinds
of business described in Classes 2 and 3 of | 16 | | Section 4, and no officer, director,
agent, clerk, employee or | 17 | | broker of such company shall upon proper application
refuse to | 18 | | provide insurance solely on the basis of
the specific | 19 | | geographic location
of the risk sought to be insured unless
| 20 | | such refusal is for a business purpose which is not a mere | 21 | | pretext for
unfair discrimination.
| 22 | | (Source: P.A. 84-1431.)
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| 1 | | (215 ILCS 5/424) (from Ch. 73, par. 1031)
| 2 | | Sec. 424. Unfair methods of competition and unfair or | 3 | | deceptive acts or
practices defined. The following are hereby | 4 | | defined as unfair methods of
competition and unfair and | 5 | | deceptive acts or practices in the business of
insurance:
| 6 | | (1) The commission by any person of any one or more of | 7 | | the acts
defined or prohibited by Sections 134, 143.24c, | 8 | | 147, 148, 149, 151, 155.22,
155.22a, 155.42,
236, 237, | 9 | | 364, 469, and 513b1 of this Code.
| 10 | | (2) Entering into any agreement to commit, or by any | 11 | | concerted
action committing, any act of boycott, coercion | 12 | | or intimidation
resulting in or tending to result in | 13 | | unreasonable restraint of, or
monopoly in, the business of | 14 | | insurance.
| 15 | | (3) Making or permitting, in the case of insurance of | 16 | | the types
enumerated in Classes 1, 2, and 3 of Section 4, | 17 | | any unfair discrimination
between individuals or risks of | 18 | | the same class or of essentially the same
hazard and | 19 | | expense element because of the race, color, religion, or | 20 | | national
origin , or geographic location of such insurance | 21 | | risks or applicants. The application of this Article
to | 22 | | the types of insurance enumerated in Class 1 of Section 4 | 23 | | shall in no way
limit, reduce, or impair the protections | 24 | | and remedies already provided for by
Sections 236 and 364 | 25 | | of this Code or any other provision of this Code.
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| 1 | | (4) Engaging in any of the acts or practices defined | 2 | | in or prohibited by
Sections 154.5 through 154.8 of this | 3 | | Code.
| 4 | | (5) Making or charging any rate for insurance against | 5 | | losses arising
from the use or ownership of a motor | 6 | | vehicle which requires a higher
premium of any person by | 7 | | reason of his physical disability, race, color,
religion, | 8 | | or national origin.
| 9 | | (6) Failing to meet any requirement of the Unclaimed | 10 | | Life Insurance Benefits Act with such frequency as to | 11 | | constitute a general business practice. | 12 | | (Source: P.A. 102-778, eff. 7-1-22.)
| 13 | | Section 99. Effective date. This Act takes effect 60 days | 14 | | after becoming law.
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