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1 | | emergency rules as soon as practicable to begin implementation |
2 | | of the Program. |
3 | | (b) Subject to
appropriation and the annual receipt of |
4 | | funds , the Authority shall make grants from the Foreclosure |
5 | | Prevention Program Fund derived from fees paid as specified in |
6 | | subsection (a) of Section 15-1504.1 of the Code of Civil |
7 | | Procedure as follows: |
8 | | (1) 25% of the moneys in the Fund shall be used to make |
9 | | grants to approved counseling agencies that provide |
10 | | services in Illinois outside of the City of Chicago. Grants |
11 | | shall be based upon the number of foreclosures filed in an |
12 | | approved counseling agency's service area, the capacity of |
13 | | the agency to provide foreclosure counseling services, and |
14 | | any other factors that the Authority deems appropriate. |
15 | | (2) 25% of the moneys in the Fund shall be distributed |
16 | | to the City of Chicago to make grants to approved |
17 | | counseling agencies located within the City of Chicago for |
18 | | approved housing counseling or to support foreclosure |
19 | | prevention counseling programs administered by the City of |
20 | | Chicago. |
21 | | (3) 25% of the moneys in the Fund shall be used to make |
22 | | grants to approved community-based organizations located |
23 | | outside of the City of Chicago for approved foreclosure |
24 | | prevention outreach programs. |
25 | | (4) 25% of the moneys in the Fund shall be used to make |
26 | | grants to approved community-based organizations located |
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1 | | within the City of Chicago for approved foreclosure |
2 | | prevention outreach programs, with priority given to |
3 | | programs that provide door-to-door outreach. |
4 | | The percentages set forth in this subsection (b) shall be |
5 | | calculated after deduction of reimbursable administrative |
6 | | expenses incurred by the Authority. |
7 | | (b-1) Subject to appropriation and the annual receipt of |
8 | | funds , the Authority shall make grants from the Foreclosure |
9 | | Prevention Program Graduated Fund derived from fees paid as |
10 | | specified in paragraph (1) of subsection (a-5) of Section |
11 | | 15-1504.1 of the Code of Civil Procedure, as follows: |
12 | | (1) 30% shall be used to make grants for approved |
13 | | housing counseling in Cook County outside of the City of |
14 | | Chicago; |
15 | | (2) 25% shall be used to make grants for approved |
16 | | housing counseling in the City of Chicago; |
17 | | (3) 30% shall be used to make grants for approved |
18 | | housing counseling in DuPage, Kane, Lake, McHenry, and Will |
19 | | Counties; and |
20 | | (4) 15% shall be used to make grants for approved |
21 | | housing counseling in Illinois in counties other than Cook, |
22 | | DuPage, Kane, Lake, McHenry, and Will Counties provided |
23 | | that grants to provide approved housing counseling to |
24 | | borrowers residing within these counties shall be based , to |
25 | | the extent practicable, (i) proportionately on the amount |
26 | | of fees paid to the respective clerks of the courts within |
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1 | | these counties and (ii) on any other factors that the |
2 | | Authority deems appropriate. |
3 | | The percentages set forth in this subsection (b-1) shall be |
4 | | calculated after deduction of reimbursable administrative |
5 | | expenses incurred by the Authority. |
6 | | (b-5) As used in this Section: |
7 | | "Approved community-based organization" means a |
8 | | not-for-profit entity that provides educational and financial |
9 | | information to residents of a community through in-person |
10 | | contact. "Approved community-based organization" does not |
11 | | include a not-for-profit corporation or other entity or person |
12 | | that provides legal representation or advice in a civil |
13 | | proceeding or court-sponsored mediation services, or a |
14 | | governmental agency. |
15 | | "Approved foreclosure prevention outreach program" means a |
16 | | program developed by an approved community-based organization |
17 | | that includes in-person contact with residents to provide (i) |
18 | | pre-purchase and post-purchase home ownership counseling, (ii) |
19 | | education about the foreclosure process and the options of a |
20 | | mortgagor in a foreclosure proceeding, and (iii) programs |
21 | | developed by an approved community-based organization in |
22 | | conjunction with a State or federally chartered financial |
23 | | institution. |
24 | | "Approved counseling agency" means a housing counseling |
25 | | agency approved by the U.S. Department of Housing and Urban |
26 | | Development. |
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1 | | "Approved housing counseling" means in-person counseling |
2 | | provided by a counselor employed by an approved counseling |
3 | | agency to all borrowers, or documented telephone counseling |
4 | | where a hardship would be imposed on one or more borrowers. A |
5 | | hardship shall exist in instances in which the borrower is |
6 | | confined to his or her home due to a medical condition, as |
7 | | verified in writing by a physician, or the borrower resides 50 |
8 | | miles or more from the nearest approved counseling agency. In |
9 | | instances of telephone counseling, the borrower must supply all |
10 | | necessary documents to the counselor at least 72 hours prior to |
11 | | the scheduled telephone counseling session. |
12 | | (c) (Blank).
