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Sen. John G. Mulroe
Filed: 5/22/2012
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1 | | AMENDMENT TO SENATE BILL 2534
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2 | | AMENDMENT NO. ______. Amend Senate Bill 2534, AS AMENDED, |
3 | | by replacing everything after the enacting clause with the |
4 | | following:
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5 | | "Section 5. The Criminal Code of 1961 is amended by |
6 | | changing Section 21-3 as follows: |
7 | | (720 ILCS 5/21-3) (from Ch. 38, par. 21-3)
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8 | | Sec. 21-3. Criminal trespass to real property.
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9 | | (a) Except as provided in subsection (a-5), whoever:
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10 | | (1) knowingly and without lawful authority enters or |
11 | | remains within or on
a building; or
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12 | | (2) enters upon the land of another, after receiving, |
13 | | prior to such entry,
notice from the owner or occupant that |
14 | | such entry is forbidden; or
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15 | | (3) remains upon the land of another, after receiving |
16 | | notice from the
owner or occupant to depart;
or
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1 | | (3.5) presents false documents or falsely represents |
2 | | his or her identity orally to the owner or occupant of a |
3 | | building or land in order to obtain permission from the |
4 | | owner or occupant to enter or remain in the building or on |
5 | | the land; or |
6 | | (4) intentionally removes a notice posted on |
7 | | residential real estate as required by subsection (l) of |
8 | | Section 15-1505.8 of Article XV of the Code of Civil |
9 | | Procedure before the date and time set forth in the notice; |
10 | | commits a Class B misdemeanor. |
11 | | For purposes of item (1) of this subsection, this Section |
12 | | shall not apply
to being in a building which is open to the |
13 | | public while the building is open
to the public during its |
14 | | normal hours of operation; nor shall this Section
apply to a |
15 | | person who enters a public building under the reasonable belief |
16 | | that
the building is still open to the public.
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17 | | (a-5) Except as otherwise provided in this subsection, |
18 | | whoever enters upon
any of
the following areas in or on a motor |
19 | | vehicle (including an off-road vehicle,
motorcycle,
moped, or |
20 | | any other powered two-wheel vehicle) after receiving, prior to |
21 | | that
entry,
notice from the owner or occupant that the entry is |
22 | | forbidden or remains upon
or in the
area after receiving notice |
23 | | from the owner or occupant to depart commits a
Class A
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24 | | misdemeanor:
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25 | | (1) A field that is used for growing crops or that is |
26 | | capable of being
used
for
growing crops.
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1 | | (2) An enclosed area containing livestock.
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2 | | (3) An orchard.
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3 | | (4) A barn or other agricultural building containing |
4 | | livestock.
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5 | | (b) A person has received notice from the owner or occupant |
6 | | within the
meaning of Subsection (a) if he has been notified |
7 | | personally, either orally
or in writing including a valid court |
8 | | order as defined by subsection (7)
of Section 112A-3 of the |
9 | | Code of Criminal Procedure of 1963 granting remedy
(2) of |
10 | | subsection (b) of Section 112A-14 of that Code, or if a printed |
11 | | or
written notice forbidding such entry has been conspicuously |
12 | | posted or
exhibited at the main entrance to such land or the |
13 | | forbidden part thereof.
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14 | | (b-5) Subject to the provisions of subsection (b-10), as an |
15 | | alternative to the posting of real property as set forth in |
16 | | subsection (b), the owner or lessee of any real property may |
17 | | post the property by placing identifying purple marks on trees |
18 | | or posts around the area to be posted. Each purple mark shall |
19 | | be: |
20 | | (1) A vertical line of at least 8 inches in length and |
21 | | the bottom of the mark shall be no less than 3 feet nor |
22 | | more than 5 feet high. Such marks shall be placed no more |
23 | | than 100 feet apart and shall be readily visible to any |
24 | | person approaching the property; or |
25 | | (2) A post capped or otherwise marked on at least its |
26 | | top 2 inches. The bottom of the cap or mark shall be not |
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1 | | less than 3 feet but not more than 5 feet 6 inches high. |
2 | | Posts so marked shall be placed not more than 36 feet apart |
3 | | and shall be readily visible to any person approaching the |
4 | | property. Prior to applying a cap or mark which is visible |
5 | | from both sides of a fence shared by different property |
6 | | owners or lessees, all such owners or lessees shall concur |
7 | | in the decision to post their own property. |
8 | | Nothing in this subsection (b-5) shall be construed to |
9 | | authorize the owner or lessee of any real property to place any |
10 | | purple marks on any tree or post or to install any post or |
11 | | fence if doing so would violate any applicable law, rule, |
12 | | ordinance, order, covenant, bylaw, declaration, regulation, |
13 | | restriction, contract, or instrument. |
14 | | (b-10) Any owner or lessee who marks his or her real |
15 | | property using the method described in subsection (b-5) must |
16 | | also provide notice as described in subsection (b) of this |
17 | | Section. The public of this State shall be informed of the |
18 | | provisions of subsection (b-5) of this Section by the Illinois |
19 | | Department of Agriculture and the Illinois Department of |
20 | | Natural Resources. These Departments shall conduct an |
21 | | information campaign for the general public concerning the |
22 | | interpretation and implementation of subsection (b-5). The |
23 | | information shall inform the public about the marking |
24 | | requirements and the applicability of subsection (b-5) |
25 | | including information regarding the size requirements of the |
26 | | markings as well as the manner in which the markings shall be |
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1 | | displayed. The Departments shall also include information |
2 | | regarding the requirement that, until the date this subsection |
3 | | becomes inoperative, any owner or lessee who chooses to mark |
4 | | his or her property using paint, must also comply with one of |
5 | | the notice requirements listed in subsection (b). The |
6 | | Departments may prepare a brochure or may disseminate the |
7 | | information through agency websites. Non-governmental |
8 | | organizations including, but not limited to, the Illinois |
9 | | Forestry Association, Illinois Tree Farm and the Walnut Council |
10 | | may help to disseminate the information regarding the |
11 | | requirements and applicability of subsection (b-5) based on |
12 | | materials provided by the Departments. This subsection (b-10) |
13 | | is inoperative on and after January 1, 2013.
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14 | | (b-15) Subsections (b-5) and (b-10) do not apply to real |
15 | | property located in a municipality of over 2,000,000 |
16 | | inhabitants. |
17 | | (c) This Section does not apply to any person, whether a |
18 | | migrant worker
or otherwise, living on the land with permission |
19 | | of the owner or of his
agent having apparent authority to hire |
20 | | workers on such land and assign
them living quarters or a place |
21 | | of accommodations for living thereon, nor
to anyone living on |
22 | | such land at the request of, or by occupancy, leasing
or other |
23 | | agreement or arrangement with the owner or his agent, nor to
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24 | | anyone invited by such migrant worker or other person so living |
25 | | on such
land to visit him at the place he is so living upon the |
26 | | land.
