Section 1075.750  Remote Drive-In and/or Remote Pedestrian Facilities

a)         A savings bank may, without prior approval of the Director, establish a remote drive-in and/or remote pedestrian facility in conjunction with each savings bank business office. Each facility may be designed to simultaneously accommodate more than one customer.

b)         The term "business office" means the business office premises, including non-remote drive-in and/or non-remote pedestrian facilities that are those facilities within the boundaries of real estate on which a home office or any branch office is located and the areas contiguous to the facility, that the savings bank has the exclusive right as owner or lessee to use or maintain for ingress or egress or for parking in connection with that business office.

c)         Remote drive-in and remote pedestrian facilities are defined as follows:

1)         A remote drive-in facility is a facility that is not located on the premises of a business office as defined in subsection (b) and at which the customer transacts business from a vehicle.

2)         A remote pedestrian facility is a facility that is not located on the premises of a business office as defined in subsection (b) and at which the customer need not enter an office but may remain outside the structure and transact business with a teller located inside the structure.

d)         Remote drive-in and remote pedestrian facilities may be placed in a store or location of some other business if the savings bank's quarters are used exclusively for the conduct of the savings bank's business. There will be no objection to a remote pedestrian facility that faces on an enclosed mall and serves pedestrians who remain in the mall while transacting business with the savings bank.

e)         Functions that are routinely performed by the establishing savings bank's tellers at its business offices may be performed at a remote drive-in and/or remote pedestrian facility.

(Source:  Amended at 30 Ill. Reg. 19068, effective December 1, 2006)