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13 | | (c-5) Where the jurisdiction of an approved counseling |
14 | | agency is included within more than one of the geographic areas |
15 | | set forth in this Section, the Authority may elect to fully |
16 | | fund the applicant from one of the relevant geographic areas. |
17 | | (Source: P.A. 96-1419, eff. 10-1-10; 97-1164, eff. 6-1-13.) |
18 | | (20 ILCS 3805/7.31) |
19 | | Sec. 7.31. Abandoned Residential Property Municipality |
20 | | Relief Program. |
21 | | (a) The Authority shall establish and administer an |
22 | | Abandoned Residential Property Municipality Relief Program. |
23 | | The Authority shall use moneys in the Abandoned Residential |
24 | | Property Municipality Relief Fund, and any other funds |
25 | | appropriated for this purpose, to make grants to municipalities |
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1 | | and to counties to assist with costs incurred by the |
2 | | municipality or county for: cutting of neglected weeds or |
3 | | grass, trimming of trees or bushes, and removal of nuisance |
4 | | bushes or trees; extermination of pests or prevention of the |
5 | | ingress of pests; removal of garbage, debris, and graffiti; |
6 | | boarding up, closing off, or locking windows or entrances or |
7 | | otherwise making the interior of a building inaccessible to the |
8 | | general public; surrounding part or all of an abandoned |
9 | | residential property's underlying parcel with a fence or wall |
10 | | or otherwise making part or all of the abandoned residential |
11 | | property's underlying parcel inaccessible to the general |
12 | | public; demolition of abandoned residential property; and |
13 | | repair or rehabilitation of abandoned residential property, as |
14 | | approved by the Authority under the Program. For purposes of |
15 | | this subsection (a), "pests" has the meaning ascribed to that |
16 | | term in subsection (c) of Section 11-20-8 of the Illinois |
17 | | Municipal Code. The Authority shall promulgate rules for the |
18 | | administration, operation, and maintenance of the Program and |
19 | | may adopt emergency rules as soon as practicable to begin |
20 | | implementation of the Program. |
21 | | (b) Subject to
appropriation and the annual receipt of |
22 | | funds , the Authority shall make grants from the Abandoned |
23 | | Residential Property Municipality Relief Fund derived from |
24 | | fees paid as specified in paragraph (1) of subsection (a-5) of |
25 | | Section 15-1504.1 and subsection (a)
of Section 15-1507.1 of |
26 | | the Code of Civil Procedure as follows: |
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1 | | (1) 30% of the moneys in the Fund shall be used to make |
2 | | grants to municipalities other than the City of Chicago in |
3 | | Cook County and to Cook County; |
4 | | (2) 25% of the moneys in the Fund shall be used to make |
5 | | grants to the City of Chicago;
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6 | | (3) 30% of the moneys in the Fund shall be used to make |
7 | | grants to municipalities in DuPage, Kane, Lake, McHenry and |
8 | | Will Counties, and to those counties; and |
9 | | (4) 15% of the moneys in the Fund shall be used to make |
10 | | grants to municipalities in Illinois in counties other than |
11 | | Cook, DuPage, Kane, Lake, McHenry, and Will Counties, and |
12 | | to counties other than Cook, DuPage, Kane, Lake, McHenry, |
13 | | and Will Counties. Grants distributed to the |
14 | | municipalities and counties shall be based on (i) areas of |
15 | | greatest need within these counties, which shall be |
16 | | determined, to the extent practicable, proportionately on |
17 | | the amount of fees paid to the respective clerks of the |
18 | | courts within these counties, and (ii) on any other factors |
19 | | that the Authority deems appropriate. Grants distributed |
20 | | to the municipalities and counties identified in this |
21 | | paragraph (4) shall be based (i) proportionately on the |
22 | | amount of fees paid to the respective clerks of the courts |
23 | | within these counties and (ii) on any other factors that |
24 | | the Authority deems appropriate. |
25 | | The percentages set forth in this subsection (b) shall be |
26 | | calculated after deduction of reimbursable administrative |
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1 | | expenses incurred by the Authority. |
2 | | (c) Where the jurisdiction of a municipality is included |
3 | | within more than one of the geographic areas set forth in this |
4 | | Section, the Authority may elect to fully fund the municipality |
5 | | from one of the relevant geographic areas. |
6 | | (Source: P.A. 96-1419, eff. 10-1-10; 97-1164, eff. 6-1-13.) |
7 | | Section 10. The State Finance Act is amended by adding |
