HB4464 - 104th General Assembly

INS-DENTAL COVERAGE REIMBURSE
Last Action
4/15/2026 - Senate: Referred to Assignments
House Sponsors
Rep. Jennifer Gong-Gershowitz - Tracy Katz Muhl

Senate Sponsors
(Sen. Julie A. Morrison)
Statutes Amended In Order of Appearance
Synopsis As Introduced
Amends the Illinois Insurance Code. Prohibits an insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance on or after the effective date of the amendatory Act from requiring a dental care provider to only accept payment from a credit card or electronic funds transfer, in addition to the existing prohibition on incurred fees to access and obtain payment or reimbursement for services provided. Provides that any insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance may initiate or change payment methodology to a dental care provider using electronic funds transfer payments, including virtual credit card payments, if the specified conditions are met. Sets forth provisions concerning claim payment methodologies and fees for transmitting payments. Provides that the specified dental coverage reimbursement provisions shall not be waived by contract. Effective January 1, 2027.

House Floor Amendment No. 1
Replaces everything after the enacting clause with the provisions of the introduced bill with the following changes. Provides that a dental care provider's express acceptance may be given by an electronic or digital signature if the form of the signature is recognized as a valid signature under applicable law. Replaces provisions concerning requests for a change in the available payment methodology and provisions prohibiting an insurer or managed care plan from using a dental care provider's preferred method of payment as a factor when deciding whether to provide credentials to a dentist with cross-references to existing health care provider reimbursement requirements. Effective January 1, 2027.
Actions
Date Chamber Action
1/15/2026 House Filed with the Clerk by Rep. Jennifer Gong-Gershowitz
1/20/2026 House First Reading
1/20/2026 House Referred to Rules Committee
2/11/2026 House Assigned to Insurance Committee
2/17/2026 House Do Pass / Short Debate Insurance Committee; 016-000-000
2/18/2026 House Placed on Calendar 2nd Reading - Short Debate
4/01/2026 House House Floor Amendment No. 1 Filed with Clerk by Rep. Jennifer Gong-Gershowitz
4/01/2026 House House Floor Amendment No. 1 Referred to Rules Committee
4/07/2026 House House Floor Amendment No. 1 Rules Refers to Insurance Committee
4/08/2026 House Added Chief Co-Sponsor Rep. Tracy Katz Muhl
4/08/2026 House House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 015-000-000
4/10/2026 House Second Reading - Short Debate
4/10/2026 House Held on Calendar Order of Second Reading - Short Debate
4/14/2026 House House Floor Amendment No. 1 Adopted
4/14/2026 House Placed on Calendar Order of 3rd Reading - Short Debate
4/14/2026 House Third Reading - Short Debate - Passed 109-000-000
4/15/2026 Senate Arrive in Senate
4/15/2026 Senate Placed on Calendar Order of First Reading
4/15/2026 Senate Chief Senate Sponsor Sen. Julie A. Morrison
4/15/2026 Senate First Reading
4/15/2026 Senate Referred to Assignments