Date	Chamber	Action
8/27/2007	Senate	Public Act . . . . . . . . . 95-0437

Statutes Amended In Order of Appearance

225 ILCS 425/2

from Ch. 111, par. 2002

225 ILCS 425/3

from Ch. 111, par. 2006

225 ILCS 425/9.1 new

225 ILCS 425/9.2 new

225 ILCS 425/9.3 new

225 ILCS 425/9.4 new

815 ILCS 505/2Z

from Ch. 121 1/2, par. 262Z

225 ILCS 425/2.01 rep.

225 ILCS 425/2.02 rep.

Synopsis As Introduced
Amends the Collection Agency Act. Makes changes in provisions concerning definitions and entities acting as a collection agency. Sets forth requirements for debt collectors or collection agencies regarding communication with persons other than the debtor, communication conducted in connection with debt collection, validation of debts, and debt collection as a result of identity theft. Amends the Consumer Fraud and Deceptive Business Practices Act to provide that a violation of certain Sections of the Collection Agency Act constitutes an unlawful practice under the Act. Effective January 1, 2008.

Senate Committee Amendment No. 1

	Deletes reference to:
	815 ILCS 505/2Z

	Adds reference to:
	225 ILCS 425/9.7 new

Deletes everything after the enacting clause. Reinserts the provisions of the bill as introduced with the following changes. In the Collection Agency Act, exempts affiliates and subsidiaries of banks from the Act. Within 5 days after the initial communication with a debtor in connection with the collection of any debt, requires a debt collector or collection agency to send the debtor a written notice with disclosures, unless the disclosure information is contained in the initial communication (rather than in writing in the initial communication) or the debtor has paid the debt. Removes the amendatory provision of the Consumer Fraud and Deceptive Business Practices Act and instead further amends the Collection Agency Act to authorize the Attorney General to enforce knowing violations of certain Sections of the Collection Agency Act as unlawful practices under the Consumer Fraud and Deceptive Business Practices Act. Effective January 1, 2008.

Senate Floor Amendment No. 2
Exempts affiliates and subsidiaries of credit unions from the Collection Agency Act. Makes a technical correction.

Actions 

Date	Chamber	Action
2/9/2007	Senate	Filed with Secretary by Sen. Don Harmon
2/9/2007	Senate	First Reading
2/9/2007	Senate	Referred to Rules
2/21/2007	Senate	Assigned to Licensed Activities
3/2/2007	Senate	Postponed - Licensed Activities
3/8/2007	Senate	Postponed - Licensed Activities
3/13/2007	Senate	Senate Committee Amendment No. 1 Filed with Secretary by Sen. Don Harmon
3/13/2007	Senate	Senate Committee Amendment No. 1 Referred to Rules
3/14/2007	Senate	Added as Chief Co-Sponsor Sen. Martin A. Sandoval
3/14/2007	Senate	Added as Chief Co-Sponsor Sen. Jeffrey M. Schoenberg
3/14/2007	Senate	Senate Committee Amendment No. 1 Rules Refers to Licensed Activities
3/14/2007	Senate	Senate Committee Amendment No. 1 Adopted
3/15/2007	Senate	Do Pass as Amended Licensed Activities; 007-000-000
3/15/2007	Senate	Placed on Calendar Order of 2nd Reading March 20, 2007
3/20/2007	Senate	Added as Chief Co-Sponsor Sen. Jacqueline Y. Collins
3/20/2007	Senate	Second Reading
3/20/2007	Senate	Placed on Calendar Order of 3rd Reading March 21, 2007
3/20/2007	Senate	Senate Floor Amendment No. 2 Filed with Secretary by Sen. Don Harmon
3/20/2007	Senate	Senate Floor Amendment No. 2 Referred to Rules
3/21/2007	Senate	Senate Floor Amendment No. 2 Rules Refers to Financial Institutions
3/22/2007	Senate	Senate Floor Amendment No. 2 Recommend Do Adopt Financial Institutions; 009-000-000
3/30/2007	Senate	Rule 2-10 Third Reading Deadline Established As May 31, 2007
4/19/2007	Senate	Recalled to Second Reading
4/19/2007	Senate	Senate Floor Amendment No. 2 Adopted; Harmon
4/19/2007	Senate	Placed on Calendar Order of 3rd Reading
4/19/2007	Senate	Third Reading - Passed; 056-000-000
4/20/2007	House	Arrived in House
4/20/2007	House	Placed on Calendar Order of First Reading
4/20/2007	House	Chief House Sponsor Rep. Marlow H. Colvin
4/20/2007	House	First Reading
4/20/2007	House	Referred to Rules Committee
4/30/2007	House	Assigned to Financial Institutions Committee
5/8/2007	House	Do Pass / Short Debate Financial Institutions Committee; 022-000-000
5/9/2007	House	Placed on Calendar 2nd Reading - Short Debate
5/24/2007	House	Second Reading - Short Debate
5/24/2007	House	Placed on Calendar Order of 3rd Reading - Short Debate
5/30/2007	House	Added Alternate Chief Co-Sponsor Rep. Kenneth Dunkin
5/30/2007	House	Added Alternate Chief Co-Sponsor Rep. John A. Fritchey
5/30/2007	House	Added Alternate Chief Co-Sponsor Rep. Edward J. Acevedo
5/30/2007	House	Added Alternate Chief Co-Sponsor Rep. Monique D. Davis
5/30/2007	House	Added Alternate Co-Sponsor Rep. Joseph M. Lyons
5/30/2007	House	Added Alternate Co-Sponsor Rep. Karen A. Yarbrough
5/30/2007	House	Added Alternate Co-Sponsor Rep. William Davis
5/30/2007	House	Added Alternate Co-Sponsor Rep. Deborah L. Graham
5/30/2007	House	Added Alternate Co-Sponsor Rep. Cynthia Soto
5/30/2007	House	Third Reading - Short Debate - Passed 116-000-000
5/30/2007	Senate	Passed Both Houses
6/28/2007	Senate	Sent to the Governor
8/27/2007	Senate	Governor Approved
8/27/2007	Senate	Effective Date January 1, 2008
8/27/2007	Senate	Public Act . . . . . . . . . 95-0437

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