Sen. Julie A. Morrison
Filed: 4/10/2026
 
 

 
 

 
10400SB4006sam001LRB104 19837 BAB 36337 a

1
AMENDMENT TO SENATE BILL 4006 

2    AMENDMENT NO. ______. Amend Senate Bill 4006 by deleting 
3line 4 on page 1 through line 19 on page 8; and
 
4on page 8, line 20, by replacing "15" with "5"; and
 
5on page 8, by replacing line 22 with the following:
6"143.21e and Article XLVIII as follows:"; and
 
7by replacing line 22 on page 11 through line 19 on page 12 with 
8the following:
9    "(a) Each insurer that delivers, issues for delivery, or 
10renews in this State a policy of fire and extended coverage 
11that does not provide coverage for loss caused by flood shall 
12provide to the insured a notice prescribed by the Director 
13that explains clearly, conspicuously, and in plain language:
14        (1) the policy does not provide coverage for loss 
15    caused by flood;
 
 
10400SB4006sam001- 2 -LRB104 19837 BAB 36337 a

1        (2) whether coverage for loss caused by flood is 
2    available to the applicant through the company; and
3        (3) the availability of coverage for loss caused by 
4    flood through the National Flood Insurance Program, 
5    whether the company can write such coverage, and how to 
6    obtain coverage through the National Flood Insurance 
7    Program.
8    (b) At the time of policy issuance, the company must 
9obtain a written signature from the insured affirming the 
10flood coverage options were presented to the applicant in 
11plain language and that the applicant is declining coverage 
12for loss caused by flood, if available through the company."; 
13and
 
14on page 13, by replacing lines 5 through 9 with the following:
15"companies to participate in the National Association of 
16Insurance Commissioners' Climate Risk Disclosure Survey."; and
 
17by replacing line 23 on page 13 through line 1 on page 14 with 
18the following:
19"in the National Association of Insurance Commissioners' 
20Climate Risk Disclosure Survey, or any successor process 
21coordinated through the National Association of Insurance 
22Commissioners."; and
 
23by deleting line 2 on page 14 through line 2 on page 28; and
 
 
 
10400SB4006sam001- 3 -LRB104 19837 BAB 36337 a

1on page 28, immediately below line 2, by inserting the 
2following:
 
3    "Section 99. Effective date. This Act takes effect upon 
4becoming law, except that Section 143.21e of the Illinois 
5Insurance Code and the changes made to Sections 143.16 and 
6143.17 of the Illinois Insurance Code take effect January 1, 
72027.".