103RD GENERAL ASSEMBLY
State of Illinois
2023 and 2024
HB2613

 

Introduced 2/15/2023, by Rep. Jed Davis

 

SYNOPSIS AS INTRODUCED:
 
215 ILCS 190/10

    Amends the Short-Term, Limited Duration Health Insurance Coverage Act. Provides that any short-term, limited duration health insurance coverage policy that is delivered or issued for delivery in the State must have an expiration date in the policy that is less than 181 days after the effective date or December 31 of the current year, whichever is later (rather than must have an expiration date in the policy that is less than 181 days after the effective date).


LRB103 29383 BMS 55773 b

 

 

A BILL FOR

 

HB2613LRB103 29383 BMS 55773 b

1    AN ACT concerning regulation.
 
2    Be it enacted by the People of the State of Illinois,
3represented in the General Assembly:
 
4    Section 5. The Short-Term, Limited-Duration Health
5Insurance Coverage Act is amended by changing Section 10 as
6follows:
 
7    (215 ILCS 190/10)
8    Sec. 10. Application; scope; duration of coverage.
9    (a) This Act applies to health insurance issuers that
10offer short-term, limited-duration health insurance coverage
11to individuals in this State and to short-term,
12limited-duration health insurance coverage that is delivered
13or issued for delivery in this State, including coverage
14issued outside of this State that covers individuals in this
15State.
16    (b) A short-term, limited-duration health insurance
17coverage policy may not be issued or delivered to any person
18residing in this State unless the policy, when delivered or
19issued for delivery in this State, complies with the
20provisions of this Act.
21    (c) Any short-term, limited-duration health insurance
22coverage policy that is delivered or issued for delivery in
23this State must have an expiration date in the policy that is

 

 

HB2613- 2 -LRB103 29383 BMS 55773 b

1less than 181 days after the effective date or December 31 of
2the current year, whichever is later, and shall not be
3renewable or extendable within a period of 365 days after the
4individual's coverage under the policy ends, either at the
5option of the issuer or the individual. Renewal of a
6short-term, limited-duration health insurance coverage policy
7includes the issuance of a new short-term, limited-duration
8health insurance policy by an issuer to a policyholder within
960 days after the expiration of a policy previously issued by
10the issuer to the policyholder.
11    (d) Any short-term, limited-duration health insurance
12coverage policy that is delivered or issued for delivery in
13this State may not be rescinded before the expiration date in
14the policy, except in cases of nonpayment of premiums, fraud,
15or as provided in subsection (e).
16    (e) Any short-term, limited-duration health insurance
17coverage policy that is delivered or issued for delivery in
18this State shall contain an option for an individual to cancel
19coverage after any 30-day interval during the term of the
20plan.
21(Source: P.A. 100-1118, eff. 11-27-18.)