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1 | | (d) A person shall be exempt from prosecution under this |
2 | | Section if
he beautifies unoccupied and abandoned residential |
3 | | and industrial properties
located within any municipality. For |
4 | | the purpose of this subsection,
"unoccupied and abandoned |
5 | | residential and industrial property" means any
real estate (1) |
6 | | in which the taxes have not been paid for a period of at
least 2 |
7 | | years; and (2) which has been left unoccupied and abandoned for |
8 | | a
period of at least one year; and "beautifies" means to |
9 | | landscape, clean up
litter, or to repair dilapidated conditions |
10 | | on or to board up windows
and doors.
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11 | | (e) No person shall be liable in any civil action for money |
12 | | damages
to the owner of unoccupied and abandoned residential |
13 | | and industrial property
which that person beautifies pursuant |
14 | | to subsection (d) of this Section.
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15 | | (e-5) (i) A mortgagee or agent of the mortgagee shall be |
16 | | exempt from prosecution for criminal trespass for entering, |
17 | | securing, or maintaining an abandoned residential property. |
18 | | (ii) No mortgagee or agent of the mortgagee shall be |
19 | | liable to the mortgagor or other owner of an abandoned |
20 | | residential property in any civil action for negligence or |
21 | | civil trespass in connection with entering, securing, or |
22 | | maintaining the abandoned residential property. |
23 | | (iii) For the purpose of this subsection (e-5) only, |
24 | | "abandoned residential property" means mortgaged real |
25 | | estate that the mortgagee or agent of the mortgagee |
26 | | determines in good faith meets the definition of abandoned |
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1 | | residential property set forth in Section 15-1200.5 of |
2 | | Article XV of the Code of Civil Procedure. |
3 | | (f) This Section does not prohibit a person from entering a |
4 | | building or
upon the land of another for emergency purposes. |
5 | | For purposes of this
subsection (f), "emergency" means a |
6 | | condition or circumstance in which an
individual is or is |
7 | | reasonably believed by the person to be in imminent danger
of |
8 | | serious bodily harm or in which property is or is reasonably |
9 | | believed to be
in imminent danger of damage or destruction.
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10 | | (g) Paragraph (3.5) of subsection (a) does not apply to a |
11 | | peace officer or other official of a unit of government who |
12 | | enters a building or land in the performance of his or her |
13 | | official duties.
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14 | | (h) A person may be liable in any civil action for money |
15 | | damages to the owner of the land he or she entered upon with a |
16 | | motor vehicle as prohibited under subsection (a-5) of this |
17 | | Section. A person may also be liable to the owner for court |
18 | | costs and reasonable attorney's fees. The measure of damages |
19 | | shall be: (i) the actual damages, but not less than $250, if |
20 | | the vehicle is operated in a nature preserve or registered area |
21 | | as defined in Sections 3.11 and 3.14 of the Illinois Natural |
22 | | Areas Preservation Act; (ii) twice the actual damages if the |
23 | | owner has previously notified the person to cease trespassing; |
24 | | or (iii) in any other case, the actual damages, but not less |
25 | | than $50. If the person operating the vehicle is under the age |
26 | | of 16, the owner of the vehicle and the parent or legal |
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1 | | guardian of the minor are jointly and severally liable. For the |
2 | | purposes of this subsection (h): |
3 | | "Land" includes, but is not limited to, land used for |
4 | | crop land, fallow land, orchard, pasture, feed lot, timber |
5 | | land, prairie land, mine spoil nature preserves and |
6 | | registered areas. "Land" does not include driveways or |
7 | | private roadways upon which the owner allows the public to |
8 | | drive.
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9 | | "Owner" means the person who has the right to |
10 | | possession of the land, including the owner, operator or |
11 | | tenant.
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12 | | "Vehicle" has the same meaning as provided under |
13 | | Section 1-217 of the Illinois Vehicle Code.
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14 | | (i) This Section does not apply to the following persons |
15 | | while serving process: |
16 | | (1) a person authorized to serve process under Section |
17 | | 2-202 of the Code of Civil Procedure; or |
18 | | (2) a special process server appointed by the circuit |
19 | | court. |
20 | | (Source: P.A. 97-184, eff. 7-22-11; 97-477, eff. 8-22-11; |
21 | | revised 9-14-11.)
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22 | | Section 10. The Code of Civil Procedure is amended by |
23 | | changing Sections 15-1219, 15-1504, and 15-1508, changing and |
24 | | renumbering Section 15-1507.1, and by adding Sections |
25 | | 15-1200.5, 15-1200.7, and 15-1505.8 as follows: |
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1 | | (735 ILCS 5/15-1200.5 new) |
2 | | Sec. 15-1200.5. Abandoned residential property. "Abandoned |
3 | | residential property" means residential real estate that: |
4 | | (a) either: |
5 | | (1) is not occupied by any mortgagor or lawful occupant |
6 | | as a principal residence; or |
7 | | (2) contains an incomplete structure if the real estate |
8 | | is zoned for residential development, where the structure |
9 | | is empty or otherwise uninhabited and is in need of |
10 | | maintenance, repair, or securing;
and |
11 | | (b) with respect to which either: |
12 | | (1) two or more of the following conditions are shown |
13 | | to exist: |
14 | | (A) construction was initiated on the property and |
15 | | was discontinued prior to completion, leaving a |
16 | | building unsuitable for occupancy, and no construction |
17 | | has taken place for at least 6 months; |
18 | | (B) multiple windows on the property are boarded up |
19 | | or closed off or are smashed through, broken off, or |
20 | | unhinged, or multiple window panes are broken and |
21 | | unrepaired; |
22 | | (C) doors on the property are smashed through, |
23 | | broken off, unhinged, or continuously unlocked; |
24 | | (D) the property has been stripped of copper or |
25 | | other materials, or interior fixtures to the property |
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1 | | have been removed; |
2 | | (E) gas, electrical, or water services to the |
3 | | entire property have been terminated; |
4 | | (F) there exist one or more written statements of |
5 | | the mortgagor or the mortgagor's personal |
6 | | representative or assigns, including documents of |
7 | | conveyance, which indicate a clear intent to abandon |
8 | | the property; |
9 | | (G) law enforcement officials have received at |
10 | | least one report of trespassing or vandalism or other |
11 | | illegal acts being committed at the property in the |
12 | | last 6 months; |
13 | | (H) the property has been declared unfit for |
14 | | occupancy and ordered to remain vacant and unoccupied |
15 | | under an order issued by a municipal or county |
16 | | authority or a court of competent jurisdiction; |
17 | | (I) the local police, fire, or code enforcement |
18 | | authority has requested the owner or other interested |
19 | | or authorized party to secure or winterize the property |
20 | | due to the local authority declaring the property to be |
21 | | an imminent danger to the health, safety, and welfare |
22 | | of the public; |
23 | | (J) the property is open and unprotected and in |
24 | | reasonable danger of significant damage due to |
25 | | exposure to the elements, vandalism, or freezing; or |
26 | | (K) there exists other evidence indicating a clear |
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1 | | intent to abandon the property; or |
2 | | (2) the real estate is zoned for residential |
3 | | development and is a vacant lot that is in need of |
4 | | maintenance, repair, or securing. |
5 | | (735 ILCS 5/15-1200.7 new) |
6 | | Sec. 15-1200.7. Abandoned residential property; |
7 | | exceptions. A property shall not be considered abandoned |
8 | | residential property if: (i) there is an unoccupied building |
9 | | which is undergoing construction, renovation, or |
10 | | rehabilitation that is proceeding diligently to completion, |
11 | | and the building is in substantial compliance with all |
12 | | applicable ordinances, codes, regulations, and laws; (ii) |
13 | | there is a building occupied on a seasonal basis, but otherwise |
14 | | secure; (iii) there is a secure building on which there are |
15 | | bona fide rental or sale signs; (iv) there is a building that |
16 | | is secure, but is the subject of a probate action, action to |
17 | | quiet title, or other ownership dispute; or (v) there is a |
18 | | building that is otherwise secure and in substantial compliance |
19 | | with all applicable ordinances, codes, regulations and laws.
