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| | 103RD GENERAL ASSEMBLY
State of Illinois
2023 and 2024
HB5356 Introduced 2/9/2024, by Rep. Elizabeth "Lisa" Hernandez SYNOPSIS AS INTRODUCED:
| | | Amends the Illinois Insurance Code. Provides that a homeowner's insurance policy that is amended, issued, delivered, or renewed on or after the effective date of the amendatory Act shall provide coverage for damage caused by a sewer backup or overflow from a sump pump. Defines "homeowner's insurance policy". |
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| | A BILL FOR |
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| | HB5356 | | LRB103 37241 RPS 67361 b |
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| 1 | | AN ACT concerning regulation.
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| 2 | | Be it enacted by the People of the State of Illinois, |
| 3 | | represented in the General Assembly:
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| 4 | | Section 5. The Illinois Insurance Code is amended by |
| 5 | | adding Section 143.10f as follows:
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| 6 | | (215 ILCS 5/143.10f new) |
| 7 | | Sec. 143.10f. Homeowner's insurance; sewer backup and sump |
| 8 | | pump overflow coverage. |
| 9 | | (a) In this Section, "homeowner's insurance policy" means |
| 10 | | personal multi-peril property insurance policies covering real |
| 11 | | property used principally for residential purposes or any |
| 12 | | household or personal property that is usual or incidental to |
| 13 | | the occupancy of any premises used for residential purposes. |
| 14 | | (b) A homeowner's insurance policy that is amended, |
| 15 | | issued, delivered, or renewed on or after the effective date |
| 16 | | of this amendatory Act of the 103rd General Assembly shall |
| 17 | | provide coverage for damage caused by a sewer backup or |
| 18 | | overflow from a sump pump. |