August 26, 2018
To the Honorable Members of
The Illinois House of Representatives,
100th General Assembly:
Today I veto House Bill 2624 from the 100th General
Assembly, which restricts the scope and operation of short-term limited-duration
health insurance plans (“STLDs”).
This legislation would impose numerous restrictions on
these plans, which have historically been utilized to cover individuals who may
be experiencing a gap in longer term coverage options, including strict maximum
time frames and prohibitions on renewal.
I recognize concerns that certain STLDs have not always
been clear in their terms and coverage, but ultimately broad restrictions such
as those contained in House Bill 2624 will reduce consumer plan choice as well
as the availability of STLD options in Illinois. The scope of STLDs has
recently been debated at the federal level, and we should look to be consistent
with the regulatory structures of other states and the federal government, as
further regulation will create barriers to Illinoisans’ access to the health
care plans that best fit their needs.
Therefore, pursuant to Section 9(b) of Article IV of the
Illinois Constitution of 1970, I hereby return House Bill 2624, entitled “AN
ACT concerning insurance,” with the foregoing objections, vetoed in its