|
| | SB0773 Engrossed | | LRB103 03229 AMQ 48235 b |
|
|
1 | | AN ACT concerning regulation. |
2 | | Be it enacted by the People of the State of Illinois, |
3 | | represented in the General Assembly: |
4 | | Section 5. The State Employees Group Insurance Act of 1971 |
5 | | is amended by changing Sections 6.11 and 6.11B as follows: |
6 | | (5 ILCS 375/6.11) |
7 | | Sec. 6.11. Required health benefits; Illinois Insurance |
8 | | Code requirements. The program of health benefits shall |
9 | | provide the post-mastectomy care benefits required to be |
10 | | covered by a policy of accident and health insurance under |
11 | | Section 356t of the Illinois Insurance Code. The program of |
12 | | health benefits shall provide the coverage required under |
13 | | Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u, 356w, 356x, |
14 | | 356z.2, 356z.4, 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10, |
15 | | 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.17, 356z.22, |
16 | | 356z.25, 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33, |
17 | | 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.51, |
18 | | 356z.53, 356z.54, 356z.55, 356z.56, 356z.57, 356z.59, 356z.60, |
19 | | and 356z.61, and 356z.62 , 356z.64, 356z.67, 356z.68, 356z.70, |
20 | | and 356z.71 of the Illinois Insurance Code. The program of |
21 | | health benefits must comply with Sections 155.22a, 155.37, |
22 | | 355b, 356z.19, 370c, and 370c.1 and Article XXXIIB of the |
23 | | Illinois Insurance Code. The program of health benefits shall |
|
| | SB0773 Engrossed | - 2 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | provide the coverage required under Section 356m of the |
2 | | Illinois Insurance Code and, for the employees of the State |
3 | | Employee Group Insurance Program only, the coverage as also |
4 | | provided in Section 6.11B of this Act. The Department of |
5 | | Insurance shall enforce the requirements of this Section with |
6 | | respect to Sections 370c and 370c.1 of the Illinois Insurance |
7 | | Code; all other requirements of this Section shall be enforced |
8 | | by the Department of Central Management Services. |
9 | | Rulemaking authority to implement Public Act 95-1045, if |
10 | | any, is conditioned on the rules being adopted in accordance |
11 | | with all provisions of the Illinois Administrative Procedure |
12 | | Act and all rules and procedures of the Joint Committee on |
13 | | Administrative Rules; any purported rule not so adopted, for |
14 | | whatever reason, is unauthorized. |
15 | | (Source: P.A. 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; |
16 | | 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-642, eff. |
17 | | 1-1-22; 102-665, eff. 10-8-21; 102-731, eff. 1-1-23; 102-768, |
18 | | eff. 1-1-24; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; |
19 | | 102-816, eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. |
20 | | 1-1-23; 102-1117, eff. 1-13-23; 103-8, eff. 1-1-24; 103-84, |
21 | | eff. 1-1-24; 103-91, eff. 1-1-24; 103-420, eff. 1-1-24; |
22 | | 103-445, eff. 1-1-24; 103-535, eff. 8-11-23; 103-551, eff. |
23 | | 8-11-23; revised 8-29-23.) |
24 | | (5 ILCS 375/6.11B) |
25 | | Sec. 6.11B. Infertility coverage. |
|
| | SB0773 Engrossed | - 3 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | (a) Beginning on January 1, 2024, the State Employees |
2 | | Group Insurance Program shall provide coverage for the |
3 | | diagnosis and treatment of infertility, including, but not |
4 | | limited to, in vitro fertilization, uterine embryo lavage, |
5 | | embryo transfer, artificial insemination, gamete |
6 | | intrafallopian tube transfer, zygote intrafallopian tube |
7 | | transfer, and low tubal ovum transfer. The coverage required |
8 | | shall include procedures necessary to screen or diagnose a |
9 | | fertilized egg before implantation, including, but not limited |
10 | | to, preimplantation genetic diagnosis, preimplantation genetic |
11 | | screening, and prenatal genetic diagnosis. |
12 | | (b) Beginning on January 1, 2024, coverage under this |
13 | | Section for procedures for in vitro fertilization, gamete |
14 | | intrafallopian tube transfer, or zygote intrafallopian tube |
15 | | transfer shall be required only if the procedures: |
16 | | (1) are considered medically appropriate based on |
17 | | clinical guidelines or standards developed by the American |
18 | | Society for Reproductive Medicine, the American College of |
19 | | Obstetricians and Gynecologists, or the Society for |
20 | | Assisted Reproductive Technology; and |
21 | | (2) are performed at medical facilities or clinics |
