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| | 102ND GENERAL ASSEMBLY
State of Illinois
2021 and 2022
HB4946 Introduced 1/27/2022, by Rep. Maura Hirschauer SYNOPSIS AS INTRODUCED:
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Amends the Illinois Insurance Code. Provides that a group or individual policy of accident and health insurance that is amended, delivered, issued, or renewed on or after January 1, 2024 may not contain any provision denying benefits for expenses incurred in the treatment of an injury sustained by an insured as the result of domestic violence, nor contain any provision denying benefits for expenses incurred in the provision of mental health treatment or therapy to an insured who is a victim of domestic violence. Provides that health benefits for expenses incurred in the treatment of an injury sustained as the result of domestic violence shall be provided to the same extent as for any other treatment under the policy, and mental health treatment and therapy provided to a victim of domestic violence shall be deemed to be medically necessary, and health benefits for the expenses shall be provided to the same extent as for any other medically necessary treatment under the policy.
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| | A BILL FOR |
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| | HB4946 | | LRB102 25168 BMS 34431 b |
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| 1 | | AN ACT concerning regulation.
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| 2 | | Be it enacted by the People of the State of Illinois,
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| 3 | | represented in the General Assembly:
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| 4 | | Section 5. The Illinois Insurance Code is amended by |
| 5 | | adding Section 356z.53 as follows:
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| 6 | | (215 ILCS 5/356z.53 new) |
| 7 | | Sec. 356z.53. Coverage for victims of domestic violence. |
| 8 | | (a) A group or individual policy of accident and health |
| 9 | | insurance that is amended, delivered, issued, or renewed on or |
| 10 | | after January 1, 2024 may not contain a provision denying |
| 11 | | benefits for expenses incurred in the treatment of an injury |
| 12 | | sustained by an insured as the result of domestic violence, |
| 13 | | nor contain a provision denying benefits for expenses incurred |
| 14 | | in the provision of mental health treatment or therapy to an |
| 15 | | insured who is a victim of domestic violence. |
| 16 | | (b) Health benefits for expenses incurred in the treatment |
| 17 | | of an injury sustained as the result of domestic violence |
| 18 | | shall be provided to the same extent as for any other treatment |
| 19 | | under the policy. Mental health treatment and therapy provided |
| 20 | | to a victim of domestic violence shall be deemed to be |
| 21 | | medically necessary, and health benefits for these expenses |
| 22 | | shall be provided to the same extent as for any other medically |
| 23 | | necessary treatment under the policy.
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