94TH GENERAL ASSEMBLY
State of Illinois
2005 and 2006
HB4890

 

Introduced 1/19/2006, by Rep. Michael P. McAuliffe

 

SYNOPSIS AS INTRODUCED:
 
215 ILCS 5/143.29   from Ch. 73, par. 755.29

    Amends the Illinois Insurance Code. Provides that a motor vehicle accident prevention course that consists of less than the required 8 hours of classroom instruction may apply to the Secretary of State for a waiver of the hour requirement.


LRB094 18018 LJB 53323 b

 

 

A BILL FOR

 

HB4890 LRB094 18018 LJB 53323 b

1     AN ACT concerning insurance.
 
2     Be it enacted by the People of the State of Illinois,
3 represented in the General Assembly:
 
4     Section 5. The Illinois Insurance Code is amended by
5 changing Section 143.29 as follows:
 
6     (215 ILCS 5/143.29)  (from Ch. 73, par. 755.29)
7     Sec. 143.29. (a) The rates and premium charges for every
8 policy of automobile liability insurance shall include
9 appropriate reductions as determined by the insurer for any
10 insured over age 55 upon successful completion of the National
11 Safety Council's Defensive Driving Course or a motor vehicle
12 accident prevention course which is found by the Secretary of
13 State to meet or exceed the standards of the National Safety
14 Council's Defensive Driving Course's 8 hour classroom safety
15 instruction program. A motor vehicle accident prevention
16 course that does not meet or exceed the hour requirement of the
17 National Safety Council's Defensive Driving Course's 8 hour
18 classroom safety instruction program may apply to the Secretary
19 of State for a waiver of this requirement.
20     (b) The premium reduction shall remain in effect for the
21 qualifying insured for a period of 3 years from the date of
22 successful completion of the accident prevention course,
23 except that the insurer may elect to apply the premium
24 reduction beginning either with the last effective date of the
25 policy or the next renewal date of the policy if the reduction
26 will result in a savings as though applied over a full 3 year
27 period. An insured who has completed the course of instruction
28 prior to July 1, 1982 shall receive the insurance premium
29 reduction for only the period remaining within the 3 years from
30 course completion. The period of premium reduction for an
31 insured who has repeated the accident prevention course shall
32 be based upon the last such course the insured has successfully

 

 

HB4890 - 2 - LRB094 18018 LJB 53323 b

1 completed.
2     (c) Any accident prevention course approved by the
3 Secretary of State under this Section shall be taught by an
4 instructor approved by the Secretary of State, shall consist of
5 at least 8 hours of classroom instruction and shall provide for
6 a certificate of completion. Records of certification of course
7 completion shall be maintained in a manner acceptable to the
8 Secretary of State. An accident prevention course that consists
9 of less than 8 hours of classroom instruction may apply to the
10 Secretary of State for a waiver of the hour requirement.
11     (d) Any person claiming eligibility for a rate or premium
12 reduction shall be responsible for providing to his insurance
13 company the information necessary to determine eligibility.
14     (e) This Section shall not apply to:
15     (1) any motor vehicle which is a part of a fleet or is used
16 for commercial purposes unless there is a regularly assigned
17 principal operator.
18     (2) any motor vehicle subject to a higher premium rate
19 because of the insured's previous motor vehicle claim
20 experience or to any motor vehicle whose principal operator has
21 been convicted of violating any of the motor vehicle laws of
22 this State, until that operator shall have maintained a driving
23 record free of accidents and moving violations for a continuous
24 one year period, in which case such driver shall be eligible
25 for a reduction the remaining 2 years of the 3 year period.
26     (3) any motor vehicle whose principal operator has had his
27 drivers license revoked or suspended for any reason by the
28 Secretary of State within the previous 36 months.
29     (4) any policy of group automobile insurance under which
30 premiums are broadly averaged for the group rather than
31 determined individually.
32 (Source: P.A. 82-920.)