22 | | that conform to the American College of Obstetricians and |
23 | | Gynecologists guidelines for in vitro fertilization or the |
24 | | American Society for Reproductive Medicine minimum |
25 | | standards for practices offering assisted reproductive |
26 | | technologies. |
|
| | SB0773 Engrossed | - 4 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | (c) As used in this Section, "infertility" means a |
2 | | disease, condition, or status characterized by: |
3 | | (1) a failure to establish a pregnancy or to carry a |
4 | | pregnancy to live birth after 12 months of regular, |
5 | | unprotected sexual intercourse if the woman is 35 years of |
6 | | age or younger, or after 6 months of regular, unprotected |
7 | | sexual intercourse if the woman is over 35 years of age; |
8 | | conceiving but having a miscarriage does not restart the |
9 | | 12-month or 6-month term for determining infertility; |
10 | | (2) a person's inability to reproduce either as a |
11 | | single individual or with a partner without medical |
12 | | intervention; or |
13 | | (3) a licensed physician's findings based on a |
14 | | patient's medical, sexual, and reproductive history, age, |
15 | | physical findings, or diagnostic testing. |
16 | | (d) The State Employees Group Insurance Program may not |
17 | | impose any exclusions, limitations, or other restrictions on |
18 | | coverage of fertility medications that are different from |
19 | | those imposed on any other prescription medications, nor may |
20 | | it impose any exclusions, limitations, or other restrictions |
21 | | on coverage of any fertility services based on a covered |
22 | | individual's participation in fertility services provided by |
23 | | or to a third party, nor may it impose deductibles, |
24 | | copayments, coinsurance, benefit maximums, waiting periods, or |
25 | | any other limitations on coverage for the diagnosis of |
26 | | infertility, treatment for infertility, and standard fertility |
|
| | SB0773 Engrossed | - 5 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | preservation services, except as provided in this Section, |
2 | | that are different from those imposed upon benefits for |
3 | | services not related to infertility. |
4 | | (e) This Section applies only to coverage provided on or |
5 | | after January 1, 2024 and before July 1, 2026. |
6 | | (f) This Section is repealed on July 1, 2026. |
7 | | (Source: P.A. 103-8, eff. 1-1-24 .) |
8 | | Section 10. The Counties Code is amended by changing |
9 | | Section 5-1069.3 as follows: |
10 | | (55 ILCS 5/5-1069.3) |
11 | | Sec. 5-1069.3. Required health benefits. If a county, |
12 | | including a home rule county, is a self-insurer for purposes |
13 | | of providing health insurance coverage for its employees, the |
14 | | coverage shall include coverage for the post-mastectomy care |
15 | | benefits required to be covered by a policy of accident and |
16 | | health insurance under Section 356t and the coverage required |
17 | | under Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u, 356w, |
18 | | 356x, 356z.4, 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10, |
19 | | 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.22, 356z.25, |
20 | | 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33, 356z.36, |
21 | | 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.48, 356z.51, |
22 | | 356z.53, 356z.54, 356z.56, 356z.57, 356z.59, 356z.60, and |
23 | | 356z.61, and 356z.62 , 356z.64, 356z.67, 356z.68, 356z.70, and |
24 | | 356z.71 of the Illinois Insurance Code. The coverage shall |
|
| | SB0773 Engrossed | - 6 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | comply with Sections 155.22a, 355b, 356z.19, and 370c of the |
2 | | Illinois Insurance Code. The Department of Insurance shall |
3 | | enforce the requirements of this Section. The requirement that |
4 | | health benefits be covered as provided in this Section is an |
5 | | exclusive power and function of the State and is a denial and |
6 | | limitation under Article VII, Section 6, subsection (h) of the |
7 | | Illinois Constitution. A home rule county to which this |
8 | | Section applies must comply with every provision of this |
9 | | Section. |
10 | | Rulemaking authority to implement Public Act 95-1045, if |
11 | | any, is conditioned on the rules being adopted in accordance |
12 | | with all provisions of the Illinois Administrative Procedure |
13 | | Act and all rules and procedures of the Joint Committee on |
14 | | Administrative Rules; any purported rule not so adopted, for |
15 | | whatever reason, is unauthorized. |
