Illinois General Assembly - Bill Status for HB5357
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 Bill Status of HB5357  103rd General Assembly

Short Description:  INS CD-HOMEOWNER'S INS-SEWER

House Sponsors
Rep. Elizabeth "Lisa" Hernandez - Thaddeus Jones - Bob Morgan, Jeff Keicher, Margaret Croke, Jawaharial Williams, Tracy Katz Muhl, Emanuel "Chris" Welch, Kevin Schmidt, Matt Hanson, Dagmara Avelar, Norma Hernandez, Lilian Jiménez, Yolonda Morris and Abdelnasser Rashid

Senate Sponsors
(Sen. Napoleon Harris, III - Mike Porfirio - Javier L. Cervantes - Celina Villanueva, Willie Preston, Cristina Castro, Adriane Johnson, Mary Edly-Allen, Emil Jones, III, Meg Loughran Cappel and Laura M. Murphy)

Last Action
DateChamber Action
  8/9/2024HousePublic Act . . . . . . . . . 103-0858

Statutes Amended In Order of Appearance
215 ILCS 5/143.10f new


Synopsis As Introduced
Amends the Illinois Insurance Code. Provides that when issuing or marketing a homeowner's insurance policy, an insurer shall disclose whether the homeowner's insurance policy covers damage from a sewer backup or overflow from a sump pump. Provides that if the homeowner's insurance policy being issued does not cover damage caused by a sewer backup or overflow from a sump pump, the insurer shall offer the insured the opportunity to purchase additional coverage for damage caused by a sewer backup or overflow from a sump pump. Provides that the cost of the additional coverage shall be clearly communicated to the insured at the time the opportunity to purchase the additional coverage is offered. Defines "homeowner's insurance policy".

House Floor Amendment No. 1
Replaces everything after the enacting clause. Reinserts the provisions of the introduced bill, but changes the provisions to apply when issuing or quoting (rather than issuing or marketing) a homeowner's insurance policy.

Senate Floor Amendment No. 1
Deletes reference to:
215 ILCS 5/143.10f new
Adds reference to:
215 ILCS 5/143.21d new

Replaces everything after the enacting clause. Amends the Illinois Insurance Code. Provides that in response to all applications for homeowners insurance received by an insurance company, the insurance company shall provide the applicant information regarding the availability of coverage for loss caused by a sewer backup or overflow from a sump pump, including the coverage limits and costs thereof. Provides that at least 30 days prior to each renewal of any policy of homeowners insurance, the insurance company shall provide the insured with information regarding the insured's existing coverage and available coverage for loss caused by a sewer backup or overflow from a sump pump, including the coverage limits and costs thereof. Effective January 1, 2025.

