Bill Status of HB 1049   103rd General Assembly

Short Description:  DOG BREED INS PROTECTION ACT

House Sponsors
Rep. Rita Mayfield, Barbara Hernandez, Camille Y. Lilly, Tom Weber and Janet Yang Rohr

Senate Sponsors
(Sen. Linda Holmes, Laura Ellman, Laura Fine, Sara Feigenholtz-Cristina Castro, Laura M. Murphy, David Koehler, Karina Villa and Meg Loughran Cappel)


Last Action  View All Actions

DateChamber Action
  6/9/2023HousePublic Act . . . . . . . . . 103-0011

Statutes Amended In Order of Appearance
New Act

Synopsis As Introduced
Creates the Dog Breed Insurance Underwriting Protection Act. Provides that with respect to homeowner's insurance policies and renter's insurance policies issued, renewed, modified, altered, or amended on or after the effective date of the Act, no insurer shall refuse to issue or renew, cancel, or charge or impose an increased premium or rate for a policy or contract, or exclude, limit, restrict, or reduce coverage under a policy or contract based solely upon harboring or owning any dog of a specific breed or mixture of breeds. Provides that with respect to homeowner's insurance policies and renter's insurance policies issued, renewed, modified, altered, or amended on or after the effective date of the Act, the provisions shall not prohibit an insurer from refusing to issue or renew or from cancelling a contract or policy nor from imposing a reasonably increased premium or rate for a policy or contract based upon the designation of a dog of any breed or mixture of breeds as a dangerous dog based on sound underwriting and actuarial principles reasonably related to actual or anticipated loss experience. Provides that the Department of Insurance shall have the authority to adopt rules that are not inconsistent with and that are necessary to administer and enforce the provisions. Effective 6 months after becoming law.

House Committee Amendment No. 1
Provides that "dangerous dog" shall have the meaning ascribed to that term under the Animal Control Act. Makes a change in provisions concerning underwriting and actuarial principles reasonably related to actual or anticipated loss experience.

House Floor Amendment No. 3
Deletes reference to:
New Act
Adds reference to:
215 ILCS 5/143.10e new
215 ILCS 5/143.10d rep.

Replaces everything after the enacting clause. Amends the Illinois Insurance Code. Provides that with respect to homeowner's insurance policies and renter's insurance policies issued, renewed, modified, altered, or amended on or after the effective date of the amendatory Act, no insurer shall refuse to issue or renew, cancel, charge or impose an increased premium or rate for a policy or contract, or exclude, limit, restrict, or reduce coverage under a policy or contract based solely upon harboring or owning any dog of a specific breed or mixture of breeds. Provides that an insurer may cancel or refuse to issue or renew any homeowner's or renter's insurance policy or impose a reasonably increased premium for such policy based on the determination of an individual dog as a dangerous or vicious dog under the Animal Control Act. Repeals provisions concerning claim information for a dog-related incident. Effective immediately, except that specified provisions take effect 6 months after becoming law.

Actions 
DateChamber Action
  12/20/2022HousePrefiled with Clerk by Rep. Rita Mayfield
  1/12/2023HouseFirst Reading
  1/12/2023HouseReferred to Rules Committee
  2/7/2023HouseAdded Co-Sponsor Rep. Barbara Hernandez
  2/15/2023HouseAssigned to Insurance Committee
  2/22/2023HouseAdded Co-Sponsor Rep. Camille Y. Lilly
  2/24/2023HouseHouse Committee Amendment No. 1 Filed with Clerk by Rep. Rita Mayfield
  2/24/2023HouseHouse Committee Amendment No. 1 Referred to Rules Committee
  2/27/2023HouseHouse Committee Amendment No. 2 Filed with Clerk by Rep. Rita Mayfield
  2/27/2023HouseHouse Committee Amendment No. 2 Referred to Rules Committee
  2/28/2023HouseHouse Committee Amendment No. 1 Rules Refers to Insurance Committee
  3/7/2023HouseHouse Committee Amendment No. 1 Adopted in Insurance Committee; by Voice Vote
  3/7/2023HouseDo Pass as Amended / Short Debate Insurance Committee; 009-005-000
  3/7/2023HouseHouse Committee Amendment No. 2 Tabled
  3/8/2023HousePlaced on Calendar 2nd Reading - Short Debate
  3/9/2023HouseAdded Co-Sponsor Rep. Tom Weber
  3/9/2023HouseHouse Floor Amendment No. 3 Filed with Clerk by Rep. Rita Mayfield
  3/9/2023HouseHouse Floor Amendment No. 3 Referred to Rules Committee
  3/14/2023HouseHouse Floor Amendment No. 3 Rules Refers to Insurance Committee
  3/14/2023HouseHouse Floor Amendment No. 3 Recommends Be Adopted Insurance Committee; 008-005-000
  3/16/2023HouseHouse Floor Amendment No. 3 Adopted
  3/16/2023HouseSecond Reading - Short Debate
  3/16/2023HousePlaced on Calendar Order of 3rd Reading - Short Debate
  3/23/2023HouseAdded Co-Sponsor Rep. Janet Yang Rohr
  3/23/2023HouseThird Reading - Short Debate - Passed 081-031-000
  3/23/2023SenateArrive in Senate
  3/23/2023SenatePlaced on Calendar Order of First Reading
  3/23/2023SenateChief Senate Sponsor Sen. Linda Holmes
  3/23/2023SenateFirst Reading
  3/23/2023SenateReferred to Assignments
  3/24/2023SenateAdded as Alternate Co-Sponsor Sen. Laura Ellman
  3/27/2023SenateAdded as Alternate Co-Sponsor Sen. Laura Fine
  3/28/2023SenateAdded as Alternate Co-Sponsor Sen. Sara Feigenholtz
  3/30/2023SenateAdded as Alternate Chief Co-Sponsor Sen. Cristina Castro
  4/12/2023SenateAssigned to Insurance
  4/19/2023SenateDo Pass Insurance; 011-000-000
  4/19/2023SenatePlaced on Calendar Order of 2nd Reading April 20, 2023
  4/19/2023SenateAdded as Alternate Co-Sponsor Sen. Laura M. Murphy
  4/20/2023SenateSecond Reading
  4/20/2023SenatePlaced on Calendar Order of 3rd Reading April 25, 2023
  5/4/2023SenateThird Reading - Passed; 044-013-000
  5/4/2023HousePassed Both Houses
  5/9/2023SenateAdded as Alternate Co-Sponsor Sen. David Koehler
  5/11/2023SenateAdded as Alternate Co-Sponsor Sen. Karina Villa
  5/11/2023SenateAdded as Alternate Co-Sponsor Sen. Meg Loughran Cappel
  6/2/2023HouseSent to the Governor
  6/9/2023HouseGovernor Approved
  6/9/2023HouseEffective Date June 9, 2023; ; Some Provisions
  6/9/2023HouseEffective Date December 9, 2023; ; Some Provisions
  6/9/2023HousePublic Act . . . . . . . . . 103-0011

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