(810 ILCS 5/9-201) (from Ch. 26, par. 9-201)

Sec. 9-201.

General effectiveness of security agreement.

(a) General effectiveness.  Except as otherwise provided in the Uniform
Commercial Code, a security agreement is effective according to its terms
between
the parties, against purchasers of the collateral, and against creditors.

(b) Applicable consumer laws and other law.  A transaction subject to
this Article is subject to any applicable rule of law, statute, or regulation
which establishes a
different
rule for
consumers, including:

(1) the Retail Installment Sales Act;

(2) the Motor Vehicle Retail Installment Sales Act;

(3) Article II of Chapter 3 of the Illinois Vehicle Code;

(4) Article IIIB of the Boat Registration and Safety Act;

(5) the Pawnbroker Regulation Act;

(6) the Motor Vehicle Leasing Act;

(7) the Consumer Installment Loan Act; and

(8) the Consumer Deposit Security Act of 1987.

(c) Other applicable law controls.  In case of conflict between this Article
and a rule of law, statute, or regulation described in subsection
(b), the rule
of law,
statute, or regulation controls.  Failure to comply with a rule of law,
statute, or
regulation
described in subsection (b) has only the effect such rule of law, statute, or
regulation
specifies.

(d) Further deference to other applicable law. This Article does not:

(1) validate any rate, charge, agreement, or practice that violates a rule of law,