SB1905 94TH GENERAL ASSEMBLY

LRB094 11534 LJB 42504 b

94TH GENERAL ASSEMBLY
State of Illinois
2005 and 2006
SB1905

Introduced 2/25/2005, by Sen. James F. Clayborne, Jr.

SYNOPSIS AS INTRODUCED:

215 ILCS 5/155.27a new

Amends the Illinois Insurance Code. Prohibits an insurer issuing policies of automobile insurance from increasing the premium rate of an insured based solely on the driving record of a spouse or other family member when that family member is not authorized to drive the insured vehicle.

A BILL FOR

AN ACT concerning insurance.

Be it enacted by the People of the State of Illinois, represented in the General Assembly:

Section 5. The Illinois Insurance Code is amended by adding Section 155.27a as follows:

(215 ILCS 5/155.27a new)

Sec. 155.27a. Premium rates for automobile insurance based on the driving record of others. No insurer authorized to do business in this State and issuing a policy or policies of automobile insurance as defined in Section 143.13 of this Code may increase the premium rate of an insured based solely on the driving record of a spouse or other family member of the insured if that spouse or other family member is not authorized under the terms of the policy of automobile insurance to drive the insured vehicle.