16 | | (Source: P.A. 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; |
17 | | 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. |
18 | | 1-1-22; 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731, |
19 | | eff. 1-1-23; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; |
20 | | 102-816, eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. |
21 | | 1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91, |
22 | | eff. 1-1-24; 103-420, eff. 1-1-24; 103-445, eff. 1-1-24; |
23 | | 103-535, eff. 8-11-23; 103-551, eff. 8-11-23; revised |
24 | | 8-29-23.) |
25 | | Section 15. The Illinois Municipal Code is amended by |
|
| | SB0773 Engrossed | - 7 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | changing Section 10-4-2.3 as follows: |
2 | | (65 ILCS 5/10-4-2.3) |
3 | | Sec. 10-4-2.3. Required health benefits. If a |
4 | | municipality, including a home rule municipality, is a |
5 | | self-insurer for purposes of providing health insurance |
6 | | coverage for its employees, the coverage shall include |
7 | | coverage for the post-mastectomy care benefits required to be |
8 | | covered by a policy of accident and health insurance under |
9 | | Section 356t and the coverage required under Sections 356g, |
10 | | 356g.5, 356g.5-1, 356m, 356q, 356u, 356w, 356x, 356z.4, |
11 | | 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10, 356z.11, 356z.12, |
12 | | 356z.13, 356z.14, 356z.15, 356z.22, 356z.25, 356z.26, 356z.29, |
13 | | 356z.30a, 356z.32, 356z.33, 356z.36, 356z.40, 356z.41, |
14 | | 356z.45, 356z.46, 356z.47, 356z.48, 356z.51, 356z.53, 356z.54, |
15 | | 356z.56, 356z.57, 356z.59, 356z.60, and 356z.61, and 356z.62 , |
16 | | 356z.64, 356z.67, 356z.68, 356z.70, and 356z.71 of the |
17 | | Illinois Insurance Code. The coverage shall comply with |
18 | | Sections 155.22a, 355b, 356z.19, and 370c of the Illinois |
19 | | Insurance Code. The Department of Insurance shall enforce the |
20 | | requirements of this Section. The requirement that health |
21 | | benefits be covered as provided in this is an exclusive power |
22 | | and function of the State and is a denial and limitation under |
23 | | Article VII, Section 6, subsection (h) of the Illinois |
24 | | Constitution. A home rule municipality to which this Section |
25 | | applies must comply with every provision of this Section. |
|
| | SB0773 Engrossed | - 8 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | Rulemaking authority to implement Public Act 95-1045, if |
2 | | any, is conditioned on the rules being adopted in accordance |
3 | | with all provisions of the Illinois Administrative Procedure |
4 | | Act and all rules and procedures of the Joint Committee on |
5 | | Administrative Rules; any purported rule not so adopted, for |
6 | | whatever reason, is unauthorized. |
7 | | (Source: P.A. 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; |
8 | | 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. |
9 | | 1-1-22; 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731, |
10 | | eff. 1-1-23; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; |
11 | | 102-816, eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. |
12 | | 1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91, |
13 | | eff. 1-1-24; 103-420, eff. 1-1-24; 103-445, eff. 1-1-24; |
14 | | 103-535, eff. 8-11-23; 103-551, eff. 8-11-23; revised |
15 | | 8-29-23.) |
16 | | Section 20. The School Code is amended by changing Section |
17 | | 10-22.3f as follows: |
18 | | (105 ILCS 5/10-22.3f) |
19 | | Sec. 10-22.3f. Required health benefits. Insurance |
20 | | protection and benefits for employees shall provide the |
21 | | post-mastectomy care benefits required to be covered by a |
22 | | policy of accident and health insurance under Section 356t and |
23 | | the coverage required under Sections 356g, 356g.5, 356g.5-1, |
24 | | 356m, 356q, 356u, 356w, 356x, 356z.4, 356z.4a, 356z.6, 356z.8, |
|
| | SB0773 Engrossed | - 9 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | 356z.9, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.22, |
2 | | 356z.25, 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33, |
3 | | 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.51, |
4 | | 356z.53, 356z.54, 356z.56, 356z.57, 356z.59, 356z.60, and |
5 | | 356z.61, and 356z.62 , 356z.64, 356z.67, 356z.68, 356z.70, and |
6 | | 356z.71 of the Illinois Insurance Code. Insurance policies |
7 | | shall comply with Section 356z.19 of the Illinois Insurance |
8 | | Code. The coverage shall comply with Sections 155.22a, 355b, |
9 | | and 370c of the Illinois Insurance Code. The Department of |
10 | | Insurance shall enforce the requirements of this Section. |
