TITLE 38: FINANCIAL INSTITUTIONS CHAPTER I: DEPARTMENT OF FINANCIAL AND PROFESSIONAL REGULATION PART 210 PAYDAY LOAN REFORM ACT The General Assembly's Illinois Administrative Code database includes only those rulemakings that have been permanently adopted. This menu will point out the Sections on which an emergency rule (valid for a maximum of 150 days, usually until replaced by a permanent rulemaking) exists. The emergency rulemaking is linked through the notation that follows the Section heading in the menu. View Entire Part Section 210.1 Definitions Section 210.2 Rate Cap Disclosure Notices Section 210.10 Minimum Requirements for Office Records Section 210.15 Application for Payday Lender License; Controlling Person Section 210.16 Dual Licensure Limitation Section 210.20 Loan Register Section 210.30 Individual Account Records Section 210.40 File of Original Papers Section 210.50 Cash Book Section 210.60 Alphabetical Record of Co-Makers, Consumers or Guarantors Section 210.65 Permanent File Section 210.70 Payments and Refunds Section 210.72 Loan Terms Section 210.75 Installment Payday Loans (Repealed) Section 210.80 Cancellation and Return of Documents Section 210.90 Hypothecation at the Time of the Sale of Consumer's Loan Agreement Section 210.100 Legal Forms Section 210.110 Judgments Section 210.120 Trouble File Section 210.125 Schedule of Fines Section 210.130 Office and Office Hours Section 210.140 Advertising Section 210.150 Other Business Section 210.160 Examination Remittances Section 210.170 General Section 210.180 Relocation Section 210.190 Name Change Section 210.200 Hearing Procedures Section 210.210 Off-Site Records Section 210.220 Servicing of Accounts by Contract Section 210.230 Revocation or Suspension of License Section 210.240 Consumer Written Verification of Compliance with Act Section 210.250 Gross Monthly Income Verification Section 210.260 Certified Database/Commercially Reasonable Method of Verification Section 210.270 Violation of Federal Law – Section 670 of the John Warner National Defense Authorization Act Section 210.APPENDIX A Disclosure of 36% Rate Cap

AUTHORITY: Implementing and authorized by the Payday Loan Reform Act [815 ILCS 122].

SOURCE: Adopted at 29 Ill. Reg. 21008, effective December 16, 2005; amended at 35 Ill. Reg. 7343, effective April 21, 2011; amended at 37 Ill. Reg. 216, effective February 19, 2013; amended at 41 Ill. Reg. 12400, effective October 6, 2017; amended at 45 Ill. Reg. 4467, effective March 24, 2021; amended at 46 Ill. Reg. 6550, effective August 1, 2022; amended at 46 Ill. Reg. 17948, effective October 27, 2022; amended at 47 Ill. Reg. 9363, effective June 20, 2023.