8 | | Section 5.826 as follows: |
9 | | (30 ILCS 105/5.826 new) |
10 | | Sec. 5.826. The Foreclosure Prevention Program Graduated |
11 | | Fund. |
12 | | Section 15. The Code of Civil Procedure is amended by |
13 | | changing Sections 15-1504.1, 15-1505.8, and 15-1507.1 as |
14 | | follows: |
15 | | (735 ILCS 5/15-1504.1) |
16 | | Sec. 15-1504.1. Filing fee for Foreclosure Prevention |
17 | | Program Fund , Foreclosure Prevention Program Graduated Fund, |
18 | | and Abandoned Residential Property Municipality Relief Fund. |
19 | | (a) Fee paid by all plaintiffs with respect to residential |
20 | | real estate. With respect to residential real estate, at the |
21 | | time of the filing of a foreclosure complaint, the plaintiff |
22 | | shall pay to the clerk of the court in which the foreclosure |
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1 | | complaint is filed a fee of $50 for deposit into the |
2 | | Foreclosure Prevention Program Fund, a special
fund created in |
3 | | the State treasury. The clerk shall remit the fee collected |
4 | | pursuant to this subsection (a) to the State Treasurer to be |
5 | | expended for the purposes set forth in Section 7.30 of the |
6 | | Illinois Housing Development Act. All fees paid by plaintiffs |
7 | | to the clerk of the court as provided in this subsection (a) |
8 | | shall be disbursed within 60 days after receipt by the clerk of |
9 | | the court as follows: (i) 98% to the State Treasurer for |
10 | | deposit into the Foreclosure Prevention Program Fund, and (ii) |
11 | | 2% to the clerk of the court to be retained by the clerk for |
12 | | deposit into the Circuit Court Clerk Operation and |
13 | | Administrative Fund to defray for administrative expenses |
14 | | related to implementation of this subsection (a). |
15 | | Notwithstanding any other law to the contrary, the Foreclosure |
16 | | Prevention Program Fund is not subject to sweeps, |
17 | | administrative charge-backs, or any other fiscal maneuver that |
18 | | would in any way transfer any amounts from the Foreclosure |
19 | | Prevention Program Fund into any other fund of the State. |
20 | | (a-5) Additional fee paid by plaintiffs with respect to |
21 | | residential real estate. |
22 | | (1) Until January 1, 2018, with respect to residential |
23 | | real estate, at the time of the filing of a foreclosure |
24 | | complaint and in addition to the fee set forth in |
25 | | subsection (a) of this Section, the plaintiff shall pay to |
26 | | the clerk of the court in which the foreclosure complaint |
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1 | | is filed a fee for the Foreclosure Prevention Program |
2 | | Graduated Fund and the Abandoned Residential Property |
3 | | Municipality Relief Fund as follows: |
4 | | (A) The fee shall be $500 if: |
5 | | (i) the plaintiff, together with its |
6 | | affiliates, has filed a sufficient
number of |
7 | | foreclosure complaints so as to be included in the |
8 | | first tier
foreclosure filing category and is |
9 | | filing the complaint on its own behalf as
the |
10 | | holder of the indebtedness; or |
11 | | (ii) the plaintiff, together with its |
12 | | affiliates, has filed a sufficient
number of |
13 | | foreclosure complaints so as to be included in the |
14 | | first tier
foreclosure filing category and is |
15 | | filing the complaint on behalf of a
mortgagee that, |
16 | | together with its affiliates, has filed a |
17 | | sufficient
number of foreclosure complaints so as |
18 | | to be included in the first tier
foreclosure filing |
19 | | category; or |
20 | | (iii) the plaintiff is not a depository |
21 | | institution and is filing the complaint on behalf |
22 | | of a mortgagee that, together with its affiliates, |
23 | | has filed a sufficient number of foreclosure |
24 | | complaints so as to be
included in the first tier |
25 | | foreclosure filing category. |
26 | | (B) The fee shall be $250 if: |
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1 | | (i) the plaintiff, together with its |
2 | | affiliates, has filed a sufficient number of |
3 | | foreclosure complaints so as to be included in the |
4 | | second tier foreclosure filing category and is |
5 | | filing the complaint on its own behalf as
the |
6 | | holder of the indebtedness; or |
7 | | (ii) the plaintiff, together with its |
8 | | affiliates, has filed a sufficient number of |
9 | | foreclosure complaints so as to be included in the |
10 | | first or second tier foreclosure filing category |
11 | | and is filing the complaint on behalf
of a |
12 | | mortgagee that, together with its affiliates, has |
13 | | filed a sufficient
number of foreclosure |
14 | | complaints so as to be included in the second tier |
15 | | foreclosure filing category; or |
