HB0033 EnrolledLRB102 04106 BMS 14123 b

1    AN ACT concerning regulation.
 
2    Be it enacted by the People of the State of Illinois,
3represented in the General Assembly:
 
4    Section 5. The Illinois Insurance Code is amended by
5adding Sections 155.47 and 155.48 as follows:
 
6    (215 ILCS 5/155.47 new)
7    Sec. 155.47. Prohibited practices relating to substance
8use disorder treatment.
9    (a) As used in this Section, "recovery support",
10"substance use disorder", and "treatment" have the meanings
11set forth in the Substance Use Disorder Act.
12    (b) A company authorized to transact life insurance in
13this State may not, based solely on whether an individual has
14participated in a substance use treatment or recovery support
15program no less than 5 years before application:
16        (1) deny coverage to the individual;
17        (2) limit the amount, extent, or kind of coverage
18    available to the individual; or
19        (3) charge the individual or a group to which the
20    individual belongs a rate that is different from the rate
21    charged to other individuals or groups, respectively, for
22    the same coverage, unless the charge is based on sound
23    underwriting or actuarial principles reasonably related to

 

 

HB0033 Enrolled- 2 -LRB102 04106 BMS 14123 b

1    actual or anticipated loss experience for a particular
2    risk.
 
3    (215 ILCS 5/155.48 new)
4    Sec. 155.48. Prohibited practices relating to prescription
5for or obtainment of opioid antagonist.
6    (a) As used in this Section, "opioid antagonist" means any
7drug that binds to opioid receptors and blocks or otherwise
8inhibits the effects of opioids acting on those receptors to
9reverse the effects of an opioid overdose.
10    (b) A company authorized to transact life insurance in
11this State may not, based solely on whether an individual has
12been prescribed or has obtained through a standing order an
13opioid antagonist:
14        (1) deny coverage to the individual;
15        (2) limit the amount, extent, or kind of coverage
16    available to the individual; or
17        (3) charge the individual or a group to which the
18    individual belongs a rate that is different from the rate
19    charged to other individuals or groups, respectively, for
20    the same coverage, unless the charge is based on sound
21    underwriting or actuarial principles reasonably related to
22    actual or anticipated loss experience for a particular
23    risk.