Synopsis As Introduced Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a guardian of a disabled person appointed under the Guardians for Disabled Adults Article of the Probate Act of 1975 or a parent or guardian of a minor may request that a consumer reporting agency place a security freeze on the credit report of the disabled person or minor by sending a request to the consumer reporting agency.
Replaces everything after the enacting clause with provisions similar to the introduced bill. Further provides that the freeze may be requested by the holder of a power of attorney that complies with the Illinois Power of Attorney Act and a guardian of a minor under the Minors Article of the Probate Act of 1975. Authorizes a consumer reporting agency to require proper identification and documentation of authority from the person making the request. Provides that a security freeze relating to a minor may not be temporarily lifted. Defines terms.
House Floor Amendment No. 2 Adds language clarifying that parents or guardians requesting a security freeze may only request a security freeze for the minor or disabled person for which they are responsible. Expands the list of persons that may have proper authority to include agents. Limits the power of attorney that may serve as proper authority to durable power of attorney.
Senate Floor Amendment No. 1 Provides that guardians appointed under the Juvenile Court Act of 1987 may request that a security freeze be placed on the credit report of certain youth.