Date	Chamber	Action
7/19/2005	House	Public Act . . . . . . . . . 94-0245

Statutes Amended In Order of Appearance

215 ILCS 157/20

Synopsis As Introduced
Amends the Use of Credit Information in Personal Insurance Act. Prohibits insurers from using the credit information or the credit report of a consumer when issuing a policy of automobile insurance.

House Amendment No. 1

	Deletes reference to:
	215 ILCS 157/20

	Adds reference to:
	215 ILCS 5/1	from Ch. 73, par. 613

Deletes everything. Amends the Illinois Insurance Code. Makes a technical change in a Section concerning the short title.

House Amendment No. 3

	Deletes reference to:
	215 ILCS 5/1

	Adds reference to:
	215 ILCS 157/22 new

Deletes everything after the enacting clause. Amends the Use of Credit Information in Personal Insurance Act. Requires an insurer authorized to do business in Illinois that uses credit information to underwrite or rate risks to review and consider an exception to the insurance risk score based upon extraordinary life events after a receiving written and signed notification from the applicant or insurer explaining how the applicant or insured believes the event adversely impacted the applicant's or insured's insurance risk score. Provides a definition of "extraordinary life event". Effective July 1, 2006.

Actions 

Date	Chamber	Action
1/18/2005	House	Filed with the Clerk by Rep. John J. Millner
1/19/2005	House	First Reading
1/19/2005	House	Referred to Rules Committee
1/26/2005	House	Assigned to Consumer Protection Committee
2/8/2005	House	Added Chief Co-Sponsor Rep. Sandra M. Pihos
2/17/2005	House	Added Co-Sponsor Rep. Maria Antonia Berrios
2/17/2005	House	Added Co-Sponsor Rep. Michelle Chavez
3/8/2005	House	House Amendment No. 1 Filed with Clerk by Consumer Protection Committee
3/8/2005	House	House Amendment No. 1 Adopted in Consumer Protection Committee; by Voice Vote
3/8/2005	House	Do Pass as Amended / Short Debate Consumer Protection Committee; 012-000-000
3/9/2005	House	Placed on Calendar 2nd Reading - Short Debate
3/16/2005	House	Chief Co-Sponsor Rep. Eddie Washington
4/6/2005	House	House Amendment No. 2 Filed with Clerk by Rep. John J. Millner
4/6/2005	House	House Amendment No. 2 Referred to Rules Committee
4/7/2005	House	House Amendment No. 3 Filed with Clerk by Rep. John J. Millner
4/7/2005	House	House Amendment No. 3 Referred to Rules Committee
4/7/2005	House	House Amendment No. 2 Rules Refers to Consumer Protection Committee
4/8/2005	House	Second Reading - Short Debate
4/8/2005	House	Held on Calendar Order of Second Reading - Short Debate
4/11/2005	House	House Amendment No. 3 Rules Refers to Consumer Protection Committee
4/11/2005	House	House Amendment No. 3 Recommends Be Adopted Consumer Protection Committee; 009-000-000
4/11/2005	House	House Amendment No. 3 Adopted by Voice Vote
4/11/2005	House	Placed on Calendar Order of 3rd Reading - Short Debate
4/12/2005	House	Third Reading - Short Debate - Passed 116-000-000
4/12/2005	House	House Amendment No. 2 Tabled Pursuant to Rule 40(a)
4/12/2005	House	Added Co-Sponsor Rep. Cynthia Soto
4/12/2005	Senate	Arrive in Senate
4/12/2005	Senate	Placed on Calendar Order of First Reading April 13, 2005
4/20/2005	Senate	Chief Senate Sponsor Sen. Bill Brady
4/21/2005	Senate	First Reading
4/21/2005	Senate	Referred to Rules
4/21/2005	Senate	Assigned to Insurance
5/4/2005	Senate	Do Pass Insurance; 007-000-000
5/4/2005	Senate	Placed on Calendar Order of 2nd Reading May 5, 2005
5/11/2005	Senate	Second Reading
5/11/2005	Senate	Placed on Calendar Order of 3rd Reading May 12, 2005
5/17/2005	Senate	Third Reading - Passed; 057-000-000
5/17/2005	House	Passed Both Houses
6/15/2005	House	Sent to the Governor
7/19/2005	House	Governor Approved
7/19/2005	House	Effective Date July 1, 2006
7/19/2005	House	Public Act . . . . . . . . . 94-0245

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