11 | | Rulemaking authority to implement Public Act 95-1045, if |
12 | | any, is conditioned on the rules being adopted in accordance |
13 | | with all provisions of the Illinois Administrative Procedure |
14 | | Act and all rules and procedures of the Joint Committee on |
15 | | Administrative Rules; any purported rule not so adopted, for |
16 | | whatever reason, is unauthorized. |
17 | | (Source: P.A. 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; |
18 | | 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-642, eff. |
19 | | 1-1-22; 102-665, eff. 10-8-21; 102-731, eff. 1-1-23; 102-804, |
20 | | eff. 1-1-23; 102-813, eff. 5-13-22; 102-816, eff. 1-1-23; |
21 | | 102-860, eff. 1-1-23; 102-1093, eff. 1-1-23; 102-1117, eff. |
22 | | 1-13-23; 103-84, eff. 1-1-24; 103-91, eff. 1-1-24; 103-420, |
23 | | eff. 1-1-24; 103-445, eff. 1-1-24; 103-535, eff. 8-11-23; |
24 | | 103-551, eff. 8-11-23; revised 8-29-23.) |
25 | | Section 25. The Illinois Insurance Code is amended by |
|
| | SB0773 Engrossed | - 10 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | changing Sections 356m and 356z.32 and by adding Section |
2 | | 356z.71 as follows: |
3 | | (215 ILCS 5/356m) (from Ch. 73, par. 968m) |
4 | | Sec. 356m. Infertility coverage. |
5 | | (a) No group policy of accident and health insurance |
6 | | providing coverage for more than 25 employees that provides |
7 | | pregnancy-related pregnancy related benefits may be issued, |
8 | | amended, delivered, or renewed in this State after January 1, |
9 | | 2016 and through December 31, 2025 the effective date of this |
10 | | amendatory Act of the 99th General Assembly unless the policy |
11 | | contains coverage for the diagnosis and treatment of |
12 | | infertility including, but not limited to, in vitro |
13 | | fertilization, uterine embryo lavage, embryo transfer, |
14 | | artificial insemination, gamete intrafallopian tube transfer, |
15 | | zygote intrafallopian tube transfer, and low tubal ovum |
16 | | transfer. |
17 | | (a-5) No group policy of accident and health insurance |
18 | | that provides pregnancy-related benefits may be issued, |
19 | | amended, delivered, or renewed in this State on or after |
20 | | January 1, 2026 unless the policy contains coverage for the |
21 | | diagnosis and treatment of infertility, including, but not |
22 | | limited to, in vitro fertilization, uterine embryo lavage, |
23 | | embryo transfer, artificial insemination, gamete |
24 | | intrafallopian tube transfer, zygote intrafallopian tube |
25 | | transfer, surgical sperm extraction procedures, and low tubal |
|
| | SB0773 Engrossed | - 11 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | ovum transfer. The coverage required shall include procedures |
2 | | necessary to screen or diagnose a fertilized egg before |
3 | | implantation, including, but not limited to, preimplantation |
4 | | genetic testing for aneuploidy, preimplantation genetic |
5 | | testing for chromosome structural rearrangements, and |
6 | | preimplantation genetic testing for monogenic or single gene |
7 | | disorders. Coverage under this subsection for the diagnosis |
8 | | and treatment of infertility shall be required only if the |
9 | | procedures: |
10 | | (1) are considered medically appropriate by the |
11 | | patient's medical provider based on clinical guidelines or |
12 | | standards developed by the American Society for |
13 | | Reproductive Medicine, the American College of |
14 | | Obstetricians and Gynecologists, or the Society for |
15 | | Assisted Reproductive Technology; and |
16 | | (2) are performed at medical facilities or clinics |
17 | | that are members in good standing of the Society for |
18 | | Assisted Reproductive Technology. |
19 | | (b) The coverage required under subsection (a) for |
20 | | procedures for in vitro fertilization, gamete intrafallopian |
21 | | tube transfer, or zygote intrafallopian tube transfer shall be |
22 | | required only if is subject to the following conditions : |
23 | | (1) Coverage for procedures for in vitro |
24 | | fertilization, gamete intrafallopian tube transfer, or |
25 | | zygote intrafallopian tube transfer shall be required only |
26 | | if: |
|
| | SB0773 Engrossed | - 12 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | (1) (A) the covered individual has been unable to |
2 | | attain a viable pregnancy, maintain a viable pregnancy, or |
3 | | sustain a successful pregnancy through reasonable, less |
4 | | costly medically appropriate infertility treatments for |
5 | | which coverage is available under the policy, plan, or |
6 | | contract; |