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20 | | (735 ILCS 5/15-1219) (from Ch. 110, par. 15-1219)
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21 | | Sec. 15-1219. Residential Real Estate. "Residential real |
22 | | estate"
means any real estate, except a single tract of |
23 | | agricultural real estate
consisting of more than 40 acres, |
24 | | which is improved with a single family
residence or residential |
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1 | | condominium units or a multiple dwelling structure
containing |
2 | | single family dwelling units for six or fewer families living
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3 | | independently of each other, which residence, or at least one |
4 | | of which
condominium or dwelling units, is occupied as a |
5 | | principal residence either
(i) if a mortgagor is an individual,
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6 | | by that mortgagor, that mortgagor's spouse or that mortgagor's |
7 | | descendants,
or (ii) if a mortgagor is a trustee of a trust or |
8 | | an executor or
administrator of an estate, by a beneficiary of |
9 | | that trust or estate or by such
beneficiary's spouse or |
10 | | descendants or (iii) if a mortgagor is a
corporation, by |
11 | | persons owning collectively at least 50 percent of the
shares |
12 | | of voting stock of such corporation or by a spouse or |
13 | | descendants
of such persons.
The use of a portion of |
14 | | residential real estate for non-residential
purposes shall not |
15 | | affect the characterization of such real estate as
residential |
16 | | real estate. For purposes of the definition of the term |
17 | | "abandoned residential property" in Section 15-1200.5 of this |
18 | | Article, "abandoned residential property" shall not include |
19 | | the requirement that the real estate be occupied, or if zoned |
20 | | for residential development, improved with a dwelling |
21 | | structure.
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22 | | (Source: P.A. 85-907.)
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23 | | (735 ILCS 5/15-1504) (from Ch. 110, par. 15-1504)
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24 | | Sec. 15-1504. Pleadings and service.
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25 | | (a) Form of Complaint. A foreclosure complaint
may be in |
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1 | | substantially the following form:
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2 | | (1) Plaintiff files this complaint to foreclose the |
3 | | mortgage (or other
conveyance in the nature of a mortgage) |
4 | | (hereinafter called "mortgage")
hereinafter described and |
5 | | joins the following person as defendants: (here
insert |
6 | | names of all defendants).
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7 | | (2) Attached as Exhibit "A" is a copy of the mortgage |
8 | | and as Exhibit "B"
is a copy of the note secured thereby.
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9 | | (3) Information concerning mortgage:
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10 | | (A) Nature of instrument: (here insert whether a |
11 | | mortgage, trust deed or
other instrument in the nature |
12 | | of a mortgage, etc.)
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13 | | (B) Date of mortgage:
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14 | | (C) Name of mortgagor:
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15 | | (D) Name of mortgagee:
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16 | | (E) Date and place of recording:
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17 | | (F) Identification of recording: (here insert book |
18 | | and page number or document number)
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19 | | (G) Interest subject to the mortgage: (here insert |
20 | | whether fee simple,
estate for years, undivided |
21 | | interest, etc.)
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22 | | (H) Amount of original indebtedness, including |
23 | | subsequent advances made
under the mortgage:
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24 | | (I) Both the legal description of the mortgaged |
25 | | real estate and the
common address or other information |
26 | | sufficient to identify it with reasonable certainty:
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1 | | (J) Statement as to defaults, including, but not |
2 | | necessarily
limited to, date of default, current |
3 | | unpaid principal balance, per diem
interest accruing, |
4 | | and any further information concerning the default:
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5 | | (K) Name of present owner of the real estate:
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6 | | (L) Names of other persons who are joined as |
7 | | defendants and whose
interest in or lien on the |
8 | | mortgaged real estate is sought to be terminated:
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9 | | (M) Names of defendants claimed to be personally |
10 | | liable
for deficiency, if any:
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11 | | (N) Capacity in which plaintiff brings this |
12 | | foreclosure (here indicate
whether plaintiff is the |
13 | | legal holder of the indebtedness, a pledgee, an
agent, |
14 | | the trustee under a trust deed or otherwise, as |
15 | | appropriate):
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16 | | (O) Facts in support of redemption period shorter |
17 | | than
the longer of (i) 7 months from the date the |
18 | | mortgagor or, if more than
one, all the mortgagors (I) |
19 | | have been served with summons or by publication
or (II) |
20 | | have otherwise submitted to the jurisdiction of the |
21 | | court, or (ii)
3 months from the entry of the judgment |
22 | | of foreclosure, if sought (here
indicate whether based |
23 | | upon the real estate not being residential ,
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24 | | abandonment, or real estate value less than 90%
of |
25 | | amount owed, etc.):
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26 | | (P) Statement that the right of redemption has been |
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1 | | waived by all
owners of redemption, if applicable:
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2 | | (Q) Facts in support of request for attorneys' fees |
3 | | and of costs and
expenses, if applicable:
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4 | | (R) Facts in support of a request for appointment |
5 | | of mortgagee in
possession or for appointment of |
6 | | receiver, and identity of such receiver, if
sought:
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7 | | (S) Offer to mortgagor in accordance with Section |
8 | | 15-1402 to accept
title to the real estate in |
9 | | satisfaction of all indebtedness and
obligations |
10 | | secured by the mortgage without judicial sale, if |
11 | | sought:
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12 | | (T) Name or names of defendants whose right to
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13 | | possess the mortgaged real estate, after the |
14 | | confirmation of a foreclosure
sale, is
sought to be |
15 | | terminated and, if not elsewhere stated, the facts in |
16 | | support
thereof:
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17 | | REQUEST FOR RELIEF
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18 | | Plaintiff requests:
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19 | | (i) A judgment of foreclosure and sale.
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20 | | (ii) An order granting a shortened redemption period, |
21 | | if sought.
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22 | | (iii) A personal judgment for a deficiency, if sought.
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23 | | (iv) An order granting possession, if sought.
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24 | | (v) An order placing the mortgagee in possession or |
25 | | appointing a receiver,
if sought.
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1 | | (vi) A judgment for attorneys' fees, costs and |
2 | | expenses, if sought.
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3 | | (b) Required Information. A foreclosure complaint need |
4 | | contain only such
statements and requests called for by the |
5 | | form set forth in subsection (a) of
Section
15-1504 as may be |
6 | | appropriate for the relief sought. Such complaint may
be filed |
7 | | as a counterclaim, may be joined with other counts or may |
8 | | include
in the same count additional matters or a request for |
9 | | any additional
relief permitted by Article
II of the Code of |
10 | | Civil Procedure.