16 | | (iii) the plaintiff, together with its |
17 | | affiliates, has filed a sufficient
number of |
18 | | foreclosure complaints so as to be included in the |
19 | | second tier
foreclosure filing category and is |
20 | | filing the complaint on behalf of a
mortgagee that, |
21 | | together with its affiliates, has filed a |
22 | | sufficient
number of foreclosure complaints so as |
23 | | to be included in the first tier
foreclosure filing |
24 | | category; or |
25 | | (iv) the plaintiff is not a depository |
26 | | institution and is filing the complaint on behalf |
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1 | | of a mortgagee that, together with its affiliates, |
2 | | has
filed a sufficient number of foreclosure |
3 | | complaints so as to be included in
the second tier |
4 | | foreclosure filing category. |
5 | | (C) The fee shall be $50 if: |
6 | | (i) the plaintiff, together with its |
7 | | affiliates, has filed a sufficient number of |
8 | | foreclosure complaints so as to be included in the |
9 | | third tier foreclosure filing category and is |
10 | | filing the complaint on its own behalf as
the |
11 | | holder of the indebtedness; or |
12 | | (ii) the plaintiff, together with its |
13 | | affiliates, has filed a sufficient number of |
14 | | foreclosure complaints so as to be included in the |
15 | | first, second, or third tier foreclosure filing |
16 | | category and is filing the complaint on
behalf of a |
17 | | mortgagee that, together with its affiliates, has |
18 | | filed a sufficient
number of foreclosure |
19 | | complaints so as to be included in the third tier |
20 | | foreclosure filing category; or |
21 | | (iii) the plaintiff, together with its |
22 | | affiliates, has filed a sufficient
number of |
23 | | foreclosure complaints so as to be included in the |
24 | | third tier
foreclosure filing category and is |
25 | | filing the complaint on behalf of a
mortgagee that, |
26 | | together with its affiliates, has filed a |
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1 | | sufficient
number of foreclosure complaints so as |
2 | | to be included in the first tier
foreclosure filing |
3 | | category; or |
4 | | (iv) the plaintiff, together with its |
5 | | affiliates, has filed a sufficient
number of |
6 | | foreclosure complaints so as to be included in the |
7 | | third tier
foreclosure filing category and is |
8 | | filing the complaint on behalf of a
mortgagee that, |
9 | | together with its affiliates, has filed a |
10 | | sufficient
number of foreclosure complaints so as |
11 | | to be included in the second tier
foreclosure |
12 | | filing category; or |
13 | | (v) the plaintiff is not a depository |
14 | | institution and is filing the complaint on behalf |
15 | | of a mortgagee that, together with its affiliates, |
16 | | has
filed a sufficient number of foreclosure |
17 | | complaints so as to be included in
the third tier |
18 | | foreclosure filing category. |
19 | | (2) The clerk shall remit the fee collected pursuant to |
20 | | paragraph (1) of this subsection (a-5) to the State |
21 | | Treasurer to be expended for the purposes set forth in |
22 | | Sections 7.30 and 7.31 of the Illinois Housing Development |
23 | | Act and for administrative expenses. All fees paid by |
24 | | plaintiffs to the clerk of the court as provided in |
25 | | paragraph (1) shall be disbursed within 60 days after |
26 | | receipt by the clerk of the court as follows: |
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1 | | (A) 28% to the State Treasurer for deposit into the |
2 | | Foreclosure Prevention Program Graduated Fund; |
3 | | (B) 70% to the State Treasurer for deposit into the |
4 | | Abandoned Residential Property Municipality Relief |
5 | | Fund; and |
6 | | (C) 2% to the clerk of the court to be retained by |
7 | | the clerk for deposit into the Circuit Court Clerk |
8 | | Operation and Administrative Fund to defray for |
9 | | administrative expenses related to implementation of |
10 | | this subsection (a-5). |
11 | | (3) Until January 1, 2018, with respect to residential |
12 | | real estate, at the time of the filing of a foreclosure |
13 | | complaint, the plaintiff or plaintiff's representative |
14 | | shall file a verified statement that states which |
15 | | additional fee is due under paragraph (1) of this |
16 | | subsection (a-5), unless the court has established another |
17 | | process for a plaintiff or plaintiff's representative to |
18 | | certify which additional fee is due under paragraph (1) of |
19 | | this subsection (a-5). |
20 | | (3) To determine whether a plaintiff is subject to the |
21 | | fee as set forth in paragraph (1) of this subsection (a-5), |
22 | | a person, including the clerk of the court, may rely on: |
23 | | (A) a verified statement filed by the plaintiff at |
