(815 ILCS 604/15)

(This Section may contain text from a Public Act with a delayed effective date)

Sec. 15. Applicability.

(a) This Act applies to any action filed on or after the effective date of this Act:

(1) with respect to any consumer contract entered into on or after the effective date of this Act; if the commercial party filing the action is a debt buyer, this Act applies irrespective of when the consumer contract was made or acquired by the debt buyer; and

(2) if the principal amount claimed does not exceed the maximum amount of a judgment allowable for a small claim under the Illinois Supreme Court Rules.

(b) Notwithstanding subsection (a), this Act does not apply if:

(1) the commercial party does not request attorney's fees in its complaint; or

(2) each party to the consumer contract was represented by counsel in the negotiation of the consumer contract.

(Source: P.A. 103-344, eff. 1-1-24.)