Full Text of HR0857 096th General Assembly
HR0857 96TH GENERAL ASSEMBLY
|
|
|
HR0857 |
|
LRB096 16752 GRL 32045 r |
|
| 1 |
| HOUSE RESOLUTION
| 2 |
| WHEREAS, Approximately 15 million residents in the U.S. | 3 |
| have their identities stolen each year; the costs associated | 4 |
| with the theft is approximately $50 billion; and
| 5 |
| WHEREAS, The average individual loss from an identity theft | 6 |
| case is around $3,500; the average amount of time a person | 7 |
| spends on recovering from the consequences of identity theft is | 8 |
| approximately 25 hours; and
| 9 |
| WHEREAS, There are many different types of identity theft, | 10 |
| including financial identity theft, medical identity theft, | 11 |
| criminal identity theft, and social security theft; the most | 12 |
| common form of identity theft is financial identity theft; and
| 13 |
| WHEREAS, Financial identity theft can lead to serious | 14 |
| consequences, including damaged credit, credit and debit card | 15 |
| fraud, checking and savings account fraud, investment account | 16 |
| fraud, mortgage and other loan fraud, and tax fraud; and
| 17 |
| WHEREAS, Identity theft is very difficult to recover from; | 18 |
| while people with stable financial situations can deal with the | 19 |
| consequences of identity theft and move on from the incident, | 20 |
| lower-income families that are already struggling with their | 21 |
| finances can find it harder to recover; and
|
|
|
|
HR0857 |
- 2 - |
LRB096 16752 GRL 32045 r |
|
| 1 |
| WHEREAS, Education on financial concepts can assist | 2 |
| individuals and families in securing a stable financial future | 3 |
| by helping these individuals and families to learn the steps | 4 |
| necessary to avoid becoming a victim of identity theft; and | 5 |
| WHEREAS, There are many ways for individuals to protect | 6 |
| themselves from identity theft, including the purchase of a | 7 |
| cross-cut shredder to shred any documents that may contain | 8 |
| personal information in them, making sure that passwords for | 9 |
| ATM or credit cards are not based on easily identifiable | 10 |
| information, such as birthdays or Social Security numbers, | 11 |
| ordering a credit report to check for any suspicious activity | 12 |
| involving one's credit, and taking one's name off of | 13 |
| pre-approved promotional lists; and
| 14 |
| WHEREAS, State legislators can help address the growing | 15 |
| problem of identity theft by implementing tougher penalties for | 16 |
| people caught stealing someone's identity, providing help to | 17 |
| victims of identity theft so that they do not have to suffer | 18 |
| from the consequences permanently, and increasing awareness of | 19 |
| identify theft; therefore, be it
| 20 |
| RESOLVED, BY THE HOUSE OF REPRESENTATIVES OF THE | 21 |
| NINETY-SIXTH GENERAL ASSEMBLY OF THE STATE OF ILLINOIS, that we | 22 |
| designate the month of December as Illinois Identity Theft |
|
|
|
HR0857 |
- 3 - |
LRB096 16752 GRL 32045 r |
|
| 1 |
| Awareness Month; and be it further
| 2 |
| RESOLVED, That we encourage all citizens to be informed | 3 |
| about identity theft and to take action to protect themselves | 4 |
| against identity theft.
|
|