103RD GENERAL ASSEMBLY
State of Illinois
2023 and 2024
HB5149

 

Introduced 2/9/2024, by Rep. Dagmara Avelar

 

SYNOPSIS AS INTRODUCED:
 
815 ILCS 505/2EEEE new

    Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that it is an unlawful practice under the Act for a person to report to a consumer reporting agency any medical debt incurred by a consumer or any collection action against the consumer to collect that medical debt.


LRB103 37659 SPS 67786 b

 

 

A BILL FOR

 

HB5149LRB103 37659 SPS 67786 b

1    AN ACT concerning business.
 
2    Be it enacted by the People of the State of Illinois,
3represented in the General Assembly:
 
4    Section 5. The Consumer Fraud and Deceptive Business
5Practices Act is amended by adding Section 2EEEE as follows:
 
6    (815 ILCS 505/2EEEE new)
7    Sec. 2EEEE. Credit reporting; medical debt.
8    (a) As used in this Section:
9    "Collection action" means any referral of a bill to a
10collection agency or law firm to collect payment for services
11from a consumer for health care services.
12    "Consumer reporting agency" has the meaning ascribed to it
13in 15 U.S.C. 1681a(f).
14    "Medical debt" means a debt arising from the receipt of
15health care services. "Medical debt" does not include debt
16charged to a credit card, unless the credit card is issued
17under an open-end or closed-end plan offered specifically for
18the payment of health care services, products, or devices
19provided to a person.
20    (b) It is an unlawful practice under this Act for a person
21to report to a consumer reporting agency any medical debt
22incurred by a consumer or any collection action against the
23consumer to collect that medical debt.