Actions 
DateChamber Action
  2/9/2024HouseFiled with the Clerk by Rep. Elizabeth "Lisa" Hernandez
  2/9/2024HouseFirst Reading
  2/9/2024HouseReferred to Rules Committee
  3/5/2024HouseAssigned to Insurance Committee
  3/12/2024HouseDo Pass / Short Debate Insurance Committee; 013-000-000
  3/13/2024HouseAdded Chief Co-Sponsor Rep. Thaddeus Jones
  3/13/2024HouseAdded Co-Sponsor Rep. Jeff Keicher
  3/13/2024HouseAdded Co-Sponsor Rep. Margaret Croke
  3/13/2024HouseAdded Co-Sponsor Rep. Jawaharial Williams
  3/13/2024HouseAdded Co-Sponsor Rep. Tracy Katz Muhl
  3/13/2024HousePlaced on Calendar 2nd Reading - Short Debate
  4/1/2024HouseHouse Floor Amendment No. 1 Filed with Clerk by Rep. Elizabeth "Lisa" Hernandez
  4/1/2024HouseHouse Floor Amendment No. 1 Referred to Rules Committee
  4/2/2024HouseHouse Floor Amendment No. 1 Rules Refers to Insurance Committee
  4/17/2024HouseHouse Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 015-000-000
  4/17/2024HouseSecond Reading - Short Debate
  4/17/2024HouseHeld on Calendar Order of Second Reading - Short Debate
  4/18/2024HouseAdded Chief Co-Sponsor Rep. Bob Morgan
  4/18/2024HouseAdded Co-Sponsor Rep. Emanuel "Chris" Welch
  4/18/2024HouseHouse Floor Amendment No. 1 Adopted
  4/18/2024HousePlaced on Calendar Order of 3rd Reading - Short Debate
  4/18/2024HouseAdded Co-Sponsor Rep. Kevin Schmidt
  4/18/2024HouseAdded Co-Sponsor Rep. Matt Hanson
  4/18/2024HouseAdded Co-Sponsor Rep. Dagmara Avelar
  4/18/2024HouseAdded Co-Sponsor Rep. Norma Hernandez
  4/18/2024HouseAdded Co-Sponsor Rep. Lilian Jiménez
  4/18/2024HouseAdded Co-Sponsor Rep. Yolonda Morris
  4/18/2024HouseThird Reading - Short Debate - Passed 105-000-000
  4/18/2024HouseAdded Co-Sponsor Rep. Abdelnasser Rashid
  4/19/2024SenateArrive in Senate
  4/19/2024SenatePlaced on Calendar Order of First Reading
  4/19/2024SenateChief Senate Sponsor Sen. Napoleon Harris, III
  4/19/2024SenateFirst Reading
  4/19/2024SenateReferred to Assignments
  4/30/2024SenateAssigned to Insurance
  4/30/2024SenateRule 2-10 Committee Deadline Established As May 10, 2024
  5/8/2024SenateDo Pass Insurance; 010-000-000
  5/8/2024SenatePlaced on Calendar Order of 2nd Reading May 9, 2024
  5/8/2024SenateAdded as Alternate Co-Sponsor Sen. Willie Preston
  5/8/2024SenateAdded as Alternate Chief Co-Sponsor Sen. Mike Porfirio
  5/8/2024SenateAdded as Alternate Chief Co-Sponsor Sen. Javier L. Cervantes
  5/8/2024SenateAdded as Alternate Chief Co-Sponsor Sen. Celina Villanueva
  5/9/2024SenateSecond Reading
  5/9/2024SenatePlaced on Calendar Order of 3rd Reading
  5/13/2024SenateSenate Floor Amendment No. 1 Filed with Secretary by Sen. Napoleon Harris, III
  5/13/2024SenateSenate Floor Amendment No. 1 Referred to Assignments
  5/14/2024SenateSenate Floor Amendment No. 1 Assignments Refers to Insurance
  5/15/2024SenateSenate Floor Amendment No. 1 Recommend Do Adopt Insurance; 007-000-000
  5/16/2024SenateRecalled to Second Reading
  5/16/2024SenateSenate Floor Amendment No. 1 Adopted; N. Harris
  5/16/2024SenatePlaced on Calendar Order of 3rd Reading
  5/16/2024SenateThird Reading - Passed; 058-000-001
  5/16/2024HouseArrived in House
  5/16/2024HousePlaced on Calendar Order of Concurrence Senate Amendment(s) 1
  5/17/2024HouseSenate Floor Amendment No. 1 Motion Filed Concur Rep. Elizabeth "Lisa" Hernandez
  5/17/2024HouseSenate Floor Amendment No. 1 Motion to Concur Referred to Rules Committee
  5/21/2024HouseSenate Floor Amendment No. 1 Motion to Concur Rules Referred to Insurance Committee
  5/22/2024HouseSenate Floor Amendment No. 1 Motion to Concur Recommends Be Adopted Insurance Committee; 014-000-000
  5/24/2024HouseSenate Floor Amendment No. 1 House Concurs 115-000-000
  5/24/2024HouseHouse Concurs 115-000-000
  5/24/2024HousePassed Both Houses
  5/24/2024SenateAdded as Alternate Co-Sponsor Sen. Cristina Castro
  5/24/2024SenateAdded as Alternate Co-Sponsor Sen. Adriane Johnson
  5/24/2024SenateAdded as Alternate Co-Sponsor Sen. Mary Edly-Allen
  5/25/2024SenateAdded as Alternate Co-Sponsor Sen. Emil Jones, III
  5/26/2024SenateAdded as Alternate Co-Sponsor Sen. Meg Loughran Cappel
  5/26/2024SenateAdded as Alternate Co-Sponsor Sen. Laura M. Murphy
  6/21/2024HouseSent to the Governor
  8/2/2024HouseEffective Date January 1, 2025
  8/9/2024HouseGovernor Approved
  8/9/2024HousePublic Act . . . . . . . . . 103-0858

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