24 | | the time of filing the foreclosure complaint that |
25 | | states whether the plaintiff has an obligation to pay |
26 | | an additional fee as set forth in subsection (a-5) and |
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1 | | if so whether the fee is due under subparagraph (A), |
2 | | (B), or (C) of paragraph (1) of subsection (a-5); or |
3 | | (B) such other processes established by the clerk |
4 | | of the court for plaintiffs to certify their |
5 | | eligibility for the exemption from the additional fee |
6 | | set forth in subsection (a-5). |
7 | | (4) If a plaintiff fails to provide the clerk of the |
8 | | court with a true and correct statement of the additional |
9 | | fee due under paragraph (1) of this subsection (a-5), and |
10 | | the mortgagor reimburses the plaintiff for any erroneous |
11 | | additional fee that was paid by the plaintiff to the clerk |
12 | | of the court, the mortgagor may seek a refund of any |
13 | | overpayment of the fee in an amount that shall not exceed |
14 | | the difference between the higher additional fee paid under |
15 | | paragraph (1) of this subsection (a-5) and the actual fee |
16 | | due thereunder. The mortgagor must petition the judge |
17 | | within the foreclosure action for the award of any fee |
18 | | overpayment pursuant to this paragraph (4) of this |
19 | | subsection (a-5), and the award shall be determined by the |
20 | | judge and paid by the clerk of the court out of the fund |
21 | | account into which the clerk of the court deposits fees to |
22 | | be remitted to the State Treasurer under paragraph (2) of |
23 | | this subsection (a-5), the timing of which refund payment |
24 | | shall be determined by the clerk of the court based upon |
25 | | the availability of funds in the subject fund account. This |
26 | | refund shall be the mortgagor's sole remedy and a mortgagor |
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1 | | shall have no private right of action against the plaintiff |
2 | | or plaintiff's representatives if the additional fee paid |
3 | | by the plaintiff was erroneous. |
4 | | (5) This subsection (a-5) is inoperative on and after |
5 | | January 1, 2018. |
6 | | (b) Not later than March 1 of each year, the clerk of the |
7 | | court shall submit to the Illinois Housing Development |
8 | | Authority a report of the funds collected and remitted pursuant |
9 | | to this Section during the preceding year.
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10 | | (c) As used in this Section: |
11 | | "Affiliate" means any company that controls, is controlled |
12 | | by, or is under common control with another company. |
13 | | "Approved counseling agency" and "approved housing |
14 | | counseling" have the meanings ascribed to those terms in |
15 | | Section 7.30 of the Illinois Housing Development Act. |
16 | | "Depository institution" means a bank, savings bank, |
17 | | savings and loan association, or credit union chartered, |
18 | | organized, or holding a certificate of authority to do business |
19 | | under the laws of this State, another state, or the United |
20 | | States. |
21 | | "First tier foreclosure filing category" is a |
22 | | classification that only applies to a plaintiff that has filed |
23 | | 175 or more foreclosure complaints on residential real estate |
24 | | located in Illinois during the calendar year immediately |
25 | | preceding the date of the filing of the subject foreclosure |
26 | | complaint. |
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1 | | "Second tier foreclosure filing category" is a |
2 | | classification that only applies to a plaintiff that has filed |
3 | | at least 50, but no more than 174, foreclosure complaints on |
4 | | residential real estate located in Illinois during the calendar |
5 | | year immediately preceding the date of the filing of the |
6 | | subject foreclosure complaint. |
7 | | "Third tier foreclosure filing category" is a |
8 | | classification that only applies to a plaintiff that has filed |
9 | | no more than 49 foreclosure complaints on residential real |
10 | | estate located in Illinois during the calendar year immediately |
11 | | preceding the date of the filing of the subject foreclosure |
12 | | complaint. |
13 | | (d) In no instance shall the fee set forth in subsection |
14 | | (a-5) be assessed for any foreclosure complaint filed before |
15 | | the effective date of this amendatory Act of the 97th General |
16 | | Assembly. |
17 | | (e) Notwithstanding any other law to the contrary, the |
18 | | Abandoned Residential Property Municipality Relief Fund is not |
19 | | subject to sweeps, administrative charge-backs, or any other |
20 | | fiscal maneuver that would in any way transfer any amounts from |
21 | | the Abandoned Residential Property Municipality Relief Fund |