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11 | | (c) Allegations. The statements contained in a complaint in |
12 | | the form
set forth in subsection (a) of Section 15-1504 are |
13 | | deemed and construed to include
allegations as follows:
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14 | | (1) on the date indicated the obligor of the |
15 | | indebtedness or other
obligations secured by the mortgage |
16 | | was justly indebted in the amount of
the indicated original |
17 | | indebtedness to the original mortgagee or payee of
the |
18 | | mortgage note;
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19 | | (2) that the exhibits attached are true and correct |
20 | | copies of the
mortgage and note and are incorporated and |
21 | | made a part of the complaint by
express reference;
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22 | | (3) that the mortgagor was at the date indicated an |
23 | | owner of the
interest in the real estate described in the |
24 | | complaint and that as of that
date made, executed and |
25 | | delivered the mortgage as security for the note or
other |
26 | | obligations;
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1 | | (4) that the mortgage was recorded in the county in |
2 | | which the mortgaged
real estate is located, on the date |
3 | | indicated, in the book and page or as
the document number |
4 | | indicated;
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5 | | (5) that defaults occurred as indicated;
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6 | | (6) that at the time of the filing of the complaint the |
7 | | persons named as
present owners are the owners of the |
8 | | indicated interests in and to the real
estate described;
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9 | | (7) that the mortgage constitutes a valid, prior and |
10 | | paramount lien upon
the indicated interest in the mortgaged |
11 | | real estate, which lien is prior and
superior to the right, |
12 | | title, interest, claim or lien of all parties and
nonrecord |
13 | | claimants whose interests in the mortgaged real estate are
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14 | | sought to be terminated;
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15 | | (8) that by reason of the defaults alleged, if the |
16 | | indebtedness has not
matured by its terms, the same has |
17 | | become due by the exercise, by the
plaintiff or other |
18 | | persons having such power, of a right or power to
declare |
19 | | immediately due and payable the whole of all indebtedness |
20 | | secured
by the mortgage;
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21 | | (9) that any and all notices of default or election to |
22 | | declare the
indebtedness due and payable or other notices |
23 | | required to be given have
been duly and properly given;
|
24 | | (10) that any and all periods of grace or other period |
25 | | of time allowed
for the performance of the covenants or |
26 | | conditions claimed to be breached
or for the curing of any |
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1 | | breaches have expired;
|
2 | | (11) that the amounts indicated in the statement
in the |
3 | | complaint are correctly stated and
if such statement |
4 | | indicates any advances made or to be made by the
plaintiff |
5 | | or owner of the mortgage indebtedness, that such advances |
6 | | were,
in fact, made or will be
required to be made, and |
7 | | under and by virtue of the mortgage the same
constitute |
8 | | additional indebtedness secured by the mortgage; and
|
9 | | (12) that, upon confirmation of the sale, the holder of |
10 | | the certificate
of sale or deed issued pursuant to that |
11 | | certificate or, if no certificate or
deed was issued, the |
12 | | purchaser at the sale will be entitled to full possession
|
13 | | of the mortgaged real estate against the parties
named in |
14 | | clause (T) of
paragraph (3) of subsection (a) of Section |
15 | | 15-1504 or elsewhere to the same
effect;
the omission of |
16 | | any
party indicates that plaintiff will not seek a |
17 | | possessory order in the order
confirming sale unless the |
18 | | request is subsequently made under subsection (h) of
|
19 | | Section 15-1701 or by separate action under Article 9 of |
20 | | this Code.
|
21 | | (d) Request for Fees and Costs. A statement in the |
22 | | complaint that
plaintiff seeks the inclusion of attorneys' fees |
23 | | and of costs and expenses
shall be deemed and construed to |
24 | | include allegations that:
|
25 | | (1) plaintiff has been compelled to employ and retain |
26 | | attorneys to
prepare and file the complaint and to |
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1 | | represent and advise the plaintiff in
the foreclosure of |
2 | | the mortgage and the plaintiff will thereby become
liable |
3 | | for the usual, reasonable and customary fees of the |
4 | | attorneys in
that behalf;
|
5 | | (2) that the plaintiff has been compelled to advance or |
6 | | will be
compelled to advance, various sums of money in |
7 | | payment of costs, fees,
expenses and disbursements |
8 | | incurred in connection with the foreclosure,
including, |
9 | | without limiting the generality of the foregoing, filing |
10 | | fees,
stenographer's fees, witness fees, costs of |
11 | | publication, costs of procuring
and preparing documentary |
12 | | evidence and costs of procuring
abstracts of title, Torrens |
13 | | certificates, foreclosure minutes and a title
insurance |
14 | | policy;
|
15 | | (3) that under the terms of the mortgage, all such |
16 | | advances, costs,
attorneys' fees and other fees, expenses |
17 | | and disbursements are made a lien
upon the mortgaged real |
18 | | estate and the plaintiff is entitled to recover all
such |
19 | | advances, costs, attorneys' fees, expenses and |
20 | | disbursements, together
with interest on all advances at |
21 | | the rate provided in the mortgage, or, if
no rate is |
22 | | provided therein, at the statutory judgment rate, from the
|
23 | | date on which such advances are made;
|
24 | | (4) that in order to protect the lien of the mortgage, |
25 | | it may become
necessary for plaintiff to pay taxes and |
26 | | assessments which have been or may
be levied upon the |
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1 | | mortgaged real estate;
|
2 | | (5) that in order to protect and preserve the mortgaged |
3 | | real estate, it
may also become necessary for the plaintiff |
4 | | to pay liability (protecting
mortgagor and mortgagee), |
5 | | fire and other hazard
insurance premiums on the mortgaged |
6 | | real estate, make such repairs
to the mortgaged real
estate |
7 | | as may reasonably be deemed necessary for the proper |
8 | | preservation
thereof, advance for costs to inspect the |
9 | | mortgaged real estate or to
appraise it, or both, and |
10 | | advance for premiums for pre-existing private or
|
11 | | governmental mortgage insurance to the extent required |
12 | | after a foreclosure
is commenced in order to keep such |
13 | | insurance in force; and
|
14 | | (6) that under the terms of the mortgage, any money so |
15 | | paid or expended
will become an additional indebtedness |
16 | | secured by the mortgage and will bear
interest from the |
17 | | date such monies are advanced at the rate provided in the
|
18 | | mortgage, or, if no rate is provided, at the
statutory |
19 | | judgment rate.