7 | | (2) (B) the covered individual has not undergone 4 |
8 | | completed oocyte retrievals, except that if a live birth |
9 | | follows a completed oocyte retrieval, then 2 more |
10 | | completed oocyte retrievals shall be covered; and |
11 | | (3) (C) the procedures are performed at medical |
12 | | facilities that conform to the American College of |
13 | | Obstetric and Gynecology guidelines for in vitro |
14 | | fertilization clinics or to the American Fertility Society |
15 | | minimal standards for programs of in vitro fertilization. |
16 | | (2) The procedures required to be covered under this |
17 | | Section are not required to be contained in any policy or |
18 | | plan issued to or by a religious institution or |
19 | | organization or to or by an entity sponsored by a |
20 | | religious institution or organization that finds the |
21 | | procedures required to be covered under this Section to |
22 | | violate its religious and moral teachings and beliefs. |
23 | | (c) As used in this Section, "infertility" means a |
24 | | disease, condition, or status characterized by: |
25 | | (1) a failure to establish a pregnancy or to carry a |
26 | | pregnancy to live birth after 12 months of regular, |
|
| | SB0773 Engrossed | - 13 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | unprotected sexual intercourse if the woman is 35 years of |
2 | | age or younger, or after 6 months of regular, unprotected |
3 | | sexual intercourse if the woman is over 35 years of age; |
4 | | conceiving but having a miscarriage does not restart the |
5 | | 12-month or 6-month term for determining infertility; |
6 | | (2) a person's inability to reproduce either as a |
7 | | single individual or with a partner without medical |
8 | | intervention; or |
9 | | (3) a licensed physician's findings based on a |
10 | | patient's medical, sexual, and reproductive history, age, |
11 | | physical findings, or diagnostic testing. |
12 | | (d) A policy, contract, or certificate may not impose any |
13 | | exclusions, limitations, or other restrictions on coverage of |
14 | | fertility medications that are different from those imposed on |
15 | | any other prescription medications, nor may it impose any |
16 | | exclusions, limitations, or other restrictions on coverage of |
17 | | any fertility services based on a covered individual's |
18 | | participation in fertility services provided by or to a third |
19 | | party, nor may it impose deductibles, copayments, coinsurance, |
20 | | benefit maximums, waiting periods, or any other limitations on |
21 | | coverage for the diagnosis of infertility, treatment for |
22 | | infertility, and standard fertility preservation services, |
23 | | except as provided in this Section, that are different from |
24 | | those imposed upon benefits for services not related to |
25 | | infertility. |
26 | | (e) The procedures required to be covered under this |
|
| | SB0773 Engrossed | - 14 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | Section are not required to be contained in any policy or plan |
2 | | issued to or by a religious institution or organization or to |
3 | | or by an entity sponsored by a religious institution or |
4 | | organization that finds the procedures required to be covered |
5 | | under this Section to violate its religious and moral |
6 | | teachings and beliefs. |
7 | | (Source: P.A. 102-170, eff. 1-1-22 .) |
8 | | (215 ILCS 5/356z.71 new) |
9 | | Sec. 356z.71. Coverage for annual menopause health visit. |
10 | | A group or individual policy of accident and health insurance |
11 | | providing coverage for more than 25 employees that is amended, |
12 | | delivered, issued, or renewed on or after January 1, 2026 |
13 | | shall provide, for individuals 45 years of age and older, |
14 | | coverage for an annual menopause health visit. A policy |
15 | | subject to this Section shall not impose a deductible, |
16 | | coinsurance, copayment, or any other cost-sharing requirement |
17 | | on the coverage provided; except that this Section does not |
18 | | apply to this coverage to the extent such coverage would |
19 | | disqualify a high-deductible health plan from eligibility for |
20 | | a health savings account pursuant to Section 223 of the |
21 | | Internal Revenue Code. |
22 | | Section 30. The Health Maintenance Organization Act is |
23 | | amended by changing Section 5-3 as follows: |
|
| | SB0773 Engrossed | - 15 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | (215 ILCS 125/5-3) (from Ch. 111 1/2, par. 1411.2) |
2 | | Sec. 5-3. Insurance Code provisions. |
3 | | (a) Health Maintenance Organizations shall be subject to |
