94TH GENERAL ASSEMBLY
State of Illinois
2005 and 2006
HB1489


 
Introduced 02/10/05, by Rep. Julie Hamos
 
SYNOPSIS AS INTRODUCED:
 		














215 ILCS 5/356h
  from Ch. 73, par. 968h







    Amends the Illinois Insurance Code. Prohibits an insurer from excluding a grandchild from coverage or limiting coverage  solely because the grandchild is adopted or does not reside with the insured. Prohibits an insurer from excluding a child or grandchild from coverage or limiting coverage  solely because the child or grandchild is unmarried and 25 years of age or younger or because the child or grandchild is unmarried, 30 years of age or younger, and a full-time student. Provides that a grandchild who is in the custody of the insured pursuant to a court order or placement of adoption vesting temporary care of the grandchild in the insured is an adopted child.  
















LRB094 08937 LJB 39157 b

















 


 


A BILL FOR









 











HB1489

LRB094 08937 LJB 39157 b






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    AN ACT concerning insurance.

 
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    Be it enacted by the People of the State of Illinois,
 
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represented in the General Assembly:


 
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    Section 5. The Illinois Insurance Code is amended  by 
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changing Section 356h as follows:
 



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    (215 ILCS 5/356h)  (from Ch. 73, par. 968h)



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    Sec. 356h. No individual or group policy of accident and 
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health
insurance which covers the insured's immediate family or 
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children, as well
as covering the insured, shall exclude a 
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child or grandchild from coverage or limit
coverage for a child 
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or grandchild solely because:
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        (1) the child or grandchild is an adopted child;
, or

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    solely because

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        (2) the child does not reside with the insured; or
.
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        (3) the child or grandchild is unmarried and 25 years 
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    of age or younger, or the child or grandchild is unmarried 
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    and 30 years of age or younger and is a full-time student 
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    at an institution of higher education.
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     For purposes of
this Section, a child or grandchild who is 
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in the custody of the insured, pursuant to an
interim court 
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order of adoption or, in the case of group insurance, placement

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of adoption, whichever comes first, vesting temporary care of 
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the child or grandchild in
the
insured, is an adopted child, 
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regardless of whether a final order granting
adoption is 
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ultimately issued.

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(Source: P.A. 91-549, eff. 8-14-99.)