|
20 | | (e) Request for Foreclosure. The request for foreclosure is |
21 | | deemed and
construed to mean that the plaintiff requests that:
|
22 | | (1) an accounting may be taken under the direction of |
23 | | the court of the
amounts due and owing to the plaintiff;
|
24 | | (2) that the defendants be ordered to pay to the |
25 | | plaintiff before
expiration of any redemption period (or, |
26 | | if no redemption period, before a
short date fixed by the |
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1 | | court) whatever sums may appear to be due upon the taking
|
2 | | of such account,
together with attorneys' fees and costs of |
3 | | the proceedings (to the extent
provided in the mortgage or |
4 | | by law);
|
5 | | (3) that in default of such payment in accordance with |
6 | | the judgment, the
mortgaged real estate be sold as directed |
7 | | by the court, to satisfy the
amount due to the plaintiff as |
8 | | set forth in the judgment, together with the
interest |
9 | | thereon at the statutory judgment rate from the date of the |
10 | | judgment;
|
11 | | (4) that in the event the plaintiff is a purchaser of |
12 | | the mortgaged real
estate at such sale, the plaintiff may |
13 | | offset against the purchase price of
such real estate the |
14 | | amounts due under the judgment of foreclosure and
order |
15 | | confirming the sale;
|
16 | | (5) that in the event of such sale and the failure of |
17 | | any person entitled
thereto to redeem prior to such sale |
18 | | pursuant to this Article, the
defendants made parties to |
19 | | the foreclosure in accordance with this Article,
and all |
20 | | nonrecord claimants given notice of the foreclosure in |
21 | | accordance
with this Article, and all persons claiming by, |
22 | | through or under them, and
each and any and all of them, |
23 | | may be forever barred and foreclosed of any
right, title, |
24 | | interest, claim, lien, or right to redeem in and to the
|
25 | | mortgaged real estate; and
|
26 | | (6) that if no redemption is made prior to such sale, a |
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1 | | deed may be
issued to the purchaser thereat according to |
2 | | law and such purchaser be let
into possession of the |
3 | | mortgaged real estate in accordance with Part 17 of this |
4 | | Article.
|
5 | | (f) Request for Deficiency Judgment. A request for a |
6 | | personal judgment
for a deficiency in a foreclosure complaint |
7 | | if the sale of the mortgaged
real estate fails to produce a |
8 | | sufficient amount to pay the amount found
due, the plaintiff |
9 | | may have a personal judgment against any party in the
|
10 | | foreclosure indicated as being personally liable therefor and |
11 | | the enforcement
thereof be had as provided by law.
|
12 | | (g) Request for Possession or Receiver. A request for |
13 | | possession or appointment
of a receiver has the meaning as |
14 | | stated in subsection (b) of Section 15-1706.
|
15 | | (h) Answers by Parties. Any party
may assert its interest |
16 | | by counterclaim and such counterclaim may at the
option of that |
17 | | party stand in lieu of answer to the complaint for
foreclosure |
18 | | and all counter complaints previously or thereafter filed
in |
19 | | the foreclosure. Any such counterclaim shall be deemed to |
20 | | constitute a
statement that the counter claimant does not have |
21 | | sufficient knowledge to
form a belief as to the truth or |
22 | | falsity of the
allegations of the complaint and all other |
23 | | counterclaims, except
to the extent that the counterclaim |
24 | | admits or specifically denies such
allegations.
|
25 | | (Source: P.A. 91-357, eff. 7-29-99.)
|
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1 | | (735 ILCS 5/15-1504.3) |
2 | | (Section scheduled to be repealed on March 2, 2016) |
3 | | Sec. 15-1504.3 15-1507.1 . Filing Judicial sale fee for |
4 | | Abandoned Residential Property Municipality Relief Fund. |
5 | | (a) With respect to residential real estate, at the time of |
6 | | the filing of a foreclosure complaint, the plaintiff shall pay |
7 | | to the clerk of the court in which the foreclosure complaint is |
8 | | filed a fee of $250 Upon and at the sale of residential real |
9 | | estate under Section 15-1507, the purchaser shall pay to the |
10 | | person conducting the sale pursuant to Section 15-1507 a fee |
11 | | for deposit into the Abandoned Residential Property |
12 | | Municipality Relief Fund, a special
fund created in the State |
13 | | treasury. The fee shall be calculated at the rate of $1 for |
14 | | each $1,000 or fraction thereof of the amount paid by the |
15 | | purchaser to the person conducting the sale, as reflected in |
16 | | the receipt of sale issued to the purchaser, provided that in |
17 | | no event shall the fee exceed $300. No fee shall be paid by the |
18 | | mortgagee acquiring the residential real estate pursuant to its |
19 | | credit bid at the sale or by any mortgagee, judgment creditor, |
20 | | or other lienor acquiring the residential real estate whose |
21 | | rights in and to the residential real estate arose prior to the |
22 | | sale. Upon confirmation of the sale under Section 15-1508, the |
23 | | person conducting the sale shall remit the fee to the clerk of |
24 | | the court in which the foreclosure case is pending. The clerk |
25 | | shall remit the fee to the State Treasurer as provided in this |
26 | | Section, to be expended for the purposes set forth in Section |
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1 | | 7.31 of the Illinois Housing Development Act. |
2 | | (b) All fees paid by plaintiffs to the clerk of the court |
3 | | purchasers as provided in this Section shall be disbursed |
4 | | within 60 days after receipt by the clerk of the court as |
5 | | follows: (i) 98% to the State Treasurer for deposit into the |
6 | | Abandoned Residential Property Municipality Relief Fund, and |
7 | | (ii) 2% to the clerk of the court for administrative expenses |
8 | | related to implementation of this Section. |
9 | | (c) Not later than March 1 of each year, the clerk of the |
10 | | court shall submit to the Illinois Housing Development |
11 | | Authority a report of the funds collected and remitted pursuant |
12 | | to this Section during the preceding year pursuant to this |
13 | | Section . |
14 | | (d) Subsections (a) and (b) of this Section shall become |
15 | | inoperative on January 1, 2016. This Section is repealed on |
16 | | March 2, 2016.