4 | | the provisions of Sections 133, 134, 136, 137, 139, 140, |
5 | | 141.1, 141.2, 141.3, 143, 143c, 147, 148, 149, 151, 152, 153, |
6 | | 154, 154.5, 154.6, 154.7, 154.8, 155.04, 155.22a, 155.49, |
7 | | 355.2, 355.3, 355b, 355c, 356f, 356g.5-1, 356m, 356q, 356v, |
8 | | 356w, 356x, 356z.2, 356z.3a, 356z.4, 356z.4a, 356z.5, 356z.6, |
9 | | 356z.8, 356z.9, 356z.10, 356z.11, 356z.12, 356z.13, 356z.14, |
10 | | 356z.15, 356z.17, 356z.18, 356z.19, 356z.20, 356z.21, 356z.22, |
11 | | 356z.23, 356z.24, 356z.25, 356z.26, 356z.28, 356z.29, 356z.30, |
12 | | 356z.30a, 356z.31, 356z.32, 356z.33, 356z.34, 356z.35, |
13 | | 356z.36, 356z.37, 356z.38, 356z.39, 356z.40, 356z.41, 356z.44, |
14 | | 356z.45, 356z.46, 356z.47, 356z.48, 356z.49, 356z.50, 356z.51, |
15 | | 356z.53, 356z.54, 356z.55, 356z.56, 356z.57, 356z.58, 356z.59, |
16 | | 356z.60, 356z.61, 356z.62, 356z.64, 356z.65, 356z.67, 356z.68, |
17 | | 356z.71, 364, 364.01, 364.3, 367.2, 367.2-5, 367i, 368a, 368b, |
18 | | 368c, 368d, 368e, 370c, 370c.1, 401, 401.1, 402, 403, 403A, |
19 | | 408, 408.2, 409, 412, 444, and 444.1, paragraph (c) of |
20 | | subsection (2) of Section 367, and Articles IIA, VIII 1/2, |
21 | | XII, XII 1/2, XIII, XIII 1/2, XXV, XXVI, and XXXIIB of the |
22 | | Illinois Insurance Code. |
23 | | (b) For purposes of the Illinois Insurance Code, except |
24 | | for Sections 444 and 444.1 and Articles XIII and XIII 1/2, |
25 | | Health Maintenance Organizations in the following categories |
26 | | are deemed to be "domestic companies": |
|
| | SB0773 Engrossed | - 16 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | (1) a corporation authorized under the Dental Service |
2 | | Plan Act or the Voluntary Health Services Plans Act; |
3 | | (2) a corporation organized under the laws of this |
4 | | State; or |
5 | | (3) a corporation organized under the laws of another |
6 | | state, 30% or more of the enrollees of which are residents |
7 | | of this State, except a corporation subject to |
8 | | substantially the same requirements in its state of |
9 | | organization as is a "domestic company" under Article VIII |
10 | | 1/2 of the Illinois Insurance Code. |
11 | | (c) In considering the merger, consolidation, or other |
12 | | acquisition of control of a Health Maintenance Organization |
13 | | pursuant to Article VIII 1/2 of the Illinois Insurance Code, |
14 | | (1) the Director shall give primary consideration to |
15 | | the continuation of benefits to enrollees and the |
16 | | financial conditions of the acquired Health Maintenance |
17 | | Organization after the merger, consolidation, or other |
18 | | acquisition of control takes effect; |
19 | | (2)(i) the criteria specified in subsection (1)(b) of |
20 | | Section 131.8 of the Illinois Insurance Code shall not |
21 | | apply and (ii) the Director, in making his determination |
22 | | with respect to the merger, consolidation, or other |
23 | | acquisition of control, need not take into account the |
24 | | effect on competition of the merger, consolidation, or |
25 | | other acquisition of control; |
26 | | (3) the Director shall have the power to require the |
|
| | SB0773 Engrossed | - 17 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | following information: |
2 | | (A) certification by an independent actuary of the |
3 | | adequacy of the reserves of the Health Maintenance |
4 | | Organization sought to be acquired; |
5 | | (B) pro forma financial statements reflecting the |
6 | | combined balance sheets of the acquiring company and |
7 | | the Health Maintenance Organization sought to be |
8 | | acquired as of the end of the preceding year and as of |
9 | | a date 90 days prior to the acquisition, as well as pro |
10 | | forma financial statements reflecting projected |
11 | | combined operation for a period of 2 years; |
12 | | (C) a pro forma business plan detailing an |
13 | | acquiring party's plans with respect to the operation |
14 | | of the Health Maintenance Organization sought to be |
15 | | acquired for a period of not less than 3 years; and |
16 | | (D) such other information as the Director shall |
17 | | require. |
18 | | (d) The provisions of Article VIII 1/2 of the Illinois |
19 | | Insurance Code and this Section 5-3 shall apply to the sale by |
20 | | any health maintenance organization of greater than 10% of its |
21 | | enrollee population (including , without limitation , the health |
22 | | maintenance organization's right, title, and interest in and |
23 | | to its health care certificates). |
24 | | (e) In considering any management contract or service |
25 | | agreement subject to Section 141.1 of the Illinois Insurance |
