HB3452 103RD GENERAL ASSEMBLY

LRB103 30482 SPS 56915 b

103RD GENERAL ASSEMBLY
State of Illinois
2023 and 2024
HB3452

Introduced 2/17/2023, by Rep. Dagmara Avelar

SYNOPSIS AS INTRODUCED:

815 ILCS 505/2BBBB new

Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that it is an unlawful practice under the Act for a person to report to a consumer reporting agency any medical debt incurred by a consumer or any collection action against the consumer to collect that medical debt.

A BILL FOR

AN ACT concerning business.

Be it enacted by the People of the State of Illinois, represented in the General Assembly:

Section 5. The Consumer Fraud and Deceptive Business Practices Act is amended by adding Section 2BBBB as follows:

(815 ILCS 505/2BBBB new)

Sec. 2BBBB. Credit reporting; medical debt.

(a) As used in this Section:

"Collection action" means any referral of a bill to a collection agency or law firm to collect payment for services from a consumer for health care services.

"Consumer reporting agency" has the meaning ascribed to it in 15 U.S.C. 1681a(f).

"Medical debt" means a debt arising from the receipt of health care services.

(b) It is an unlawful practice under this Act for a person to report to a consumer reporting agency any medical debt incurred by a consumer or any collection action against the consumer to collect that medical debt.