22 | | into any other fund of the State. |
23 | | (Source: P.A. 96-1419, eff. 10-1-10; 97-333, eff. 8-12-11; |
24 | | 97-1164, eff. 6-1-13.) |
25 | | (735 ILCS 5/15-1505.8) |
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1 | | (This Section may contain text from a Public Act with a |
2 | | delayed effective date ) |
3 | | Sec. 15-1505.8. Expedited judgment and sale procedure for |
4 | | abandoned residential property. |
5 | | (a) Upon motion and notice, the mortgagee may elect to |
6 | | utilize the expedited judgment and sale procedure for abandoned |
7 | | residential property stated in this Section to obtain a |
8 | | judgment of foreclosure pursuant to Section 15-1506. The motion |
9 | | to expedite the judgment and sale may be combined with or made |
10 | | part of the motion requesting a judgment of foreclosure. The |
11 | | notice of the motion to expedite the judgment and sale shall be |
12 | | sent by first-class mail to the last known address of the |
13 | | mortgagor, and the notice required by paragraph (1) of |
14 | | subsection (l) of this Section shall be posted at the property |
15 | | address. |
16 | | (b) The motion requesting an expedited judgment of |
17 | | foreclosure and sale may be filed by the mortgagee at the time |
18 | | the foreclosure complaint is filed or any time thereafter, and |
19 | | shall set forth the facts demonstrating that the mortgaged real |
20 | | estate is abandoned residential real estate under Section |
21 | | 15-1200.5 and shall be supported by affidavit. |
22 | | (c) If a motion for an expedited judgment and sale is filed |
23 | | at the time the foreclosure complaint is filed or before the |
24 | | period to answer the foreclosure complaint has expired, the |
25 | | motion shall be heard by the court no earlier than before the |
26 | | period to answer the foreclosure complaint has expired and no |
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1 | | later than 21 15 days after the period to answer the |
2 | | foreclosure complaint has expired. |
3 | | (d) If a motion for an expedited judgment and sale is filed |
4 | | after the period to answer the foreclosure complaint has |
5 | | expired, the motion shall be heard no later than 21 15 days |
6 | | after the motion is filed. |
7 | | (e) The hearing shall be given priority by the court and |
8 | | shall be scheduled to be heard within the applicable time |
9 | | period set forth in subsection (c) or (d) of this Section. |
10 | | (f) Subject to subsection (g), at the hearing on the motion |
11 | | requesting an expedited judgment and sale, if the court finds |
12 | | that the mortgaged real estate is abandoned residential |
13 | | property, the court shall grant the motion and immediately |
14 | | proceed to a trial of the foreclosure. A judgment of |
15 | | foreclosure under this Section shall include the matters |
16 | | identified in Section 15-1506. |
17 | | (g) The court may not grant the motion requesting an |
18 | | expedited judgment and sale if the mortgagor, an unknown owner, |
19 | | or a lawful occupant appears in the action in any manner before |
20 | | or at the hearing and objects to a finding of abandonment. |
21 | | (h) The court shall vacate an order issued pursuant to |
22 | | subsection (f) of this Section if the mortgagor or a lawful |
23 | | occupant appears in the action at any time prior to the court |
24 | | issuing an order confirming the sale pursuant to subsection |
25 | | (b-3) of Section 15-1508 and presents evidence establishing to |
26 | | the satisfaction of the court that the mortgagor or lawful |
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1 | | occupant has not abandoned the mortgaged real estate. |
2 | | (i) The reinstatement period and redemption period for the |
3 | | abandoned residential property shall end in accordance with |
4 | | paragraph (4) of subsection (b) of Section 15-1603, and the |
5 | | abandoned residential property shall be sold at the earliest |
6 | | practicable time at a sale as provided in this Article. |
7 | | (j) The mortgagee or its agent may enter, secure, and |
8 | | maintain abandoned residential property subject to subsection |
9 | | (e-5) of Section 21-3 of the Criminal Code of 2012. |
10 | | (k) Personal property. |
11 | | (1) Upon confirmation of the sale held pursuant to |
12 | | Section 15-1507, any personal property remaining in or upon |
13 | | the abandoned residential property shall be deemed to have |
14 | | been abandoned by the owner of such personal property and |
15 | | may be disposed of or donated by the holder of the |
16 | | certificate of sale (or, if none, by the purchaser at the |
17 | | sale). In the event of donation of any such personal |
18 | | property, the holder of the certificate of sale (or, if |