26 | | Code, the Director (i) shall, in addition to the criteria |
|
| | SB0773 Engrossed | - 18 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | specified in Section 141.2 of the Illinois Insurance Code, |
2 | | take into account the effect of the management contract or |
3 | | service agreement on the continuation of benefits to enrollees |
4 | | and the financial condition of the health maintenance |
5 | | organization to be managed or serviced, and (ii) need not take |
6 | | into account the effect of the management contract or service |
7 | | agreement on competition. |
8 | | (f) Except for small employer groups as defined in the |
9 | | Small Employer Rating, Renewability and Portability Health |
10 | | Insurance Act and except for medicare supplement policies as |
11 | | defined in Section 363 of the Illinois Insurance Code, a |
12 | | Health Maintenance Organization may by contract agree with a |
13 | | group or other enrollment unit to effect refunds or charge |
14 | | additional premiums under the following terms and conditions: |
15 | | (i) the amount of, and other terms and conditions with |
16 | | respect to, the refund or additional premium are set forth |
17 | | in the group or enrollment unit contract agreed in advance |
18 | | of the period for which a refund is to be paid or |
19 | | additional premium is to be charged (which period shall |
20 | | not be less than one year); and |
21 | | (ii) the amount of the refund or additional premium |
22 | | shall not exceed 20% of the Health Maintenance |
23 | | Organization's profitable or unprofitable experience with |
24 | | respect to the group or other enrollment unit for the |
25 | | period (and, for purposes of a refund or additional |
26 | | premium, the profitable or unprofitable experience shall |
|
| | SB0773 Engrossed | - 19 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | be calculated taking into account a pro rata share of the |
2 | | Health Maintenance Organization's administrative and |
3 | | marketing expenses, but shall not include any refund to be |
4 | | made or additional premium to be paid pursuant to this |
5 | | subsection (f)). The Health Maintenance Organization and |
6 | | the group or enrollment unit may agree that the profitable |
7 | | or unprofitable experience may be calculated taking into |
8 | | account the refund period and the immediately preceding 2 |
9 | | plan years. |
10 | | The Health Maintenance Organization shall include a |
11 | | statement in the evidence of coverage issued to each enrollee |
12 | | describing the possibility of a refund or additional premium, |
13 | | and upon request of any group or enrollment unit, provide to |
14 | | the group or enrollment unit a description of the method used |
15 | | to calculate (1) the Health Maintenance Organization's |
16 | | profitable experience with respect to the group or enrollment |
17 | | unit and the resulting refund to the group or enrollment unit |
18 | | or (2) the Health Maintenance Organization's unprofitable |
19 | | experience with respect to the group or enrollment unit and |
20 | | the resulting additional premium to be paid by the group or |
21 | | enrollment unit. |
22 | | In no event shall the Illinois Health Maintenance |
23 | | Organization Guaranty Association be liable to pay any |
24 | | contractual obligation of an insolvent organization to pay any |
25 | | refund authorized under this Section. |
26 | | (g) Rulemaking authority to implement Public Act 95-1045, |
|
| | SB0773 Engrossed | - 20 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | if any, is conditioned on the rules being adopted in |
2 | | accordance with all provisions of the Illinois Administrative |
3 | | Procedure Act and all rules and procedures of the Joint |
4 | | Committee on Administrative Rules; any purported rule not so |
5 | | adopted, for whatever reason, is unauthorized. |
6 | | (Source: P.A. 102-30, eff. 1-1-22; 102-34, eff. 6-25-21; |
7 | | 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. |
8 | | 1-1-22; 102-589, eff. 1-1-22; 102-642, eff. 1-1-22; 102-665, |
9 | | eff. 10-8-21; 102-731, eff. 1-1-23; 102-775, eff. 5-13-22; |
10 | | 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 102-816, eff. |
11 | | 1-1-23; 102-860, eff. 1-1-23; 102-901, eff. 7-1-22; 102-1093, |
12 | | eff. 1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; |
13 | | 103-91, eff. 1-1-24; 103-123, eff. 1-1-24; 103-154, eff. |
14 | | 6-30-23; 103-420, eff. 1-1-24; 103-426, eff. 8-4-23; 103-445, |
15 | | eff. 1-1-24; 103-551, eff. 8-11-23; revised 8-29-23.) |
16 | | Section 35. The Limited Health Service Organization Act is |