|
17 | | (Source: P.A. 96-1419, eff. 10-1-10.) |
18 | | (735 ILCS 5/15-1505.8 new) |
19 | | Sec. 15-1505.8. Expedited judgment and sale procedure for |
20 | | abandoned residential property. |
21 | | (a) Upon motion and notice, the mortgagee may elect to |
22 | | utilize the expedited judgment and sale procedure for abandoned |
23 | | residential property stated in this Section to obtain a |
24 | | judgment of foreclosure pursuant to Section 15-1506. The motion |
25 | | to expedite the judgment and sale may be combined with or made |
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1 | | part of the motion requesting a judgment of foreclosure. The |
2 | | notice of the motion to expedite the judgment and sale shall be |
3 | | sent by first-class mail to the last known address of the |
4 | | mortgagor, and the notice required by paragraph (1) of |
5 | | subsection (l) of this Section shall be posted at the property |
6 | | address. |
7 | | (b) The motion requesting an expedited judgment of |
8 | | foreclosure and sale may be filed by the mortgagee at the time |
9 | | the foreclosure complaint is filed or any time thereafter, and |
10 | | shall set forth the facts demonstrating that the mortgaged real |
11 | | estate is abandoned residential real estate under Section |
12 | | 15-1200.5 and shall be supported by affidavit. |
13 | | (c) If a motion for an expedited judgment and sale is filed |
14 | | at the time the foreclosure complaint is filed or before the |
15 | | period to answer the foreclosure complaint has expired, the |
16 | | motion shall be heard by the court no earlier than before the |
17 | | period to answer the foreclosure complaint has expired and no |
18 | | later than 15 days after the period to answer the foreclosure |
19 | | complaint has expired. |
20 | | (d) If a motion for an expedited judgment and sale is filed |
21 | | after the period to answer the foreclosure complaint has |
22 | | expired, the motion shall be heard no later than 15 days after |
23 | | the motion is filed. |
24 | | (e) The hearing shall be given priority by the court and |
25 | | shall be scheduled to be heard within the applicable time |
26 | | period set forth in subsection (c) or (d) of this Section. |
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1 | | (f) Subject to subsection (g), at the hearing on the motion |
2 | | requesting an expedited judgment and sale, if the court finds |
3 | | that the mortgaged real estate is abandoned residential |
4 | | property, the court shall grant the motion and immediately |
5 | | proceed to a trial of the foreclosure. A judgment of |
6 | | foreclosure under this Section shall include the matters |
7 | | identified in Section 15-1506. |
8 | | (g) The court may not grant the motion requesting an |
9 | | expedited judgment and sale if: (i) the mortgagor appears in |
10 | | the action in any manner before or at the hearing and objects |
11 | | to a finding of abandonment; (ii) a person other than the |
12 | | mortgagor appears at the hearing and presents evidence |
13 | | establishing to the satisfaction of the court that the |
14 | | mortgagor is working with, or making an attempt to work with, |
15 | | the mortgagee to modify the mortgage; or (iii) a person other |
16 | | than the mortgagor appears at the hearing and presents evidence |
17 | | establishing to the satisfaction of the court that the |
18 | | mortgagor or a lawful occupant has not abandoned the mortgaged |
19 | | real estate. |
20 | | (h) The court shall vacate an order issued pursuant to |
21 | | subsection (f) of this Section if the mortgagor or a lawful |
22 | | occupant appears in the action at any time prior to the court |
23 | | issuing an order confirming the sale pursuant to subsection |
24 | | (b-3) of Section 15-1508 and presents evidence establishing to |
25 | | the satisfaction of the court that the mortgagor or lawful |
26 | | occupant has not abandoned the mortgaged real estate. |
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1 | | (i) The reinstatement period and redemption period for the |
2 | | abandoned residential property shall end in accordance with |
3 | | paragraph (4) of subsection (b) of Section 15-1603, and the |
4 | | abandoned residential property shall be sold at the earliest |
5 | | practicable time at a sale as provided in this Article. |
6 | | (j) The mortgagee or its agent may enter, secure, and |
7 | | maintain abandoned residential property subject to subsection |
8 | | (e-5) of Section 21-3 of the Criminal Code of 1961. |
9 | | (k) Personal property. |
10 | | (1) Upon confirmation of the sale held pursuant to |
11 | | Section 15-1507, any personal property remaining in or upon |
12 | | the abandoned residential property shall be deemed to have |
13 | | been abandoned by the owner of such personal property and |
14 | | may be disposed of or donated by the holder of the |
15 | | certificate of sale (or, if none, by the purchaser at the |
16 | | sale). In the event of donation of any such personal |
17 | | property, the holder of the certificate of sale (or, if |
18 | | none, the purchaser at the sale) may transfer such donated |
19 | | property with a bill of sale. No mortgagee or its |
20 | | successors or assigns, holder of a certificate of sale, or |
21 | | purchaser at the sale shall be liable for any such disposal |
22 | | or donation of personal property. |
23 | | (2) Notwithstanding paragraph (1) of this subsection |
24 | | (k), in the event a lawful occupant is in possession of the |
25 | | mortgaged real estate who has not been made a party to the |
26 | | foreclosure and had his or her interests terminated |
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1 | | therein, any personal property of the lawful occupant shall |
2 | | not be deemed to have been abandoned, nor shall the rights |
3 | | of the lawful occupant to any personal property be |
4 | | affected. |
5 | | (l) Notices to be posted at property address. |
6 | | (1) The notice set out in this paragraph (1) of this |
7 | | subsection (l) shall be conspicuously posted at the |
8 | | property address at least 14 days before the hearing on the |
9 | | motion requesting an expedited judgment and sale and shall |
10 | | be in boldface, in at least 12 font type, and in |
11 | | substantially the following form: |
12 | | "NOTICE TO ANY TENANT
OR OTHER LAWFUL |
13 | | OCCUPANT OF THIS PROPERTY |
14 | | A lawsuit has been filed to foreclose on this property, and the |
15 | | party asking to foreclose on this property has asked a judge to |
16 | | find that THIS PROPERTY IS ABANDONED. |
17 | | The judge will be holding a hearing to decide whether this |
18 | | property is ABANDONED. |
19 | | IF YOU LAWFULLY OCCUPY ANY PART OF THIS PROPERTY, YOU MAY |
20 | | CHOOSE TO GO TO THIS HEARING and explain to the judge how you |
21 | | are a lawful occupant of this property. |
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1 | | You also can ask any other person to go to this hearing for |
2 | | you, and this person does not have to be attorney. If you do |
3 | | have another person who is not an attorney go to this hearing |
4 | | for you, that person will not be authorized to represent you |
5 | | but could help explain to the judge how you are a lawful |
6 | | occupant of this property. |
7 | | If the judge is satisfied that you are a LAWFUL OCCUPANT of |
8 | | this property, the court will find that this property is NOT |
9 | | ABANDONED. |
10 | | This hearing will be held in the courthouse at the following |
11 | | address, date, and time: |
12 | | Court name: .................................................. |
13 | | Court address: ............................................... |
14 | | Court room number where hearing will be held: ................ |
15 | | (There should be a person in this room called a CLERK who can |
16 | | help you. Make sure you know THIS PROPERTY'S ADDRESS.) |
17 | | Date of hearing: ............................................. |
18 | | Time of hearing: ............................................. |
19 | | MORE INFORMATION |
20 | | Name of lawsuit .............................................. |
21 | | Number of lawsuit ............................................ |
