102ND GENERAL ASSEMBLY
State of Illinois
2021 and 2022
SB1672

 

Introduced 2/26/2021, by Sen. Linda Holmes

 

SYNOPSIS AS INTRODUCED:
 
215 ILCS 5/143.10d new

    Amends the Illinois Insurance Code. Provides that an insurer that issues a policy or contract insuring against liability for injury to any person or against liability for injury to or destruction of property, arising out of ownership or lease of residential one, 2, 3, or 4 dwelling real property, may cancel, charge, or impose an increased premium or rate for or refuse to issue or renew that kind of policy or contract based in whole or in part upon the harboring of a dog found to be vicious under the Animal Control Act upon the insured property. Provides that an insurer that issues a policy or contract insuring against liability for injury to any person or against liability for injury to or destruction of property, arising out of ownership or lease of residential one, 2, 3, or 4 dwelling real property, may not cancel, charge, or impose an increased premium or rate for or refuse to issue or renew that kind of policy or contract based in whole or in part upon the harboring of a specific breed of dog upon the insured property. Provides that before issuing a policy or contract an insurer may not ask or inquire about a dog's breed upon the insured property, but may ask or inquire about: the number of dogs on the property; whether the dogs have been sterilized; and whether any of the dogs have been deemed vicious dogs under the Animal Control Act or have a history of biting a human.


LRB102 04698 BMS 18132 b

 

 

A BILL FOR

 

SB1672LRB102 04698 BMS 18132 b

1    AN ACT concerning regulation.
 
2    Be it enacted by the People of the State of Illinois,
3represented in the General Assembly:
 
4    Section 5. The Illinois Insurance Code is amended by
5adding Section 143.10d as follows:
 
6    (215 ILCS 5/143.10d new)
7    Sec. 143.10d. Homeowner's liability insurance.
8    (a) An insurer that issues a policy or contract insuring
9against liability for injury to any person or against
10liability for injury to or destruction of property, arising
11out of ownership or lease of residential one, 2, 3, or 4
12dwelling real property, may cancel, charge, or impose an
13increased premium or rate for or refuse to issue or renew that
14kind of policy or contract based in whole or in part upon the
15harboring of a dog found to be vicious under Section 15 of the
16Animal Control Act upon the insured property.
17    (b) An insurer that issues a policy or contract insuring
18against liability for injury to any person or against
19liability for injury to or destruction of property, arising
20out of ownership or lease of residential one, 2, 3, or 4
21dwelling real property, may not cancel, charge, or impose an
22increased premium or rate for or refuse to issue or renew that
23kind of policy or contract based in whole or in part upon the

 

 

SB1672- 2 -LRB102 04698 BMS 18132 b

1harboring of a specific breed of pet dog upon the insured
2property.
3    (c) This Section applies to policies and contracts of
4insurance, delivered, issued, or renewed on and after the
5effective date of this amendatory Act of the 102nd General
6Assembly.
7    (d) Before issuing a policy or contract an insurer may not
8ask or inquire about a dog's breed upon the insured property,
9but may ask or inquire about: (i) the number of dogs on the
10property; (ii) whether the dogs have been sterilized; and
11(iii) whether any of the dogs have been deemed vicious dogs
12under the Animal Control Act or have a history of biting a
13human.