August 26, 2018
To the Honorable Members of
The Illinois House of Representatives,
100th General Assembly:
Today I veto House Bill 2624 from the 100th General Assembly, which restricts the scope and operation of short-term limited-duration health insurance plans (“STLDs”).
This legislation would impose numerous restrictions on these plans, which have historically been utilized to cover individuals who may be experiencing a gap in longer term coverage options, including strict maximum time frames and prohibitions on renewal.
I recognize concerns that certain STLDs have not always been clear in their terms and coverage, but ultimately broad restrictions such as those contained in House Bill 2624 will reduce consumer plan choice as well as the availability of STLD options in Illinois. The scope of STLDs has recently been debated at the federal level, and we should look to be consistent with the regulatory structures of other states and the federal government, as further regulation will create barriers to Illinoisans’ access to the health care plans that best fit their needs.
Therefore, pursuant to Section 9(b) of Article IV of the Illinois Constitution of 1970, I hereby return House Bill 2624, entitled “AN ACT concerning insurance,” with the foregoing objections, vetoed in its entirety.