HB2425 - 104th General Assembly (2025-2026)
INS CD-DISCRIMINATION-FELONY
Last Action
8/15/2025 - House: Public Act . . . . . . . . . 104-0224
House Sponsors
Rep. Rita Mayfield - La Shawn K. Ford - Thaddeus Jones, Yolonda Morris, Sonya M. Harper, Justin Slaughter, Michael Crawford, Kelly M. Cassidy, Michelle Mussman, Lisa Davis, Jawaharial Williams, Camille Y. Lilly, Kimberly Du Buclet, Jehan Gordon-Booth and Mary Beth Canty
Senate Sponsors
(Sen. Adriane Johnson - Christopher Belt, Doris Turner, Rachel Ventura, Mike Simmons, Emil Jones, III, Javier L. Cervantes, Lakesia Collins and Mary Edly-Allen)
Statutes Amended In Order of Appearance
Synopsis As Introduced
Amends the Illinois Insurance Code. Provides that an insurer or producer authorized to issue policies of insurance in the State may not make a distinction or otherwise discriminate between persons, reject an applicant, cancel a policy, or demand or require a higher rate of premium for reasons based solely upon the basis that an applicant or insured has been convicted of a felony.
House Floor Amendment No. 1
Replaces everything after the enacting clause. Amends the Illinois Insurance Code. Provides that, with respect to life insurance final expense policies, no life company authorized to issue those policies in the State shall refuse to insure an individual; refuse to continue to insure an individual; limit the amount, extent, or kind of coverage available to an individual; or charge an individual a different rate for the same coverage solely on the basis that an insured or applicant has been convicted of a felony. Provides that nothing in the provisions shall be construed to require a life company to issue or otherwise provide coverage for a life insurance policy to a person who is actively incarcerated pursuant to a felony conviction. Defines "final expense policy".
Actions
| Date | Chamber | Action |
|---|---|---|
| 2/03/2025 | House | Filed with the Clerk by Rep. Rita Mayfield |
| 2/04/2025 | House | First Reading |
| 2/04/2025 | House | Referred to Rules Committee |
| 2/25/2025 | House | Assigned to Insurance Committee |
| 3/04/2025 | House | Do Pass / Short Debate Insurance Committee; 009-005-000 |
| 3/05/2025 | House | Placed on Calendar 2nd Reading - Short Debate |
| 3/11/2025 | House | House Floor Amendment No. 1 Filed with Clerk by Rep. Rita Mayfield |
| 3/11/2025 | House | House Floor Amendment No. 1 Referred to Rules Committee |
| 3/12/2025 | House | House Floor Amendment No. 1 Rules Refers to Insurance Committee |
| 3/25/2025 | House | House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 010-005-000 |
| 3/26/2025 | House | Second Reading - Short Debate |
| 3/26/2025 | House | Held on Calendar Order of Second Reading - Short Debate |
| 4/10/2025 | House | Added Chief Co-Sponsor Rep. La Shawn K. Ford |
| 4/10/2025 | House | Added Chief Co-Sponsor Rep. Thaddeus Jones |
| 4/10/2025 | House | House Floor Amendment No. 1 Adopted |
| 4/10/2025 | House | Placed on Calendar Order of 3rd Reading - Short Debate |
| 4/10/2025 | House | Third Reading - Short Debate - Passed 076-038-000 |
| 4/10/2025 | House | Added Co-Sponsor Rep. Yolonda Morris |
| 4/10/2025 | House | Added Co-Sponsor Rep. Sonya M. Harper |
| 4/10/2025 | House | Added Co-Sponsor Rep. Justin Slaughter |
| 4/10/2025 | House | Added Co-Sponsor Rep. Michael Crawford |
| 4/10/2025 | House | Added Co-Sponsor Rep. Kelly M. Cassidy |
| 4/10/2025 | House | Added Co-Sponsor Rep. Michelle Mussman |
| 4/10/2025 | House | Added Co-Sponsor Rep. Lisa Davis |
| 4/10/2025 | House | Added Co-Sponsor Rep. Jawaharial Williams |
| 4/10/2025 | House | Added Co-Sponsor Rep. Camille Y. Lilly |
| 4/10/2025 | House | Added Co-Sponsor Rep. Kimberly Du Buclet |
| 4/10/2025 | House | Added Co-Sponsor Rep. Jehan Gordon-Booth |
| 4/14/2025 | Senate | Arrive in Senate |
| 4/14/2025 | Senate | Placed on Calendar Order of First Reading April 29, 2025 |
| 4/15/2025 | House | Added Co-Sponsor Rep. Mary Beth Canty |
| 4/25/2025 | Senate | Chief Senate Sponsor Sen. Adriane Johnson |
| 4/25/2025 | Senate | First Reading |
| 4/25/2025 | Senate | Referred to Assignments |
| 4/29/2025 | Senate | Assigned to Insurance |
| 5/09/2025 | Senate | Rule 2-10 Committee Deadline Established As May 23, 2025 |
| 5/23/2025 | Senate | Rule 2-10 Committee Deadline Established As June 1, 2025 |
| 5/27/2025 | Senate | Added as Alternate Co-Sponsor Sen. Doris Turner |
| 5/27/2025 | Senate | Added as Alternate Co-Sponsor Sen. Rachel Ventura |
| 5/27/2025 | Senate | Added as Alternate Chief Co-Sponsor Sen. Christopher Belt |
| 5/27/2025 | Senate | Added as Alternate Co-Sponsor Sen. Mike Simmons |
| 5/27/2025 | Senate | Rule 2-10 Third Reading/Passage Deadline Established As June 1, 2025 |
| 5/27/2025 | Senate | Do Pass Insurance; 008-004-000 |
| 5/27/2025 | Senate | Placed on Calendar Order of 2nd Reading |
| 5/27/2025 | Senate | Second Reading |
| 5/27/2025 | Senate | Placed on Calendar Order of 3rd Reading May 28, 2025 |
| 5/29/2025 | Senate | Third Reading - Passed; 036-018-001 |
| 5/29/2025 | House | Passed Both Houses |
| 5/29/2025 | Senate | Added as Alternate Co-Sponsor Sen. Emil Jones, III |
| 5/29/2025 | Senate | Added as Alternate Co-Sponsor Sen. Javier L. Cervantes |
| 5/29/2025 | Senate | Added as Alternate Co-Sponsor Sen. Lakesia Collins |
| 5/30/2025 | Senate | Added as Alternate Co-Sponsor Sen. Mary Edly-Allen |
| 6/24/2025 | House | Sent to the Governor |
| 8/15/2025 | House | Governor Approved |
| 8/15/2025 | House | Effective Date January 1, 2026 |
| 8/15/2025 | House | Public Act . . . . . . . . . 104-0224 |