17 | | amended by changing Section 4003 as follows: |
18 | | (215 ILCS 130/4003) (from Ch. 73, par. 1504-3) |
19 | | Sec. 4003. Illinois Insurance Code provisions. Limited |
20 | | health service organizations shall be subject to the |
21 | | provisions of Sections 133, 134, 136, 137, 139, 140, 141.1, |
22 | | 141.2, 141.3, 143, 143c, 147, 148, 149, 151, 152, 153, 154, |
23 | | 154.5, 154.6, 154.7, 154.8, 155.04, 155.37, 155.49, 355.2, |
24 | | 355.3, 355b, 356m, 356q, 356v, 356z.4, 356z.4a, 356z.10, |
|
| | SB0773 Engrossed | - 21 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | 356z.21, 356z.22, 356z.25, 356z.26, 356z.29, 356z.30a, |
2 | | 356z.32, 356z.33, 356z.41, 356z.46, 356z.47, 356z.51, 356z.53, |
3 | | 356z.54, 356z.57, 356z.59, 356z.61, 356z.64, 356z.67, 356z.68, |
4 | | 356z.71, 364.3, 368a, 401, 401.1, 402, 403, 403A, 408, 408.2, |
5 | | 409, 412, 444, and 444.1 and Articles IIA, VIII 1/2, XII, XII |
6 | | 1/2, XIII, XIII 1/2, XXV, and XXVI of the Illinois Insurance |
7 | | Code. Nothing in this Section shall require a limited health |
8 | | care plan to cover any service that is not a limited health |
9 | | service. For purposes of the Illinois Insurance Code, except |
10 | | for Sections 444 and 444.1 and Articles XIII and XIII 1/2, |
11 | | limited health service organizations in the following |
12 | | categories are deemed to be domestic companies: |
13 | | (1) a corporation under the laws of this State; or |
14 | | (2) a corporation organized under the laws of another |
15 | | state, 30% or more of the enrollees of which are residents |
16 | | of this State, except a corporation subject to |
17 | | substantially the same requirements in its state of |
18 | | organization as is a domestic company under Article VIII |
19 | | 1/2 of the Illinois Insurance Code. |
20 | | (Source: P.A. 102-30, eff. 1-1-22; 102-203, eff. 1-1-22; |
21 | | 102-306, eff. 1-1-22; 102-642, eff. 1-1-22; 102-731, eff. |
22 | | 1-1-23; 102-775, eff. 5-13-22; 102-813, eff. 5-13-22; 102-816, |
23 | | eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. 1-1-23; |
24 | | 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91, eff. |
25 | | 1-1-24; 103-420, eff. 1-1-24; 103-426, eff. 8-4-23; 103-445, |
26 | | eff. 1-1-24; revised 8-29-23.) |
|
| | SB0773 Engrossed | - 22 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | Section 40. The Voluntary Health Services Plans Act is |
2 | | amended by changing Section 10 as follows: |
3 | | (215 ILCS 165/10) (from Ch. 32, par. 604) |
4 | | Sec. 10. Application of Insurance Code provisions. Health |
5 | | services plan corporations and all persons interested therein |
6 | | or dealing therewith shall be subject to the provisions of |
7 | | Articles IIA and XII 1/2 and Sections 3.1, 133, 136, 139, 140, |
8 | | 143, 143c, 149, 155.22a, 155.37, 354, 355.2, 355.3, 355b, |
9 | | 356g, 356g.5, 356g.5-1, 356m, 356q, 356r, 356t, 356u, 356v, |
10 | | 356w, 356x, 356y, 356z.1, 356z.2, 356z.3a, 356z.4, 356z.4a, |
11 | | 356z.5, 356z.6, 356z.8, 356z.9, 356z.10, 356z.11, 356z.12, |
12 | | 356z.13, 356z.14, 356z.15, 356z.18, 356z.19, 356z.21, 356z.22, |
13 | | 356z.25, 356z.26, 356z.29, 356z.30, 356z.30a, 356z.32, |
14 | | 356z.32a, 356z.33, 356z.40, 356z.41, 356z.46, 356z.47, |
15 | | 356z.51, 356z.53, 356z.54, 356z.56, 356z.57, 356z.59, 356z.60, |
16 | | 356z.61, 356z.62, 356z.64, 356z.67, 356z.68, 356z.71, 364.01, |
17 | | 364.3, 367.2, 368a, 401, 401.1, 402, 403, 403A, 408, 408.2, |
18 | | and 412, and paragraphs (7) and (15) of Section 367 of the |
19 | | Illinois Insurance Code. |
20 | | Rulemaking authority to implement Public Act 95-1045, if |
21 | | any, is conditioned on the rules being adopted in accordance |
22 | | with all provisions of the Illinois Administrative Procedure |
23 | | Act and all rules and procedures of the Joint Committee on |
24 | | Administrative Rules; any purported rule not so adopted, for |
|
| | SB0773 Engrossed | - 23 - | LRB103 03229 AMQ 48235 b |
|
|
1 | | whatever reason, is unauthorized. |
2 | | (Source: P.A. 102-30, eff. 1-1-22; 102-203, eff. 1-1-22; |
3 | | 102-306, eff. 1-1-22; 102-642, eff. 1-1-22; 102-665, eff. |
4 | | 10-8-21; 102-731, eff. 1-1-23; 102-775, eff. 5-13-22; 102-804, |
5 | | eff. 1-1-23; 102-813, eff. 5-13-22; 102-816, eff. 1-1-23; |
6 | | 102-860, eff. 1-1-23; 102-901, eff. 7-1-22; 102-1093, eff. |
7 | | 1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91, |
8 | | eff. 1-1-24; 103-420, eff. 1-1-24; 103-445, eff. 1-1-24; |
9 | | 103-551, eff. 8-11-23; revised 8-29-23.) |
10 | | Section 99. Effective date. This Act takes effect upon |
11 | | becoming law. |