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1 | | Address of this property ..................................... |
2 | | IMPORTANT |
3 | | This is NOT a notice to vacate the premises. You may wish to |
4 | | contact a lawyer or your local legal aid or housing counseling |
5 | | agency to discuss any rights that you may have. |
6 | | WARNING |
7 | | INTENTIONAL REMOVAL OF THIS NOTICE BEFORE THE DATE AND TIME |
8 | | STATED IN THIS NOTICE IS A CLASS B MISDEMEANOR, PUNISHABLE BY |
9 | | UP TO 180 DAYS IN JAIL AND A FINE OF UP TO $1500, UNDER ILLINOIS |
10 | | LAW. 720 ILCS 5/21-3(a). |
11 | | NO TRESPASSING |
12 | | KNOWINGLY ENTERING THIS PROPERTY WITHOUT LAWFUL AUTHORITY IS A |
13 | | CLASS B MISDEMEANOR, PUNISHABLE BY UP TO 180 DAYS IN JAIL AND A |
14 | | FINE OF UP TO $1500, UNDER ILLINOIS LAW. 720 ILCS 5/21-3(a).". |
15 | | (2) The notice set out in this paragraph (2) of this |
16 | | subsection (l) shall be conspicuously posted at the |
17 | | property address at least 14 days before the hearing to |
18 | | confirm the sale of the abandoned residential property and |
19 | | shall be in boldface, in at least 12 font type, and in |
20 | | substantially the following form: |
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1 | | "NOTICE TO ANY TENANT
OR OTHER LAWFUL |
2 | | OCCUPANT OF THIS PROPERTY |
3 | | A lawsuit has been filed to foreclose on this property, and the |
4 | | judge has found that THIS PROPERTY IS ABANDONED. As a result, |
5 | | THIS PROPERTY HAS BEEN OR WILL BE SOLD. |
6 | | HOWEVER, there still must be a hearing for the judge to approve |
7 | | the sale. The judge will NOT APPROVE this sale if the judge |
8 | | finds that any person lawfully occupies any part of this |
9 | | property. |
10 | | IF YOU LAWFULLY OCCUPY ANY PART OF THIS PROPERTY, YOU MAY |
11 | | CHOOSE TO GO TO THIS HEARING and explain to the judge how you |
12 | | are a lawful occupant of this property. You also may appear |
13 | | BEFORE this hearing and explain to the judge how you are a |
14 | | lawful occupant of this property. |
15 | | If the judge is satisfied that you are a LAWFUL OCCUPANT of |
16 | | this property, the court will find that this property is NOT |
17 | | ABANDONED, and there will be no sale of the property at this |
18 | | time. |
19 | | This hearing will be held in the courthouse at the following |
20 | | address, date, and time: |
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1 | | Court name: .................................................. |
2 | | Court address: ............................................... |
3 | | Court room number where hearing will be held: ................ |
4 | | (There should be a person in this room called a CLERK who can |
5 | | help you. Make sure you know THIS PROPERTY'S ADDRESS.) |
6 | | Date of hearing: ............................................. |
7 | | Time of hearing: ............................................. |
8 | | MORE INFORMATION |
9 | | Name of lawsuit .............................................. |
10 | | Number of lawsuit ............................................ |
11 | | Address of this property ..................................... |
12 | | IMPORTANT |
13 | | This is NOT a notice to vacate the premises. You may wish to |
14 | | contact a lawyer or your local legal aid or housing counseling |
15 | | agency to discuss any rights that you may have. |
16 | | WARNING |
17 | | INTENTIONAL REMOVAL OF THIS NOTICE BEFORE THE DATE AND TIME |
18 | | STATED IN THIS NOTICE IS A CLASS B MISDEMEANOR, PUNISHABLE BY |
19 | | UP TO 180 DAYS IN JAIL AND A FINE OF UP TO $1500, UNDER ILLINOIS |
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1 | | LAW. 720 ILCS 5/21-3(a). |
2 | | NO TRESPASSING |
3 | | KNOWINGLY ENTERING THIS PROPERTY WITHOUT LAWFUL AUTHORITY IS A |
4 | | CLASS B MISDEMEANOR, PUNISHABLE BY UP TO 180 DAYS IN JAIL AND A |
5 | | FINE OF UP TO $1500, UNDER ILLINOIS LAW. 720 ILCS 5/21-3(a)." |
6 | | (735 ILCS 5/15-1508) (from Ch. 110, par. 15-1508) |
7 | | Sec. 15-1508. Report of Sale and Confirmation of Sale. |
8 | | (a) Report. The person conducting the sale shall promptly |
9 | | make a report to
the court, which report shall include a copy |
10 | | of all receipts and, if any,
certificate of sale. |
11 | | (b) Hearing. Upon motion and notice in accordance with |
12 | | court rules
applicable to motions generally, which motion shall |
13 | | not be made prior to
sale, the court shall conduct a hearing to
|
14 | | confirm the sale. Unless the court finds that (i) a notice |
15 | | required in
accordance with subsection (c) of Section 15-1507 |
16 | | was not given, (ii) the
terms of sale were unconscionable, |
17 | | (iii) the sale was conducted
fraudulently, or (iv) justice was |
18 | | otherwise not done, the court shall
then enter an order |
19 | | confirming the sale. The confirmation order shall include a |
20 | | name, address, and telephone number of the holder of the |
21 | | certificate of sale or deed issued pursuant to that certificate |
22 | | or, if no certificate or deed was issued, the purchaser, whom a |
23 | | municipality or county may contact with concerns about the real |
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1 | | estate. The confirmation order may
also: |
2 | | (1) approve the mortgagee's fees and costs arising |
3 | | between the entry of
the judgment of foreclosure and the |
4 | | confirmation hearing, those costs and
fees to be allowable |
5 | | to the same extent as provided in the note and mortgage
and |
6 | | in Section 15-1504; |
7 | | (2) provide for a personal judgment against any party |
8 | | for a deficiency;
and |
9 | | (3) determine the priority of the judgments of parties |
10 | | who deferred proving
the priority pursuant to subsection |
11 | | (h) of Section 15-1506, but
the court shall not
defer |
12 | | confirming the sale pending the determination of such |
13 | | priority. |
14 | | (b-3) Hearing to confirm sale of abandoned residential |
15 | | property. Upon motion and notice by first-class mail to the |
16 | | last known address of the mortgagor, which motion shall be made |
17 | | prior to the sale and heard by the court at the earliest |
18 | | practicable time after conclusion of the sale, and upon the |
19 | | posting at the property address of the notice required by |
20 | | paragraph (2) of subsection (l) of Section 15-1505.8, the court |
21 | | shall enter an order confirming the sale of the abandoned |
22 | | residential property, unless the court finds that a reason set |
23 | | forth in items (i) through (iv) of subsection (b) of this |
24 | | Section exists for not approving the sale, or an order is |
25 | | entered pursuant to subsection (h) of Section 15-1505.8. The |
26 | | confirmation order also may address the matters identified in |
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1 | | items (1) through (3) of subsection (b) of this Section. The |
2 | | notice required under subsection (b-5) of this Section shall |
3 | | not be required. |
4 | | (b-5) Notice with respect to residential real estate. With |
5 | | respect to residential real estate, the notice required under |
6 | | subsection (b) of this Section shall be sent to the mortgagor |
7 | | even if the mortgagor has previously been held in default. In |
8 | | the event the mortgagor has filed an appearance, the notice |
9 | | shall be sent to the address indicated on the appearance. In |
10 | | all other cases, the notice shall be sent to the mortgagor at |
11 | | the common address of the foreclosed property. The notice shall |
12 | | be sent by first class mail. Unless the right to possession has |
13 | | been previously terminated by the court, the notice shall |
14 | | include the following language in 12-point boldface |
15 | | capitalized type: |
16 | | IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO |
17 | | REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF |
18 | | POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(c) OF THE |
19 | | ILLINOIS MORTGAGE FORECLOSURE LAW. |
20 | | (b-10) Notice of confirmation order sent to municipality or |
21 | | county. A copy of the confirmation order required under |
22 | | subsection (b) shall be sent to the municipality in which the |
23 | | foreclosed property is located, or to the county within the |
