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| | 09900SB2596sam001 | - 2 - | LRB099 19662 RJF 48237 a |
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1 | | multiple sclerosis shall be governed by the Illinois Essential |
2 | | Health Benefits plan. |
3 | | (b) For the purpose of this Section, "medically necessary" |
4 | | means any care, treatment, intervention, service, or item that |
5 | | will or is reasonably expected to: |
6 | | (i) prevent the onset of an illness, condition, injury, |
7 | | disease, or disability; |
8 | | (ii) reduce or ameliorate the physical, mental, or |
9 | | developmental effects of an illness, condition, injury, |
10 | | disease, or disability; or |
11 | | (iii) assist the achievement or maintenance of maximum |
12 | | functional activity in performing daily activities. |
13 | | (c) The coverage required under this Section shall be |
14 | | subject to the same deductible, coinsurance, waiting period, |
15 | | cost sharing limitation, treatment limitation, calendar year |
16 | | maximum, or other limitations as provided for other physical or |
17 | | rehabilitative or occupational therapy benefits covered by the |
18 | | policy. |
19 | | (d) Upon request of the reimbursing insurer, the provider |
20 | | of the physical therapy or occupational therapy shall furnish |
21 | | medical records, clinical notes, or other necessary data that |
22 | | substantiate that initial or continued treatment is medically |
23 | | necessary. When treatment is anticipated to require continued |
24 | | services to achieve demonstrable progress, the insurer may |
25 | | request a treatment plan consisting of the diagnosis, proposed |
26 | | treatment by type, proposed frequency of treatment, |
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| | 09900SB2596sam001 | - 3 - | LRB099 19662 RJF 48237 a |
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1 | | anticipated duration of treatment, anticipated outcomes stated |
2 | | as goals, and proposed frequency of updating the treatment |
3 | | plan. |
4 | | (e) When making a determination of medical necessity for |
5 | | treatment, an insurer must make the determination in a manner |
6 | | consistent with the manner in which that determination is made |
7 | | with respect to other diseases or illnesses covered under the |
8 | | policy, including an appeals process. During the appeals |
9 | | process, any challenge to medical necessity may be viewed as |
10 | | reasonable only if the review includes a licensed health care |
11 | | professional with the same category of license as the |
12 | | professional who ordered or referred the service in question |
13 | | and with expertise in the most current and effective treatment.
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14 | | (Source: P.A. 96-1227, eff. 1-1-11; 97-604, eff. 8-26-11.)".
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