19 | | none, the purchaser at the sale) may transfer such donated |
20 | | property with a bill of sale. No mortgagee or its |
21 | | successors or assigns, holder of a certificate of sale, or |
22 | | purchaser at the sale shall be liable for any such disposal |
23 | | or donation of personal property. |
24 | | (2) Notwithstanding paragraph (1) of this subsection |
25 | | (k), in the event a lawful occupant is in possession of the |
26 | | mortgaged real estate who has not been made a party to the |
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1 | | foreclosure and had his or her interests terminated |
2 | | therein, any personal property of the lawful occupant shall |
3 | | not be deemed to have been abandoned, nor shall the rights |
4 | | of the lawful occupant to any personal property be |
5 | | affected. |
6 | | (l) Notices to be posted at property address. |
7 | | (1) The notice set out in this paragraph (1) of this |
8 | | subsection (l) shall be conspicuously posted at the |
9 | | property address at least 14 days before the hearing on the |
10 | | motion requesting an expedited judgment and sale and shall |
11 | | be in boldface, in at least 12 point type, and in |
12 | | substantially the following form: |
13 | | "NOTICE TO ANY TENANT
OR OTHER LAWFUL |
14 | | OCCUPANT OF THIS PROPERTY |
15 | | A lawsuit has been filed to foreclose on this property, and the |
16 | | party asking to foreclose on this property has asked a judge to |
17 | | find that THIS PROPERTY IS ABANDONED. |
18 | | The judge will be holding a hearing to decide whether this |
19 | | property is ABANDONED. |
20 | | IF YOU LAWFULLY OCCUPY ANY PART OF THIS PROPERTY, YOU MAY |
21 | | CHOOSE TO GO TO THIS HEARING and explain to the judge how you |
22 | | are a lawful occupant of this property. |
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1 | | If the judge is satisfied that you are a LAWFUL OCCUPANT of |
2 | | this property, the court will find that this property is NOT |
3 | | ABANDONED. |
4 | | This hearing will be held in the courthouse at the following |
5 | | address, date, and time: |
6 | | Court name: .................................................. |
7 | | Court address: ............................................... |
8 | | Court room number where hearing will be held: ................ |
9 | | (There should be a person in this room called a CLERK who can |
10 | | help you. Make sure you know THIS PROPERTY'S ADDRESS.) |
11 | | Date of hearing: ............................................. |
12 | | Time of hearing: ............................................. |
13 | | MORE INFORMATION |
14 | | Name of lawsuit: ............................................. |
15 | | Number of lawsuit: ........................................... |
16 | | Address of this property: .................................... |
17 | | IMPORTANT |
18 | | This is NOT a notice to vacate the premises. You may wish to |
19 | | contact a lawyer or your local legal aid or housing counseling |
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1 | | agency to discuss any rights that you may have. |
2 | | WARNING |
3 | | INTENTIONAL REMOVAL OF THIS NOTICE BEFORE THE DATE AND TIME |
4 | | STATED IN THIS NOTICE IS A CLASS B MISDEMEANOR, PUNISHABLE BY |
5 | | UP TO 180 DAYS IN JAIL AND A FINE OF UP TO $1500, UNDER ILLINOIS |
6 | | LAW. 720 ILCS 5/21-3(a). |
7 | | NO TRESPASSING |
8 | | KNOWINGLY ENTERING THIS PROPERTY WITHOUT LAWFUL AUTHORITY IS A |
9 | | CLASS B MISDEMEANOR, PUNISHABLE BY UP TO 180 DAYS IN JAIL AND A |
10 | | FINE OF UP TO $1500, UNDER ILLINOIS LAW. 720 ILCS 5/21-3(a).". |
11 | | (2) The notice set out in this paragraph (2) of this |
12 | | subsection (l) shall be conspicuously posted at the |
13 | | property address at least 14 days before the hearing to |
14 | | confirm the sale of the abandoned residential property and |
15 | | shall be in boldface, in at least 12 point type, and in |
16 | | substantially the following form: |
17 | | "NOTICE TO ANY TENANT
OR OTHER LAWFUL |
18 | | OCCUPANT OF THIS PROPERTY |
19 | | A lawsuit has been filed to foreclose on this property, and the |
20 | | judge has found that THIS PROPERTY IS ABANDONED. As a result, |
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1 | | THIS PROPERTY HAS BEEN OR WILL BE SOLD. |
2 | | HOWEVER, there still must be a hearing for the judge to approve |
3 | | the sale. The judge will NOT APPROVE this sale if the judge |
4 | | finds that any person lawfully occupies any part of this |
5 | | property. |
6 | | IF YOU LAWFULLY OCCUPY ANY PART OF THIS PROPERTY, YOU MAY |
7 | | CHOOSE TO GO TO THIS HEARING and explain to the judge how you |
8 | | are a lawful occupant of this property. You also may appear |
9 | | BEFORE this hearing and explain to the judge how you are a |
