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| | 103RD GENERAL ASSEMBLY
State of Illinois
2023 and 2024
HB5149 Introduced 2/9/2024, by Rep. Dagmara Avelar SYNOPSIS AS INTRODUCED:
| | | Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that it is an unlawful practice under the Act for a person to report to a consumer reporting agency any medical debt incurred by a consumer or any collection action against the consumer to collect that medical debt. |
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| | A BILL FOR |
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| | HB5149 | | LRB103 37659 SPS 67786 b |
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| 1 | | AN ACT concerning business.
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| 2 | | Be it enacted by the People of the State of Illinois, |
| 3 | | represented in the General Assembly:
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| 4 | | Section 5. The Consumer Fraud and Deceptive Business |
| 5 | | Practices Act is amended by adding Section 2EEEE as follows:
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| 6 | | (815 ILCS 505/2EEEE new) |
| 7 | | Sec. 2EEEE. Credit reporting; medical debt. |
| 8 | | (a) As used in this Section: |
| 9 | | "Collection action" means any referral of a bill to a |
| 10 | | collection agency or law firm to collect payment for services |
| 11 | | from a consumer for health care services. |
| 12 | | "Consumer reporting agency" has the meaning ascribed to it |
| 13 | | in 15 U.S.C. 1681a(f). |
| 14 | | "Medical debt" means a debt arising from the receipt of |
| 15 | | health care services. "Medical debt" does not include debt |
| 16 | | charged to a credit card, unless the credit card is issued |
| 17 | | under an open-end or closed-end plan offered specifically for |
| 18 | | the payment of health care services, products, or devices |
| 19 | | provided to a person. |
| 20 | | (b) It is an unlawful practice under this Act for a person |
| 21 | | to report to a consumer reporting agency any medical debt |
| 22 | | incurred by a consumer or any collection action against the |
| 23 | | consumer to collect that medical debt. |