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| | 104TH GENERAL ASSEMBLY
State of Illinois
2025 and 2026
HB1577 Introduced 1/28/2025, by Rep. Hoan Huynh SYNOPSIS AS INTRODUCED:
| | | Amends the Illinois Insurance Code. Excludes student health insurance coverage from a provision requiring group or individual policies of accident and health insurance that provide dependent coverage to make that dependent coverage available to the parent or stepparent of the insured if certain conditions are met. Effective immediately. |
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| | A BILL FOR |
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| | HB1577 | | LRB104 02988 RPS 13006 b |
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| 1 | | AN ACT concerning regulation.
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| 2 | | Be it enacted by the People of the State of Illinois, |
| 3 | | represented in the General Assembly:
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| 4 | | Section 5. The Illinois Insurance Code is amended by |
| 5 | | changing Section 356z.73 as follows:
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| 6 | | (215 ILCS 5/356z.73) |
| 7 | | (This Section may contain text from a Public Act with a |
| 8 | | delayed effective date) |
| 9 | | Sec. 356z.73 356z.71. Insurance coverage for dependent |
| 10 | | parents. |
| 11 | | (a) A group or individual policy of accident and health |
| 12 | | insurance issued, amended, delivered, or renewed after January |
| 13 | | 1, 2026 that provides dependent coverage shall make that |
| 14 | | dependent coverage available to the parent or stepparent of |
| 15 | | the insured if the parent or stepparent meets the definition |
| 16 | | of a qualifying relative under 26 U.S.C. 152(d) and lives or |
| 17 | | resides within the accident and health insurance policy's |
| 18 | | service area. |
| 19 | | (b) This Section does not apply to specialized health care |
| 20 | | service plans, including student health insurance coverage; |
| 21 | | Medicare supplement insurance; , hospital-only policies; , |
| 22 | | accident-only policies; , or specified disease insurance |
| 23 | | policies that reimburse for hospital, medical, or surgical |