10 | | lawful occupant of this property. |
11 | | If the judge is satisfied that you are a LAWFUL OCCUPANT of |
12 | | this property, the court will find that this property is NOT |
13 | | ABANDONED, and there will be no sale of the property at this |
14 | | time. |
15 | | This hearing will be held in the courthouse at the following |
16 | | address, date, and time: |
17 | | Court name: .................................................. |
18 | | Court address: ............................................... |
19 | | Court room number where hearing will be held: ................ |
20 | | (There should be a person in this room called a CLERK who can |
21 | | help you. Make sure you know THIS PROPERTY'S ADDRESS.) |
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1 | | Date of hearing: ............................................. |
2 | | Time of hearing: ............................................. |
3 | | MORE INFORMATION |
4 | | Name of lawsuit: ............................................. |
5 | | Number of lawsuit: ........................................... |
6 | | Address of this property: .................................... |
7 | | IMPORTANT |
8 | | This is NOT a notice to vacate the premises. You may wish to |
9 | | contact a lawyer or your local legal aid or housing counseling |
10 | | agency to discuss any rights that you may have. |
11 | | WARNING |
12 | | INTENTIONAL REMOVAL OF THIS NOTICE BEFORE THE DATE AND TIME |
13 | | STATED IN THIS NOTICE IS A CLASS B MISDEMEANOR, PUNISHABLE BY |
14 | | UP TO 180 DAYS IN JAIL AND A FINE OF UP TO $1500, UNDER ILLINOIS |
15 | | LAW. 720 ILCS 5/21-3(a). |
16 | | NO TRESPASSING |
17 | | KNOWINGLY ENTERING THIS PROPERTY WITHOUT LAWFUL AUTHORITY IS A |
18 | | CLASS B MISDEMEANOR, PUNISHABLE BY UP TO 180 DAYS IN JAIL AND A |
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1 | | FINE OF UP TO $1500, UNDER ILLINOIS LAW. 720 ILCS 5/21-3(a)."
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2 | | (Source: P.A. 97-1164, eff. 6-1-13.) |
3 | | (735 ILCS 5/15-1507.1) |
4 | | (Section scheduled to be repealed on March 2, 2016) |
5 | | Sec. 15-1507.1. Judicial sale fee for Abandoned |
6 | | Residential Property Municipality Relief Fund. |
7 | | (a) Upon and at the sale of residential real estate under |
8 | | Section 15-1507, the purchaser shall pay to the person |
9 | | conducting the sale pursuant to Section 15-1507 a fee for |
10 | | deposit into the Abandoned Residential Property Municipality |
11 | | Relief Fund, a special
fund created in the State treasury. The |
12 | | fee shall be calculated at the rate of $1 for each $1,000 or |
13 | | fraction thereof of the amount paid by the purchaser to the |
14 | | person conducting the sale, as reflected in the receipt of sale |
15 | | issued to the purchaser, provided that in no event shall the |
16 | | fee exceed $300. No fee shall be paid by the mortgagee |
17 | | acquiring the residential real estate pursuant to its credit |
18 | | bid at the sale or by any mortgagee, judgment creditor, or |
19 | | other lienor acquiring the residential real estate whose rights |
20 | | in and to the residential real estate arose prior to the sale. |
21 | | Upon confirmation of the sale under Section 15-1508, the person |
22 | | conducting the sale shall remit the fee to the clerk of the |
23 | | court in which the foreclosure case is pending. The clerk shall |
24 | | remit the fee to the State Treasurer as provided in this |
25 | | Section, to be expended for the purposes set forth in Section |
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1 | | 7.31 of the Illinois Housing Development Act. |
2 | | (b) All fees paid by purchasers as provided in this Section |
3 | | shall be disbursed within 60 days after receipt by the clerk of |
4 | | the court as follows: (i) 98% to the State Treasurer for |
5 | | deposit into the Abandoned Residential Property Municipality |
6 | | Relief Fund, and (ii) 2% to the clerk of the court to be |
7 | | retained by the clerk for deposit into the Circuit Court Clerk |
8 | | Operation and Administrative Fund to defray for administrative |
9 | | expenses related to implementation of this Section. |
10 | | (c) Not later than March 1 of each year, the clerk of the |
11 | | court shall submit to the Illinois Housing Development |
12 | | Authority a report of the funds collected and remitted during |
13 | | the preceding year pursuant to this Section. |
14 | | (d) Subsections (a) and (b) of this Section shall become |
15 | | inoperative on January 1, 2016. This Section is repealed on |
16 | | March 2, 2016.
|
17 | | (Source: P.A. 96-1419, eff. 10-1-10.)
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18 | | Section 99. Effective date. This Act takes effect June 1, |
19 | | 2013.".
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