24 | | boundary of which the foreclosed property is located if the |
25 | | foreclosed property is located in an unincorporated territory. |
26 | | A municipality or county must clearly publish on its website a |
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1 | | single address to which such notice shall be sent. If a |
2 | | municipality or county does not maintain a website, then the |
3 | | municipality or county must publicly post in its main office a |
4 | | single address to which such notice shall be sent. In the event |
5 | | that a municipality or county has not complied with the |
6 | | publication requirement in this subsection (b-10), then such |
7 | | notice to the municipality or county shall be provided pursuant |
8 | | to Section 2-211 of the Code of Civil Procedure. |
9 | | (c) Failure to Give Notice. If any sale is held without |
10 | | compliance with
subsection (c) of Section 15-1507 of this |
11 | | Article, any party entitled to
the notice provided for in |
12 | | paragraph (3) of that subsection
(c) who was not so notified |
13 | | may, by motion supported by affidavit
made prior to |
14 | | confirmation of such sale, ask the court which entered the
|
15 | | judgment to set aside the sale. Any such party shall guarantee |
16 | | or secure by bond a bid equal to the successful bid at the |
17 | | prior sale, unless the party seeking to set aside the sale is |
18 | | the mortgagor, the real estate sold at the sale is residential |
19 | | real estate, and the mortgagor occupies the residential real |
20 | | estate at the time the motion is filed. In that event, no |
21 | | guarantee or bond shall be required of the mortgagor. Any
|
22 | | subsequent sale is subject to the same notice requirement as |
23 | | the original sale. |
24 | | (d) Validity of Sale. Except as provided in subsection (c) |
25 | | of Section
15-1508, no sale under this Article shall be held |
26 | | invalid or be set aside
because of any defect in the notice |
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1 | | thereof or in the publication of the
same, or in the |
2 | | proceedings of the officer conducting the sale, except upon
|
3 | | good cause shown in a hearing pursuant to subsection (b) of |
4 | | Section
15-1508. At any time after a sale has occurred, any |
5 | | party entitled to
notice under paragraph (3) of subsection (c) |
6 | | of Section 15-1507 may recover
from the mortgagee any damages |
7 | | caused by the mortgagee's failure to comply
with such paragraph |
8 | | (3). Any party who recovers damages in a judicial
proceeding |
9 | | brought under this subsection may also recover from the
|
10 | | mortgagee the reasonable expenses of litigation, including |
11 | | reasonable attorney's fees. |
12 | | (d-5) Making Home Affordable Program. The court that |
13 | | entered the judgment shall set aside a sale held pursuant to |
14 | | Section 15-1507, upon motion of the mortgagor at any time prior |
15 | | to the confirmation of the sale, if the mortgagor proves by a |
16 | | preponderance of the evidence that (i) the mortgagor has |
17 | | applied for assistance under the Making Home Affordable Program |
18 | | established by the United States Department of the Treasury |
19 | | pursuant to the Emergency Economic Stabilization Act of 2008, |
20 | | as amended by the American Recovery and Reinvestment Act of |
21 | | 2009, and (ii) the mortgaged real estate was sold in material |
22 | | violation of the program's requirements for proceeding to a |
23 | | judicial sale. The provisions of this subsection (d-5), except |
24 | | for this sentence, shall become inoperative on January 1, 2013 |
25 | | for all actions filed under this Article after December 31, |
26 | | 2012, in which the mortgagor did not apply for assistance under |
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1 | | the Making Home Affordable Program on or before December 31, |
2 | | 2012. |
3 | | (e) Deficiency Judgment. In any order confirming a sale |
4 | | pursuant to the
judgment of foreclosure, the court shall also |
5 | | enter a personal judgment
for deficiency against any party (i) |
6 | | if otherwise authorized and (ii) to
the extent requested in the |
7 | | complaint and proven upon presentation of the
report of sale in |
8 | | accordance with Section 15-1508. Except as otherwise provided
|
9 | | in this Article, a judgment may be entered for any balance of |
10 | | money that
may be found due to the plaintiff, over and above |
11 | | the proceeds of the sale
or sales, and enforcement may be had |
12 | | for the collection of such balance,
the same as when the |
13 | | judgment is solely for the payment of money. Such
judgment may |
14 | | be entered, or enforcement had,
only in cases where personal |
15 | | service has been had upon the
persons personally liable for the |
16 | | mortgage indebtedness, unless they have
entered their |
17 | | appearance in the foreclosure action. |
18 | | (f) Satisfaction. Upon confirmation of the sale, the
|
19 | | judgment stands satisfied to the extent of the sale price less |
20 | | expenses and
costs. If the order confirming the sale includes a |
21 | | deficiency judgment, the
judgment shall become a lien in the |
22 | | manner of any other
judgment for the payment of money. |
23 | | (g) The order confirming the sale shall include, |
24 | | notwithstanding any
previous orders awarding possession during |
25 | | the pendency of the foreclosure, an
award to the purchaser of |
26 | | possession of the mortgaged real estate, as of the
date 30 days |
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1 | | after the entry of the order, against the
parties to the |
2 | | foreclosure whose interests have been terminated. |
3 | | An order of possession authorizing the removal of a person |
4 | | from possession
of the mortgaged real estate shall be entered |
5 | | and enforced only against those
persons personally
named as |
6 | | individuals in the complaint or the petition under subsection |
7 | | (h)
of Section 15-1701 and in the order of possession and shall
|
8 | | not be entered and enforced against any person who is only |
9 | | generically
described as an
unknown owner or nonrecord claimant |
10 | | or by another generic designation in the
complaint. |
11 | | Notwithstanding the preceding paragraph, the failure to |
12 | | personally
name,
include, or seek an award of
possession of the |
13 | | mortgaged real estate against a person in the
confirmation |
14 | | order shall not abrogate any right that the purchaser may have |
15 | | to
possession of the mortgaged real estate and to maintain a |
16 | | proceeding against
that person for
possession under Article 9 |
17 | | of this Code or subsection (h) of Section 15-1701;
and |
18 | | possession against a person
who (1) has not been personally |
19 | | named as a party to the
foreclosure and (2) has not been |
20 | | provided an opportunity to be heard in the
foreclosure |
21 | | proceeding may be sought only by maintaining a
proceeding under |
22 | | Article 9 of this
Code or subsection (h) of Section 15-1701. |
23 | | (h) With respect to mortgaged real estate containing 5 or |
24 | | more dwelling units, the order confirming the sale shall also |
25 | | provide that (i) the mortgagor shall transfer to the purchaser |
26 | | the security deposits, if any, that the mortgagor received to |
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1 | | secure payment of rent or to compensate for damage to the |
2 | | mortgaged real estate from any current occupant of a dwelling |
3 | | unit of the mortgaged real estate, as well as any statutory |
4 | | interest that has not been paid to the occupant, and (ii) the |
5 | | mortgagor shall provide an accounting of the security deposits |
6 | | that are transferred, including the name and address of each |
7 | | occupant for whom the mortgagor holds the deposit and the |
8 | | amount of the deposit and any statutory interest. |
9 | | (Source: P.A. 96-265, eff. 8-11-09; 96-856, eff. 3-1-10; |
10 | | 96-1245, eff. 7-23-10; 97-333, eff. 8-12-11; 97-575, eff. |
11 | | 8-26-11.)
|
12 | | Section 99. Effective date. This Act takes effect upon |
13 | | becoming law.".
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