Date	Chamber	Action
1/4/2019	House	Public Act . . . . . . . . . 100-1168

Statutes Amended In Order of Appearance

815 ILCS 122/2-10

815 ILCS 122/2-15

Synopsis As Introduced
Amends the Payday Loan Reform Act. Authorizes a lender to charge a borrower for the verification that the proposed loan agreement is permissible: a fee not to exceed $1 for a payday loan or a fee not to exceed $1 for each month that a balance is scheduled to be outstanding on an installment payday loan (rather than a fee not to exceed $1). Authorizes a certified consumer reporting service to charge the following verification fees upon a loan being made or entered into a certified database: a fee not to exceed $1 for a payday loan or a fee not to exceed $1 for each month that a balance is scheduled to be outstanding on an installment payday loan (rather than a fee not to exceed $1). Effective immediately.

House Committee Amendment No. 1
Replaces everything after the enacting clause. Reinserts the provisions of the introduced bill with the following changes: (1) authorizes a lender to charge a borrower a fee not to exceed $3 to verify an installment payday loan (rather than a fee not to exceed $1 for each month that a balance is scheduled to be outstanding on an installment payday loan); and (2) authorizes a certified consumer reporting service to charge a fee not to exceed $3 to verify an installment payday loan (rather than a fee not to exceed $1 for each month that a balance is scheduled to be outstanding on an installment payday loan). Removes the effective date from the bill.

House Floor Amendment No. 2
Replaces everything after the enacting clause. Reinserts the provisions of the introduced bill with the following changes: (1) authorizes a lender after July 1, 2020 to charge a borrower a fee not to exceed $3 to verify an installment payday loan (rather than a fee not to exceed $1 for each month that a balance is scheduled to be outstanding on an installment payday loan); and (2) authorizes a certified consumer reporting service after July 1, 2020 to charge a fee not to exceed $3 to verify an installment payday loan (rather than a fee not to exceed $1 for each month that a balance is scheduled to be outstanding on an installment payday loan). Removes the effective date from the bill.

Actions 

Date	Chamber	Action
2/14/2018	House	Filed with the Clerk by Rep. Lou Lang
2/14/2018	House	First Reading
2/14/2018	House	Referred to Rules Committee
2/21/2018	House	Assigned to Financial Institutions Committee
4/4/2018	House	House Committee Amendment No. 1 Filed with Clerk by Rep. Lou Lang
4/4/2018	House	House Committee Amendment No. 1 Referred to Rules Committee
4/9/2018	House	House Committee Amendment No. 1 Rules Refers to Financial Institutions Committee
4/9/2018	House	House Committee Amendment No. 1 Adopted in Financial Institutions Committee; by Voice Vote
4/9/2018	House	Do Pass as Amended / Short Debate Financial Institutions Committee; 009-000-000
4/10/2018	House	Placed on Calendar 2nd Reading - Short Debate
4/19/2018	House	House Floor Amendment No. 2 Filed with Clerk by Rep. Lou Lang
4/19/2018	House	House Floor Amendment No. 2 Referred to Rules Committee
4/23/2018	House	House Floor Amendment No. 2 Rules Refers to Financial Institutions Committee
4/24/2018	House	House Floor Amendment No. 2 Recommends Be Adopted Financial Institutions Committee; 008-000-000
4/25/2018	House	Second Reading - Short Debate
4/25/2018	House	House Floor Amendment No. 2 Adopted
4/25/2018	House	Placed on Calendar Order of 3rd Reading - Short Debate
4/26/2018	House	Placed on Calendar - Consideration Postponed
4/26/2018	House	Third Reading - Consideration Postponed
4/27/2018	House	Rule 19(a) / Re-referred to Rules Committee
5/14/2018	House	Approved for Consideration Rules Committee; 004-000-000
5/14/2018	House	Placed on Calendar - Consideration Postponed
5/14/2018	House	Third Reading - Consideration Postponed
5/14/2018	House	Final Action Deadline Extended-9(b) May 25, 2018
5/18/2018	House	Added Co-Sponsor Rep. C.D. Davidsmeyer
5/25/2018	House	Final Action Deadline Extended-9(b) May 31, 2018
5/30/2018	House	Placed on Calendar Order of 3rd Reading - Short Debate
5/30/2018	House	Third Reading - Short Debate - Passed 072-043-000
5/30/2018	Senate	Arrive in Senate
5/30/2018	Senate	Placed on Calendar Order of First Reading
5/30/2018	Senate	Chief Senate Sponsor Sen. Terry Link
5/30/2018	Senate	First Reading
5/30/2018	Senate	Referred to Assignments
11/7/2018	Senate	Assigned to Judiciary
11/14/2018	Senate	Do Pass Judiciary; 010-000-000
11/14/2018	Senate	Placed on Calendar Order of 2nd Reading
11/14/2018	Senate	Second Reading
11/14/2018	Senate	Placed on Calendar Order of 3rd Reading November 15, 2018
11/28/2018	Senate	Third Reading - Passed; 045-003-000
11/28/2018	House	Passed Both Houses
12/27/2018	House	Sent to the Governor
1/4/2019	House	Governor Approved
1/4/2019	House	Effective Date June 1, 2019
1/4/2019	House	Public Act . . . . . . . . . 100-1168

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