Illinois General Assembly - Bill Status for SB2324
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 Bill Status of SB2324  94th General Assembly


Short Description:  CREDIT REPORT PROTECT ACT

Senate Sponsors
Sen. Bill Brady

Last Action
DateChamber Action
  1/9/2007SenateSession Sine Die

Statutes Amended In Order of Appearance
New Act


Synopsis As Introduced
Creates the Credit Report Protection Act. Provides that a consumer may place a security freeze on his or her credit report by making a request to a consumer credit reporting agency. Provides that if a security freeze is in place, a consumer credit reporting agency shall not modify certain information in a consumer credit report without sending a written confirmation of the change to the consumer within 30 days of the change being posted to the consumer's file. Provides that a consumer credit reporting agency may charge a reasonable fee to a consumer that elects to freeze, remove the freeze, or temporarily lift the freeze, except that a consumer credit reporting agency shall not charge a fee to a victim of identity theft that has submitted a valid police report. Provides that a consumer credit reporting agency shall supply files and credit report information to a consumer during normal business hours and on reasonable notice, subject to certain conditions. Provides certain exemptions. Effective immediately.

Actions 
DateChamber Action
  1/12/2006SenateFiled with Secretary by Sen. Bill Brady
  1/12/2006SenateFirst Reading
  1/12/2006SenateReferred to Rules
  1/9/2007SenateSession Sine Die

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